Affinity Bancshares (AFBI) Interest Coverage Ratio (2020 - 2026)

Affinity Bancshares (AFBI) recorded quarterly Interest Coverage Ratio of 1.63 in Q1 2026, little changed quarter-over-quarter from 1.63 in Q4 2025, and up 8.12% on a YoY basis from 1.51 in Q1 2025.

Affinity Bancshares (AFBI) Interest Coverage Ratio (2020 - 2026) Analysis & Trends

Affinity Bancshares' Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 1.63 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio rose 8.12% year-over-year to 1.63; the TTM figure through Mar 2026 stood at 1.59 (up 13.97% YoY), while the FY2025 annual figure was 0.12, up 52.35% from the prior year.
  • Interest Coverage Ratio was 1.63 for Q1 2026 at Affinity Bancshares, roughly flat from 1.63 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 5.56 in Q2 2022 to a low of 3.95 in Q1 2022.
  • Historically, Interest Coverage Ratio has averaged 1.65 across 5 years, with a median of 1.52 in 2023.
  • The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio plunged 198.64% in 2022, then surged 145.4% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 2.35 in 2022, then sank by 38.65% to 1.44 in 2023, then decreased by 7.38% to 1.33 in 2024, then climbed by 21.93% to 1.63 in 2025, then rose by 0.06% to 1.63 in 2026.
  • The last three Interest Coverage Ratio figures came in at 1.63 (Q1 2026), 1.63 (Q4 2025), and 1.57 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Affinity Bancshares 137.26 Mn 47.91 Mn - 1.63

Historic Data

Download Data
DateValue
Mar 31, 2026 1.63
Dec 31, 2025 1.63
Sep 30, 2025 1.57
Jun 30, 2025 1.56
Mar 31, 2025 1.51
Dec 31, 2024 1.33
Sep 30, 2024 1.47
Jun 30, 2024 1.29
Mar 31, 2024 1.39
Dec 31, 2023 1.44
Sep 30, 2023 1.52
Jun 30, 2023 1.50
Mar 31, 2023 1.79
Dec 31, 2022 2.35
Sep 30, 2022 4.50
Jun 30, 2022 5.56
Mar 31, 2022 -3.95
Dec 31, 2021 3.51
Sep 30, 2021 4.13
Jun 30, 2021 4.77