UWMC vs EXR vs FMCC Stock Comparison

UWM Holdings, Extra Space Storage and Federal Home Loan Mortgage Prices as of Nov 5, 2026 Peers: Industry group
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UWMC UWM Holdings Corp
$1.63 +34.7% 1M -71.2% 1Y
Market cap
$511.35M
P/E
–
Revenue (TTM)
$3.58B
Div. yield
–
Mortgage Lending Financial Services
1 win
EXR Extra Space Storage Inc.
$160.18 +19.6% 1M +20.4% 1Y
Market cap
$33.58B
P/E
32.3x
Revenue (TTM)
$3.48B
Div. yield
0.04%
Self-Storage REITs Real Estate
6 wins

Head to Head

11 decided of 12

Extra Space Storage leads on 6 of the 12 questions below (Extra Space Storage 6, Federal Home Loan Mortgage 4, UWM Holdings 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionUWMCEXRFMCCLeader
Larger companyMarket capitalisation $511.35M $33.58B $12.90B EXR
Cheaper on earningsLower P/E, profitable companies only -13.8x 32.3x 391.0x EXR
Cheaper on forward earningsLower price / next fiscal year consensus EPS 14.8x 33.3x 0.9x FMCC
Faster revenue growthRevenue growth, trailing twelve months +26.1% +4.1% +3.6% UWMC
More profitableNet margin, trailing twelve months -1.0% 29.9% 0.1% EXR
Better return on capitalReturn on invested capital 6.3% 5.3% 41.2% FMCC
Less leveragedLower net debt / EBITDA 10.6x 5.8x — EXR
Higher dividend yieldTrailing dividend yield 0.00% 0.04% 0.00% –
Better 1-year returnPrice return, last 12 months -71.2% +20.4% -62.0% EXR
Better 5-year returnAnnualised price return, 5 years -25.4%/yr -3.8%/yr +31.2%/yr FMCC
Less volatileAnnualised volatility, 1 year 80.5% 22.7% 88.1% EXR
Higher overall scoreMean of the five percentile scores vs peers 35/100 55/100 63/100 FMCC

Percentile Scorecard

UWMCEXRFMCC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisUWMCEXRFMCC
Valuation 19 #137 of 168 16 #123 of 146 81 #33 of 168
Growth 16 #137 of 163 62 #56 of 145 78 #36 of 163
Profitability 29 #109 of 154 84 #24 of 141 63 #57 of 154
Financial Health 18 #133 of 161 54 #68 of 146 29 #115 of 161
Shareholder Returns 93 #11 of 136 59 #57 of 136 –
Overall 35 55 63
  • UWMC ranked among 173 companies in Lending and Credit
  • EXR ranked among 149 companies in Property REITs
  • FMCC ranked among 173 companies in Lending and Credit

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodUWMCEXRFMCCSPY
1 month +34.7%+19.6%+2.4% -5.9%
3 months +38.1%+7.1%-27.9% -4.6%
6 months -51.8%+11.8%-46.1% +0.2%
Year to date -62.8%+23.0%-62.0% +7.5%
1 year -71.2%+20.4%-62.0% +8.2%
3 years -68.0%+51.4%+483.3% +68.3%
3 years, per year -31.6%+14.8%+80.1% +19.0%
5 years -76.9%-17.7%+288.9% +56.5%
5 years, per year -25.4%-3.8%+31.2% +9.4%
10 years —+123.5%+142.1% +251.5%
10 years, per year —+8.4%+9.2% +13.4%

