Affinity Bancshares (AFBI) Interest Coverage Ratio (2020 - 2026)
Affinity Bancshares' quarterly Interest Coverage Ratio came in at 1.63 in Q1 2026, up 8.12% year-on-year from 1.51 in Q1 2025, and little changed quarter-over-quarter from 1.63 in Q4 2025.
Affinity Bancshares has reported Interest Coverage Ratio for 7 years, with the latest figure at 1.63 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 8.12% year-over-year to 1.63; the trailing twelve-month figure through Mar 2026 stood at 1.59 (up 13.97% YoY), and the FY2025 full-year result was 0.12, up 52.35% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.63, roughly flat from 1.63 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 5.56 in Q2 2022, with the low at 3.95 in Q1 2022.
- Average Interest Coverage Ratio over 5 years is 1.65, with a median of 1.52 recorded in 2023.
- Year-over-year, Interest Coverage Ratio plunged 198.64% in 2022 and jumped 145.4% in 2023.
- Tracing AFBI's Interest Coverage Ratio over 5 years: stood at 2.35 in 2022, then plunged by 38.65% to 1.44 in 2023, then slipped by 7.38% to 1.33 in 2024, then grew by 21.93% to 1.63 in 2025, then gained by 0.06% to 1.63 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.63 (Q1 2026), 1.63 (Q4 2025), and 1.57 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Affinity Bancshares | 137.08 Mn | 47.73 Mn | - | 1.63 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.63 |
| Dec 31, 2025 | 1.63 |
| Sep 30, 2025 | 1.57 |
| Jun 30, 2025 | 1.56 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.33 |
| Sep 30, 2024 | 1.47 |
| Jun 30, 2024 | 1.29 |
| Mar 31, 2024 | 1.39 |
| Dec 31, 2023 | 1.44 |
| Sep 30, 2023 | 1.52 |
| Jun 30, 2023 | 1.50 |
| Mar 31, 2023 | 1.79 |
| Dec 31, 2022 | 2.35 |
| Sep 30, 2022 | 4.50 |
| Jun 30, 2022 | 5.56 |
| Mar 31, 2022 | -3.95 |
| Dec 31, 2021 | 3.51 |
| Sep 30, 2021 | 4.13 |
| Jun 30, 2021 | 4.77 |
| Mar 31, 2021 | 4.01 |
| Dec 31, 2020 | 2.81 |
| Sep 30, 2020 | 2.72 |
| Jun 30, 2020 | 1.89 |
| Mar 31, 2020 | -0.25 |