Affinity Bancshares (AFBI) Interest Coverage Ratio (2020 - 2026)
Affinity Bancshares (AFBI) posted Interest Coverage Ratio of 1.63 for Q1 2026, little changed on a QoQ basis from 1.63 in Q4 2025, and up 8.12% year-over-year from 1.51 in Q1 2025.
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Analysis
Affinity Bancshares (AFBI) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Affinity Bancshares has reported Interest Coverage Ratio for 7 years, with the latest figure at 1.63 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio rose 8.12% year-over-year to 1.63 in Q1 2026; TTM through Mar 2026 was 1.59, a 13.97% increase from a year earlier, with the FY2025 full-year figure at 1.57, up 14.16% from the prior year.
- Interest Coverage Ratio was 1.63 for Q1 2026 at Affinity Bancshares, roughly flat from 1.63 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 5.56 in Q2 2022, with the low at 3.95 in Q1 2022.
- Average Interest Coverage Ratio over 5 years is 1.64, with a median of 1.52 recorded in 2023.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio tumbled 198.64% in 2022, then soared 145.4% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 2.08 in 2022, then plunged by 30.67% to 1.44 in 2023, then slipped by 7.38% to 1.33 in 2024, then grew by 21.93% to 1.63 in 2025, then gained by 0.06% to 1.63 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.63 (Q1 2026), 1.63 (Q4 2025), and 1.57 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | Affinity Bancshares | 140.18 Mn | 50.34 Mn | - | 1.63 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 1.63 |
| Dec 31, 2025 | 1.63 |
| Sep 30, 2025 | 1.57 |
| Jun 30, 2025 | 1.56 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.33 |
| Sep 30, 2024 | 1.47 |
| Jun 30, 2024 | 1.29 |
| Mar 31, 2024 | 1.39 |
| Dec 31, 2023 | 1.44 |
| Sep 30, 2023 | 1.52 |
| Jun 30, 2023 | 1.50 |
| Mar 31, 2023 | 1.79 |
| Dec 31, 2022 | 2.08 |
| Sep 30, 2022 | 4.50 |
| Jun 30, 2022 | 5.56 |
| Mar 31, 2022 | -3.95 |
| Dec 31, 2021 | 3.51 |
| Sep 30, 2021 | 4.13 |
| Jun 30, 2021 | 4.77 |
API Access
Affinity Bancshares Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=AFBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "AFBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=AFBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();