Affinity Bancshares (AFBI) Interest Coverage Ratio (2020 - 2026)

Affinity Bancshares' (AFBI) quarterly Interest Coverage Ratio came in at 1.58 in Q1 2026, up 5.08% year-on-year from 1.51 in Q1 2025, and little changed quarter-over-quarter from 1.58 in Q4 2025.

Affinity Bancshares (AFBI) Interest Coverage Ratio (2020 - 2026) Analysis & Trends

Affinity Bancshares' Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 1.58 for Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio rose 5.08% year-over-year to 1.58 in Q1 2026; TTM through Mar 2026 was 6.49, a 337.04% increase from a year earlier, with the FY2025 full-year figure at 1.57, up 14.33% from the prior year.
  • Interest Coverage Ratio steadied at 1.58 in Q1 2026 per AFBI's latest filing, from 1.58 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 3.32 in Q1 2022 and bottomed at 0.63 in Q4 2022.
  • The 5-year median for Interest Coverage Ratio is 1.5 (2023), against an average of 1.52.
  • Across the five-year window, Interest Coverage Ratio sank 336.93% in 2022 and jumped 333.61% in 2023, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 0.63 in 2022, then surged by 333.61% to 1.46 in 2023, then fell by 9.13% to 1.33 in 2024, then rose by 18.74% to 1.58 in 2025, then grew by 0.37% to 1.58 in 2026.
  • Per Business Quant, the three latest AFBI Interest Coverage Ratio figures stand at 1.58 (Q1 2026), 1.58 (Q4 2025), and 1.48 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Affinity Bancshares 139.82 Mn 49.97 Mn - 1.58

Historic Data

Download Data
DateValue
Mar 31, 2026 1.58
Dec 31, 2025 1.58
Sep 30, 2025 1.48
Jun 30, 2025 1.56
Mar 31, 2025 1.51
Dec 31, 2024 1.33
Sep 30, 2024 1.36
Jun 30, 2024 1.29
Mar 31, 2024 1.37
Dec 31, 2023 1.46
Sep 30, 2023 1.64
Jun 30, 2023 1.50
Mar 31, 2023 1.79
Dec 31, 2022 -0.63
Sep 30, 2022 1.26
Jun 30, 2022 2.38
Mar 31, 2022 3.32
Dec 31, 2021 0.26
Sep 30, 2021 3.83
Jun 30, 2021 4.77