UWMC vs EXR vs FIGR Stock Comparison

UWM Holdings, Extra Space Storage and Figure Technology Solutions Prices as of Nov 5, 2026 Peers: Industry group
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UWMC UWM Holdings Corp
$1.63 +34.7% 1M -71.2% 1Y
Market cap
$511.35M
P/E
–
Revenue (TTM)
$3.58B
Div. yield
–
Mortgage Lending Financial Services
1 win
EXR Extra Space Storage Inc.
$160.18 +19.6% 1M +20.4% 1Y
Market cap
$33.58B
P/E
32.3x
Revenue (TTM)
$3.48B
Div. yield
0.04%
Self-Storage REITs Real Estate
6 wins

Head to Head

11 decided of 12

Extra Space Storage leads on 6 of the 12 questions below (Extra Space Storage 6, Figure Technology Solutions 4, UWM Holdings 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionUWMCEXRFIGRLeader
Larger companyMarket capitalisation $511.35M $33.58B $5.07B EXR
Cheaper on earningsLower P/E, profitable companies only -13.8x 32.3x 21.4x FIGR
Cheaper on forward earningsLower price / next fiscal year consensus EPS 14.8x 33.3x 19.5x UWMC
Faster revenue growthRevenue growth, trailing twelve months +26.1% +4.1% +88.8% FIGR
More profitableNet margin, trailing twelve months -1.0% 29.9% 33.5% FIGR
Better return on capitalReturn on invested capital 6.3% 5.3% 8.9% FIGR
Less leveragedLower net debt / EBITDA 10.6x 5.8x — EXR
Higher dividend yieldTrailing dividend yield 0.00% 0.04% 0.00% –
Better 1-year returnPrice return, last 12 months -71.2% +20.4% -46.0% EXR
Better 5-year returnAnnualised price return, 5 years -25.4%/yr -3.8%/yr — EXR
Less volatileAnnualised volatility, 1 year 80.5% 22.7% 94.3% EXR
Higher overall scoreMean of the five percentile scores vs peers 35/100 55/100 54/100 EXR

Percentile Scorecard

UWMCEXRFIGR

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisUWMCEXRFIGR
Valuation 19 #137 of 168 16 #123 of 146 17 #140 of 168
Growth 16 #137 of 163 62 #56 of 145 98 #4 of 163
Profitability 29 #109 of 154 84 #24 of 141 69 #48 of 154
Financial Health 18 #133 of 161 54 #68 of 146 81 #31 of 161
Shareholder Returns 93 #11 of 136 59 #57 of 136 4 #131 of 136
Overall 35 55 54
  • UWMC ranked among 173 companies in Lending and Credit
  • EXR ranked among 149 companies in Property REITs
  • FIGR ranked among 173 companies in Lending and Credit

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodUWMCEXRFIGRSPY
1 month +34.7%+19.6%-23.6% -5.9%
3 months +38.1%+7.1%-26.9% -4.6%
6 months -51.8%+11.8%-44.3% +0.2%
Year to date -62.8%+23.0%-48.8% +7.5%
1 year -71.2%+20.4%-46.0% +8.2%
3 years -68.0%+51.4%— +68.3%
3 years, per year -31.6%+14.8%— +19.0%
5 years -76.9%-17.7%— +56.5%
5 years, per year -25.4%-3.8%— +9.4%
10 years —+123.5%— +251.5%
10 years, per year —+8.4%— +13.4%

Risk

MeasureUWMCEXRFIGRSPY
Volatility, 1Y 80.5%22.7%94.3% 13.6%
Downside volatility, 1Y 90.5%22.0%91.0% 14.2%
Beta vs S&P 500, 1Y 1.310.282.55 1.00
Return / volatility, 1Y -0.880.90-0.49 0.60
Max drawdown, 5Y -89.5%-54.5%-71.7% -25.4%
From 52-week high -73.3%-0.5%-71.7% -5.9%
52-week high $6.10$161.03$73.91 $779.14
52-week low $1.00$126.69$20.90 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleUWMCEXRFIGR
P/E now vs peer median -14.8xmedian 11.9x 32.5xmedian 26.5x 19.5xmedian 11.9x
P/S now vs peer median 0.7xmedian 2.7x 9.6xmedian 4.2x 6.6xmedian 2.7x
EV/EBITDA now vs peer median 15.6xmedian 12.1x 20.2xmedian 14.4x —median 12.1x
P/FCF now vs peer median -0.5xmedian 5.4x 29.2xmedian 21.7x -54.0xmedian 5.4x
P/B now vs peer median 2.7xmedian 0.7x 2.4xmedian 1.3x 3.3xmedian 0.7x
PEG now vs peer median 0.29median 0.34 6.24median 1.78 —median 0.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsUWMCEXRFIGR
Revenue $3.58B $3.48B $708.87M
Gross profit – $2.54B $620.58M
Operating income – $1.52B $201.41M
Net income -$104.96M $1.09B $237.39M
Free cash flow -$4.92B $1.15B -$86.49M
R&D – – $62.64M
EPS (diluted) $-0.11 $4.72 $0.96
Cash & equivalents $498.41M $114.82M $1.44B
Total debt $6.02B $13.41B $963.50M
Shares (diluted) 337.53M 220.36M 246.97M
Enterprise value -$1.79B $32.49B -$125.85M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricUWMCEXRFIGR
P/E -14.8x 32.5x 19.5x
P/FCF -0.5x 29.2x -54.0x
P/Operating cash flow -0.5x 17.5x -54.0x
P/S 0.7x 9.6x 6.6x
P/B 2.7x 2.4x 3.3x
P/Tangible book -0.6x 2.4x 3.7x
EV/EBITDA 15.6x 20.2x –
EV/EBIT 17.6x 30.7x 20.9x
EV/Revenue 2.3x 13.4x 5.9x
EV/FCF -1.7x 40.8x -48.6x
EV/Operating cash flow -1.7x 24.5x -48.6x
PEG (3Y EPS CAGR) 0.29 6.24 –

