Affinity Bancshares (AFBI) Debt Ratio (2020 - 2026)
Affinity Bancshares (AFBI) posted Debt Ratio of 0.06 for Q1 2026, down 4.65% on a QoQ basis from 0.06 in Q4 2025, and down 1.32% year-over-year from 0.06 in Q1 2025.
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Analysis
Affinity Bancshares (AFBI) Debt Ratio (2020 - 2026) Analysis & Trends
Affinity Bancshares has reported Debt Ratio for 7 years, with the latest figure at 0.06 in Q1 2026.
- On a quarterly basis, Debt Ratio fell 1.32% year-over-year to 0.06 in Q1 2026; TTM through Mar 2026 was 0.06, a 1.32% decrease from a year earlier, with the FY2025 full-year figure at 0.06, down 9.74% from the prior year.
- Debt Ratio was 0.06 for Q1 2026 at Affinity Bancshares, down from 0.06 in the prior quarter.
- The five-year high for Debt Ratio was 0.07 in Q4 2024, with the low at 0.01 in Q4 2022.
- Average Debt Ratio over 5 years is 0.05, with a median of 0.06 recorded in 2025.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio sank 79.62% in 2022, then jumped 348.48% in 2023.
- Over 5 years, Debt Ratio stood at 0.01 in 2022, then surged by 274.41% to 0.05 in 2023, then surged by 43.04% to 0.07 in 2024, then fell by 9.74% to 0.06 in 2025, then dropped by 4.65% to 0.06 in 2026.
- The last three Debt Ratio figures came in at 0.06 (Q1 2026), 0.06 (Q4 2025), and 0.06 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.01 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 0.09 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.09 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.07 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.07 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 0.08 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.14 |
| 10 | Affinity Bancshares | 140.18 Mn | 50.34 Mn | - | 0.06 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 0.06 |
| Dec 31, 2025 | 0.06 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.06 |
| Dec 31, 2024 | 0.07 |
| Sep 30, 2024 | 0.07 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.06 |
| Dec 31, 2023 | 0.05 |
| Sep 30, 2023 | 0.02 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.06 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.06 |
| Sep 30, 2021 | 0.06 |
| Jun 30, 2021 | 0.06 |
API Access
Affinity Bancshares Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=AFBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "AFBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=AFBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();