Affinity Bancshares (AFBI) Interest Coverage Ratio (2020 - 2026)
Affinity Bancshares' (AFBI) quarterly Interest Coverage Ratio came in at 1.58 in Q1 2026, up 5.08% year-on-year from 1.51 in Q1 2025, and little changed quarter-over-quarter from 1.58 in Q4 2025.
Affinity Bancshares (AFBI) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Affinity Bancshares' Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 1.58 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 5.08% year-over-year to 1.58 in Q1 2026; TTM through Mar 2026 was 6.49, a 337.04% increase from a year earlier, with the FY2025 full-year figure at 1.57, up 14.33% from the prior year.
- Interest Coverage Ratio steadied at 1.58 in Q1 2026 per AFBI's latest filing, from 1.58 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 3.32 in Q1 2022 and bottomed at 0.63 in Q4 2022.
- The 5-year median for Interest Coverage Ratio is 1.5 (2023), against an average of 1.52.
- Across the five-year window, Interest Coverage Ratio sank 336.93% in 2022 and jumped 333.61% in 2023, its largest moves.
- Year by year, Interest Coverage Ratio stood at 0.63 in 2022, then surged by 333.61% to 1.46 in 2023, then fell by 9.13% to 1.33 in 2024, then rose by 18.74% to 1.58 in 2025, then grew by 0.37% to 1.58 in 2026.
- Per Business Quant, the three latest AFBI Interest Coverage Ratio figures stand at 1.58 (Q1 2026), 1.58 (Q4 2025), and 1.48 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Affinity Bancshares | 139.82 Mn | 49.97 Mn | - | 1.58 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.58 |
| Dec 31, 2025 | 1.58 |
| Sep 30, 2025 | 1.48 |
| Jun 30, 2025 | 1.56 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.33 |
| Sep 30, 2024 | 1.36 |
| Jun 30, 2024 | 1.29 |
| Mar 31, 2024 | 1.37 |
| Dec 31, 2023 | 1.46 |
| Sep 30, 2023 | 1.64 |
| Jun 30, 2023 | 1.50 |
| Mar 31, 2023 | 1.79 |
| Dec 31, 2022 | -0.63 |
| Sep 30, 2022 | 1.26 |
| Jun 30, 2022 | 2.38 |
| Mar 31, 2022 | 3.32 |
| Dec 31, 2021 | 0.26 |
| Sep 30, 2021 | 3.83 |
| Jun 30, 2021 | 4.77 |