Aflac (AFL) Return on Equity [ROE] (2009 - 2026)
Aflac's Return on Equity [ROE] came in at 16.13% for Q2 2026, up 7.03 percentage points from 9.10% a year earlier and up 0.54 percentage points from the prior quarter.
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Analysis
Aflac (AFL) Return on Equity [ROE] (2009 - 2026) Analysis & Trends
For FY2025, Aflac's Return on Equity [ROE] was 0.30%, unchanged from FY2024.
- Return on Equity [ROE] carries a five-year change of +0.10 percentage points (FY2020 to FY2025).
- Going back by year, Return on Equity [ROE] was 0.30% in FY2024 (-0.08 pp), 0.38% in FY2023 (unchanged), 0.37% in FY2022 (+0.11 pp) and 0.26% in FY2021 (+0.06 pp).
- The Q2 2026 figure represents the highest quarterly Return on Equity [ROE] since Q4 2024.
- Year-over-year, Return on Equity [ROE] increased in three of the last eight quarters, with an average year-over-year change of -3.57 percentage points.
- The fastest year-over-year change in Return on Equity [ROE] over five years came in Q3 2022 (a gain of 13.57 percentage points), and the weakest in Q2 2025 (a drop of 12.96 percentage points).
- Business Quant data shows AFL's Return on Equity [ROE] at 15.60% (Q1 2026), 12.53% (Q4 2025) and 14.92% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.65 Bn | 84.23 Bn | 9.13 Bn | 14.32% |
| 2 | Progressive | 129.27 Bn | 105.11 Bn | 9.04 Bn | 35.24% |
| 3 | Marsh & Mclennan Companies | 90.79 Bn | 82.95 Bn | - | 27.18% |
| 4 | Travelers Companies | 83.98 Bn | 60.23 Bn | 6.23 Bn | 25.51% |
| 5 | Manulife Financial | 77.09 Bn | -17.80 Bn | - | 9.17% |
| 6 | Arthur J. Gallagher | 66.40 Bn | 60.80 Bn | - | 6.62% |
| 7 | Metlife | 65.77 Bn | -41.01 Bn | 7.82 Bn | 13.22% |
| 8 | Allstate | 64.29 Bn | 25.56 Bn | 8.73 Bn | 40.73% |
| 9 | Aon | 62.89 Bn | 56.11 Bn | - | 40.61% |
| 10 | Aflac | 60.63 Bn | 35.84 Bn | 2.27 Bn | 16.13% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.13% |
| Mar 31, 2026 | 15.60% |
| Dec 31, 2025 | 12.53% |
| Sep 30, 2025 | 14.92% |
| Jun 30, 2025 | 9.10% |
| Mar 31, 2025 | 13.70% |
| Dec 31, 2024 | 21.38% |
| Sep 30, 2024 | 14.97% |
| Jun 30, 2024 | 22.07% |
| Mar 31, 2024 | 23.51% |
| Dec 31, 2023 | 20.87% |
| Sep 30, 2023 | 21.28% |
| Jun 30, 2023 | 23.86% |
| Mar 31, 2023 | 22.84% |
| Dec 31, 2022 | 22.04% |
| Sep 30, 2022 | 26.16% |
| Jun 30, 2022 | 23.03% |
| Mar 31, 2022 | 23.04% |
| Dec 31, 2021 | 16.73% |
| Sep 30, 2021 | 12.59% |
API Access
Aflac Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=AFL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "AFL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=AFL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();