Affinity Bancshares (AFBI) Interest Coverage Ratio (2020 - 2026)
Affinity Bancshares (AFBI) posted quarterly Interest Coverage Ratio of 1.58 for Q1 2026, up 5.08% year-over-year from 1.51 in Q1 2025, and little changed quarter-over-quarter from 1.58 in Q4 2025.
Affinity Bancshares (AFBI) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Affinity Bancshares' Interest Coverage Ratio history runs 7 years deep, the most recent figure standing at 1.58 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 5.08% year-over-year to 1.58; the TTM figure through Mar 2026 stood at 6.49 (up 337.03% YoY), while the FY2025 annual figure was 1.57, up 14.33% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.58, roughly flat from 1.58 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 3.32 in Q1 2022, with the low at 0.8 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 1.51 (2025), against an average of 1.67.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio sank 70.21% in 2023, then soared 65.58% in 2024.
- Affinity Bancshares' Interest Coverage Ratio stood at 2.69 in 2022, then plunged by 70.21% to 0.8 in 2023, then jumped by 65.58% to 1.33 in 2024, then increased by 18.74% to 1.58 in 2025, then climbed by 0.37% to 1.58 in 2026.
- Business Quant data shows AFBI's Interest Coverage Ratio at 1.58 in Q1 2026, 1.58 in Q4 2025, and 1.48 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.91 Bn | 84.72 Bn | - | - |
| 2 | Pnc Financial Services | 97.92 Bn | 97.92 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.40 Bn | 96.40 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.98 Bn | -144.11 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.21 Bn | -81.11 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.04 Bn | 57.36 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.79 Bn | 61.79 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.94 Bn | 26.21 Bn | - | 1.90 |
| 10 | Affinity Bancshares | 140.18 Mn | 50.34 Mn | - | 1.63 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.58 |
| Dec 31, 2025 | 1.58 |
| Sep 30, 2025 | 1.48 |
| Jun 30, 2025 | 1.56 |
| Mar 31, 2025 | 1.51 |
| Dec 31, 2024 | 1.33 |
| Sep 30, 2024 | 1.36 |
| Jun 30, 2024 | 1.29 |
| Mar 31, 2024 | 1.37 |
| Dec 31, 2023 | 0.80 |
| Sep 30, 2023 | 1.64 |
| Jun 30, 2023 | 1.50 |
| Mar 31, 2023 | 1.79 |
| Dec 31, 2022 | 2.69 |
| Sep 30, 2022 | 1.26 |
| Jun 30, 2022 | 2.38 |
| Mar 31, 2022 | 3.32 |
| Dec 31, 2021 | 3.82 |
| Sep 30, 2021 | 3.83 |
| Jun 30, 2021 | 4.77 |