Aflac (AFL) Interest Coverage Ratio (2009 - 2026)
Aflac's (AFL) quarterly Interest Coverage Ratio came in at 15.93 in Q1 2026, down 16.58% year-on-year from 19.1 in Q1 2025, and little changed quarter-over-quarter from 15.95 in Q4 2025.
Aflac (AFL) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Aflac has disclosed Interest Coverage Ratio across 18 years of filings, most recently posting 15.93 for Q1 2026.
- Interest Coverage Ratio for Q1 2026 came in at 15.93, down 16.58% year-over-year; the trailing twelve-month figure through Mar 2026 was 17.73 (down 12.94% YoY), and the FY2025 annual result was 18.53, down 11.32% from the prior year.
- Interest Coverage Ratio came in at 15.93 for Q1 2026 at Aflac, roughly flat from 15.95 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 21.9 in Q2 2024 to a low of 15.59 in Q3 2022.
- The 5-year median for Interest Coverage Ratio is 19.1 (2025), against an average of 18.66.
- Across the five-year window, Interest Coverage Ratio soared 31.4% in 2023 and decreased 21.5% in 2025, its largest moves.
- Aflac's Interest Coverage Ratio stood at 16.29 in 2022, then climbed by 12.97% to 18.4 in 2023, then climbed by 10.41% to 20.32 in 2024, then fell by 21.5% to 15.95 in 2025, then retreated by 0.11% to 15.93 in 2026.
- The last three Interest Coverage Ratio figures came in at 15.93 (Q1 2026), 15.95 (Q4 2025), and 18.72 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Manulife Financial | 575.36 Bn | 575.36 Bn | - | - |
| 2 | Aflac | 60.03 Bn | 54.38 Bn | 1.48 Bn | 15.93 |
| 3 | Metlife | 56.29 Bn | 40.35 Bn | 256.00 Mn | 3.20 |
| 4 | Unum | 14.92 Bn | 4.96 Bn | 1.40 Bn | 9.10 |
| 5 | Globe Life | 12.80 Bn | 12.12 Bn | 1.45 Bn | 8.52 |
| 6 | Primerica | 8.79 Bn | 8.79 Bn | 770.81 Mn | 7.38 |
| 7 | Jackson Financial | 7.51 Bn | 1.68 Bn | - | 29.60 |
| 8 | Lincoln National | 6.95 Bn | -8.74 Bn | 3.25 Bn | 1.61 |
| 9 | CNO Financial | 4.67 Bn | 4.33 Bn | 754.30 Mn | 0.75 |
| 10 | Prudential | 4.24 Bn | 4.24 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 15.93 |
| Dec 31, 2025 | 15.95 |
| Sep 30, 2025 | 18.72 |
| Jun 30, 2025 | 20.79 |
| Mar 31, 2025 | 19.10 |
| Dec 31, 2024 | 20.32 |
| Sep 30, 2024 | 20.12 |
| Jun 30, 2024 | 21.90 |
| Mar 31, 2024 | 21.28 |
| Dec 31, 2023 | 18.40 |
| Sep 30, 2023 | 20.49 |
| Jun 30, 2023 | 19.59 |
| Mar 31, 2023 | 19.65 |
| Dec 31, 2022 | 16.29 |
| Sep 30, 2022 | 15.59 |
| Jun 30, 2022 | 17.04 |
| Mar 31, 2022 | 16.13 |
| Dec 31, 2021 | 15.96 |
| Sep 30, 2021 | 17.39 |
| Jun 30, 2021 | 16.02 |