Risk

MeasureUWMCEXRFMCCSPY
Volatility, 1Y 80.5%22.7%88.1% 13.6%
Downside volatility, 1Y 90.5%22.0%76.7% 14.2%
Beta vs S&P 500, 1Y 1.310.281.34 1.00
Return / volatility, 1Y -0.880.90-0.70 0.60
Max drawdown, 5Y -89.5%-54.5%-78.9% -25.4%
From 52-week high -73.3%-0.5%-66.0% -5.9%
52-week high $6.10$161.03$11.33 $779.14
52-week low $1.00$126.69$2.98 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleUWMCEXRFMCC
P/E now vs peer median -14.8xmedian 11.9x 32.5xmedian 26.5x 377.3xmedian 11.9x
P/S now vs peer median 0.7xmedian 2.7x 9.6xmedian 4.2x 0.5xmedian 2.7x
EV/EBITDA now vs peer median 15.6xmedian 12.1x 20.2xmedian 14.4x —median 12.1x
P/FCF now vs peer median -0.5xmedian 5.4x 29.2xmedian 21.7x 0.9xmedian 5.4x
P/B now vs peer median 2.7xmedian 0.7x 2.4xmedian 1.3x 0.2xmedian 0.7x
PEG now vs peer median 0.29median 0.34 6.24median 1.78 9.41median 0.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsUWMCEXRFMCC
Revenue $3.58B $3.48B $24.70B
Gross profit – $2.54B –
Operating income – $1.52B –
Net income -$104.96M $1.09B $13.41B
Free cash flow -$4.92B $1.15B $13.43B
EPS (diluted) $-0.11 $4.72 $0.01
Cash & equivalents $498.41M $114.82M $4.56B
Total debt $6.02B $13.41B $166.52B
Shares (diluted) 337.53M 220.36M 3.23B
Enterprise value -$1.79B $32.49B -$5.77B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricUWMCEXRFMCC
P/E -14.8x 32.5x 377.3x
P/FCF -0.5x 29.2x 0.9x
P/Operating cash flow -0.5x 17.5x 0.9x
P/S 0.7x 9.6x 0.5x
P/B 2.7x 2.4x 0.2x
P/Tangible book -0.6x 2.4x 0.2x
EV/EBITDA 15.6x 20.2x –
EV/EBIT 17.6x 30.7x 1.3x
EV/Revenue 2.3x 13.4x 7.1x
EV/FCF -1.7x 40.8x 13.0x
EV/Operating cash flow -1.7x 24.5x 13.0x
PEG (3Y EPS CAGR) 0.29 6.24 9.41

Growth

14 metrics
MetricUWMCEXRFMCC
Revenue growth (1Y) 26.1% 4.1% 3.6%
Revenue CAGR (3Y) 27.3% 15.3% 6.1%
Gross profit growth (1Y) – 4.2% –
Gross profit CAGR (3Y) – 13.4% –
Operating income growth (1Y) – 7.1% –
Operating income CAGR (3Y) – 11.2% –
Net income growth (1Y) -175.0% 8.9% 20.0%
Net income CAGR (3Y) -31.9% 8.9% 12.6%
EPS growth (1Y) -287.6% 10.0% 197.1%
EPS CAGR (3Y) -51.2% 5.2% 40.1%
Operating cash flow growth (1Y) -103.1% 1.1% -15.5%
Operating cash flow CAGR (3Y) -18.2% 12.9% 34.9%
Free cash flow growth (1Y) -100.4% 34.3% -15.5%
Free cash flow CAGR (3Y) -18.4% 10.3% 34.9%

Profitability

14 metrics
MetricUWMCEXRFMCC
Gross margin – 73.0% –
EBITDA margin 14.6% 66.5% –
Operating margin – 43.8% –
Pretax margin -3.2% 29.8% 67.5%
Net margin -1.0% 29.9% 0.1%
FCF margin -137.6% 33.0% 54.4%
Operating cash flow margin -135.9% 55.0% 54.4%
Return on equity -8.1% 7.8% 16.9%
Return on assets -0.6% 3.7% 0.4%
Return on invested capital 6.3% 5.3% 41.2%
Return on capital employed – – –
Asset turnover 0.2x 0.1x 0.0x
Cash conversion (OCF / net income) 46.3x 1.8x 1.0x
Stock comp / revenue 1.6% 1.1% –

