Acnb (ACNB) Times Interest Earned (2012 - 2026)
Acnb's (ACNB) Times Interest Earned stood at 2.99 in Q2 2026, up 23.9% from 2.41 a year earlier and up 7.6% from the prior quarter.
Powered by 
Analysis
Acnb (ACNB) Times Interest Earned (2012 - 2026) Analysis & Trends
On a TTM basis, Acnb's Times Interest Earned came in at 2.73 as of Jun 30, 2026, up 37.0% year-over-year; for FY2025, it was 2.16, down 19.9% from FY2024.
- Annual Times Interest Earned has declined for three straight years.
- Across earlier years, Times Interest Earned came in at 2.69 in FY2024 (-53.5%), 5.79 in FY2023 (-56.8%), 13.40 in FY2022 (+121.0%) and 6.06 in FY2021 (+112.2%).
- The Q2 2026 figure is the highest quarterly Times Interest Earned since Q2 2024.
- On a year-over-year basis, Times Interest Earned has increased for four consecutive quarters, with growth averaging 10.8% over the last eight quarters.
- Peak year-over-year performance for Times Interest Earned in the last five years was growth of 211.7% in Q4 2022, against a decline of 86.0% in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 2.78 (Q1 2026), 2.32 (Q4 2025) and 2.83 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 1.77 |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 1.50 |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | 1.50 |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | 1.43 |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 1.37 |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 1.62 |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | Acnb | 669.87 Mn | 669.87 Mn | - | 2.93 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 2.93 |
| Jun 30, 2026 | 2.99 |
| Mar 31, 2026 | 2.78 |
| Dec 31, 2025 | 2.32 |
| Sep 30, 2025 | 2.83 |
| Jun 30, 2025 | 2.41 |
| Mar 31, 2025 | 0.94 |
| Dec 31, 2024 | 2.31 |
| Sep 30, 2024 | 2.49 |
| Jun 30, 2024 | 3.41 |
| Mar 31, 2024 | 2.58 |
| Dec 31, 2023 | 2.25 |
| Sep 30, 2023 | 5.67 |
| Jun 30, 2023 | 10.86 |
| Mar 31, 2023 | 14.98 |
| Dec 31, 2022 | 16.13 |
| Sep 30, 2022 | 16.14 |
| Jun 30, 2022 | 13.19 |
| Mar 31, 2022 | 9.04 |
| Dec 31, 2021 | 5.17 |
API Access
Acnb Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=ACNB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "ACNB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=ACNB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();