Affinity Bancshares (AFBI) Debt Ratio (2020 - 2026)

Affinity Bancshares (AFBI) recorded quarterly Debt Ratio of 0.06 in Q1 2026, down 4.65% quarter-over-quarter from 0.06 in Q4 2025, and down 1.32% on a YoY basis from 0.06 in Q1 2025.

Affinity Bancshares (AFBI) Debt Ratio (2020 - 2026) Analysis & Trends

Affinity Bancshares' Debt Ratio history runs 7 years deep, the most recent figure standing at 0.06 for Q1 2026.

  • In Q1 2026, Debt Ratio fell 1.32% year-over-year to 0.06; the TTM figure through Mar 2026 stood at 0.06 (down 1.32% YoY), while the FY2025 annual figure was 0.06, down 9.74% from the prior year.
  • Debt Ratio was 0.06 for Q1 2026 at Affinity Bancshares, down from 0.06 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.07 in Q4 2024 to a low of 0.01 in Q4 2022.
  • Historically, Debt Ratio has averaged 0.05 across 5 years, with a median of 0.06 in 2025.
  • The sharpest annual moves came in 2022 and 2023: Debt Ratio slumped 79.62% in 2022, then soared 348.48% in 2023.
  • A 5-year view of Debt Ratio shows it stood at 0.01 in 2022, then jumped by 274.41% to 0.05 in 2023, then jumped by 43.04% to 0.07 in 2024, then declined by 9.74% to 0.06 in 2025, then slipped by 4.65% to 0.06 in 2026.
  • The last three Debt Ratio figures came in at 0.06 (Q1 2026), 0.06 (Q4 2025), and 0.06 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 0.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 0.05
3 Lloyds Banking 384.13 Bn 384.40 Bn - 0.03
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 0.09
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.01
7 NatWest 168.65 Bn -51.67 Bn - 0.09
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.01
9 Mizuho Financial 112.02 Bn 112.56 Bn - 0.12
10 Affinity Bancshares 137.26 Mn 47.91 Mn - 0.06

Historic Data

Download Data
DateValue
Mar 31, 2026 0.06
Dec 31, 2025 0.06
Sep 30, 2025 0.06
Jun 30, 2025 0.06
Mar 31, 2025 0.06
Dec 31, 2024 0.07
Sep 30, 2024 0.07
Jun 30, 2024 0.06
Mar 31, 2024 0.06
Dec 31, 2023 0.05
Sep 30, 2023 0.02
Jun 30, 2023 0.02
Mar 31, 2023 0.06
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.03
Mar 31, 2022 0.01
Dec 31, 2021 0.06
Sep 30, 2021 0.06
Jun 30, 2021 0.06