Affinity Bancshares (AFBI) Debt Ratio (2020 - 2026)

Affinity Bancshares' (AFBI) quarterly Debt Ratio came in at 0.06 in Q1 2026, down 1.32% year-on-year from 0.06 in Q1 2025, and down 4.65% quarter-over-quarter from 0.06 in Q4 2025.

Affinity Bancshares (AFBI) Debt Ratio (2020 - 2026) Analysis & Trends

Affinity Bancshares' Debt Ratio history runs 7 years deep, the most recent figure standing at 0.06 for Q1 2026.

  • On a quarterly basis, Debt Ratio fell 1.32% year-over-year to 0.06 in Q1 2026; TTM through Mar 2026 was 0.06, a 1.32% decrease from a year earlier, with the FY2025 full-year figure at 0.06, down 9.74% from the prior year.
  • Debt Ratio retreated to 0.06 in Q1 2026 per AFBI's latest filing, from 0.06 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.07 in Q4 2024 and bottomed at 0.01 in Q4 2022.
  • The 5-year median for Debt Ratio is 0.06 (2025), against an average of 0.05.
  • Across the five-year window, Debt Ratio tumbled 79.67% in 2022 and surged 348.48% in 2023, its largest moves.
  • Year by year, Debt Ratio stood at 0.01 in 2022, then soared by 275.35% to 0.05 in 2023, then jumped by 43.04% to 0.07 in 2024, then declined by 9.74% to 0.06 in 2025, then slipped by 4.65% to 0.06 in 2026.
  • Per Business Quant, the three latest AFBI Debt Ratio figures stand at 0.06 (Q1 2026), 0.06 (Q4 2025), and 0.06 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Affinity Bancshares 139.82 Mn 49.97 Mn - 0.06

Historic Data

Download Data
DateValue
Mar 31, 2026 0.06
Dec 31, 2025 0.06
Sep 30, 2025 0.06
Jun 30, 2025 0.06
Mar 31, 2025 0.06
Dec 31, 2024 0.07
Sep 30, 2024 0.07
Jun 30, 2024 0.06
Mar 31, 2024 0.06
Dec 31, 2023 0.05
Sep 30, 2023 0.02
Jun 30, 2023 0.02
Mar 31, 2023 0.06
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.03
Mar 31, 2022 0.01
Dec 31, 2021 0.06
Sep 30, 2021 0.06
Jun 30, 2021 0.06