Financial Health

11 metrics
MetricUWMCEXRFMCC
Debt / assets 33.5% 46.3% 4.7%
Debt / equity 6.1x 1.0x 2.1x
Net debt / EBITDA 10.6x 5.8x –
Debt / FCF -1.2x 11.7x 12.4x
Liabilities / assets 94.5% 52.5% 97.7%
Equity / assets 5.5% 47.5% 2.3%
Interest coverage 0.8x – 1.1x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricUWMCEXRFMCC
Dividend yield 18.4% 4.0% –
Net buyback yield – 1.4% –
Shareholder yield 18.4% 5.4% 0.0%
Payout ratio (earnings) – 125.6% –
Payout ratio (FCF) – 119.3% –
Dividend growth (1Y) – -0.6% –
Dividend CAGR (3Y) – 14.8% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusUWMCEXRFMCC
Forward P/E 14.8xFY2026 33.3xFY2026 0.9xFY2026
EPS, next fiscal year $0.11FY2026 $4.81FY2026 $4.41FY2026
EPS growth, next FY -8.3%FY2026 +4.8%FY2026 +32.8%FY2026
EPS growth, the year after +81.8% -1.2% -15.2%
Revenue, next fiscal year $2.48BFY2026 $3.38BFY2026 $24.13BFY2026
Revenue growth, next FY +3.2%FY2026 +0.1%FY2026 +3.7%FY2026
Revenue growth, the year after +36.4% +12.0% +2.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersUWMCEXRFMCC
Held by institutions 17.0% 97.5% 0.0%
Institutions holding 291 798 12
Change in shares held, QoQ +31.8% +2.2% +48.6%
Institutions buying 214 388 5
Institutions selling 50 267 1
Buyers to sellers 4.28 1.45 5.00

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

UWMCEXRFMCC
UWMC 1.00 0.21 0.04
EXR 0.21 1.00 0.05
FMCC 0.04 0.05 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, UWMC, EXR and FMCC?

Extra Space Storage (EXR) is the largest by market capitalisation: UWM Holdings (UWMC) $511.35M, Extra Space Storage (EXR) $33.58B, Federal Home Loan Mortgage (FMCC) $12.90B.

Which stock is cheaper, UWMC, EXR and FMCC?

Extra Space Storage (EXR) trades on the lowest price-to-earnings ratio (UWM Holdings (UWMC) -13.8x, Extra Space Storage (EXR) 32.3x, Federal Home Loan Mortgage (FMCC) 391.0x). On next year's consensus earnings, Federal Home Loan Mortgage (FMCC) is cheapest (UWM Holdings (UWMC) 14.8x, Extra Space Storage (EXR) 33.3x, Federal Home Loan Mortgage (FMCC) 0.9x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

UWM Holdings (UWMC) grew revenue fastest over the trailing twelve months: UWM Holdings (UWMC) +26.1%, Extra Space Storage (EXR) +4.1%, Federal Home Loan Mortgage (FMCC) +3.6%.

Which company is more profitable?

Extra Space Storage (EXR) has the highest net margin (UWM Holdings (UWMC) -1.0%, Extra Space Storage (EXR) 29.9%, Federal Home Loan Mortgage (FMCC) 0.1%). On return on invested capital, Federal Home Loan Mortgage (FMCC) leads (UWM Holdings (UWMC) 6.3%, Extra Space Storage (EXR) 5.3%, Federal Home Loan Mortgage (FMCC) 41.2%).

Which stock has performed better?

Over the past year Extra Space Storage (EXR) returned the most: UWM Holdings (UWMC) -71.2%, Extra Space Storage (EXR) +20.4%, Federal Home Loan Mortgage (FMCC) -62.0%. Over five years, Federal Home Loan Mortgage (FMCC) compounded fastest (UWM Holdings (UWMC) -25.4%/yr, Extra Space Storage (EXR) -3.8%/yr, Federal Home Loan Mortgage (FMCC) +31.2%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: UWM Holdings (UWMC) 0.00%, Extra Space Storage (EXR) 0.04%, Federal Home Loan Mortgage (FMCC) 0.00%. UWM Holdings (UWMC) and Federal Home Loan Mortgage (FMCC) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Extra Space Storage (EXR) has been the steadiest (UWM Holdings (UWMC) 80.5%, Extra Space Storage (EXR) 22.7%, Federal Home Loan Mortgage (FMCC) 88.1%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, UWMC, EXR and FMCC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Extra Space Storage (EXR) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.