Growth

14 metrics
MetricUWMCEXRFIGR
Revenue growth (1Y) 26.1% 4.1% 88.8%
Revenue CAGR (3Y) 27.3% 15.3% –
Gross profit growth (1Y) – 4.2% 90.5%
Gross profit CAGR (3Y) – 13.4% –
Operating income growth (1Y) – 7.1% 229.5%
Operating income CAGR (3Y) – 11.2% –
Net income growth (1Y) -175.0% 8.9% 279.9%
Net income CAGR (3Y) -31.9% 8.9% –
EPS growth (1Y) -287.6% 10.0% 36.1%
EPS CAGR (3Y) -51.2% 5.2% –
Operating cash flow growth (1Y) -103.1% 1.1% –
Operating cash flow CAGR (3Y) -18.2% 12.9% –
Free cash flow growth (1Y) -100.4% 34.3% –
Free cash flow CAGR (3Y) -18.4% 10.3% –

Profitability

14 metrics
MetricUWMCEXRFIGR
Gross margin – 73.0% 87.5%
EBITDA margin 14.6% 66.5% –
Operating margin – 43.8% 28.4%
Pretax margin -3.2% 29.8% 28.3%
Net margin -1.0% 29.9% 33.5%
FCF margin -137.6% 33.0% -12.2%
Operating cash flow margin -135.9% 55.0% -12.2%
Return on equity -8.1% 7.8% 17.6%
Return on assets -0.6% 3.7% 8.3%
Return on invested capital 6.3% 5.3% 8.9%
Return on capital employed – – 12.7%
Asset turnover 0.2x 0.1x 0.2x
Cash conversion (OCF / net income) 46.3x 1.8x -0.4x
Stock comp / revenue 1.6% 1.1% 15.4%

Financial Health

11 metrics
MetricUWMCEXRFIGR
Debt / assets 33.5% 46.3% 31.9%
Debt / equity 6.1x 1.0x 0.7x
Net debt / EBITDA 10.6x 5.8x –
Debt / FCF -1.2x 11.7x -11.1x
Liabilities / assets 94.5% 52.5% 53.2%
Equity / assets 5.5% 47.5% 46.8%
Interest coverage 0.8x – 3.2x
Current ratio – – 1.9x
Quick ratio – – 1.2x
Cash ratio – – 1.1x
Altman Z-score – – 2.62

Shareholder Returns

7 metrics
MetricUWMCEXRFIGR
Dividend yield 18.4% 4.0% –
Net buyback yield – 1.4% -14.7%
Shareholder yield 18.4% 5.4% -14.7%
Payout ratio (earnings) – 125.6% –
Payout ratio (FCF) – 119.3% –
Dividend growth (1Y) – -0.6% –
Dividend CAGR (3Y) – 14.8% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusUWMCEXRFIGR
Forward P/E 14.8xFY2026 33.3xFY2026 19.5xFY2026
EPS, next fiscal year $0.11FY2026 $4.81FY2026 $1.07FY2026
EPS growth, next FY -8.3%FY2026 +4.8%FY2026 +98.1%FY2026
EPS growth, the year after +81.8% -1.2% +34.6%
Revenue, next fiscal year $2.48BFY2026 $3.38BFY2026 $833.08MFY2026
Revenue growth, next FY +3.2%FY2026 +0.1%FY2026 +61.8%FY2026
Revenue growth, the year after +36.4% +12.0% +49.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersUWMCEXRFIGR
Held by institutions 17.0% 97.5% 66.8%
Institutions holding 291 798 307
Change in shares held, QoQ +31.8% +2.2% +16.9%
Institutions buying 214 388 196
Institutions selling 50 267 82
Buyers to sellers 4.28 1.45 2.39

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

UWMCEXRFIGR
UWMC 1.00 0.21 0.14
EXR 0.21 1.00 -0.02
FIGR 0.14 -0.02 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, UWMC, EXR and FIGR?

Extra Space Storage (EXR) is the largest by market capitalisation: UWM Holdings (UWMC) $511.35M, Extra Space Storage (EXR) $33.58B, Figure Technology Solutions (FIGR) $5.07B.

Which stock is cheaper, UWMC, EXR and FIGR?

Figure Technology Solutions (FIGR) trades on the lowest price-to-earnings ratio (UWM Holdings (UWMC) -13.8x, Extra Space Storage (EXR) 32.3x, Figure Technology Solutions (FIGR) 21.4x). On next year's consensus earnings, UWM Holdings (UWMC) is cheapest (UWM Holdings (UWMC) 14.8x, Extra Space Storage (EXR) 33.3x, Figure Technology Solutions (FIGR) 19.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Figure Technology Solutions (FIGR) grew revenue fastest over the trailing twelve months: UWM Holdings (UWMC) +26.1%, Extra Space Storage (EXR) +4.1%, Figure Technology Solutions (FIGR) +88.8%.

Which company is more profitable?

Figure Technology Solutions (FIGR) has the highest net margin (UWM Holdings (UWMC) -1.0%, Extra Space Storage (EXR) 29.9%, Figure Technology Solutions (FIGR) 33.5%). On return on invested capital, Figure Technology Solutions (FIGR) leads (UWM Holdings (UWMC) 6.3%, Extra Space Storage (EXR) 5.3%, Figure Technology Solutions (FIGR) 8.9%).

Which stock has performed better?

Over the past year Extra Space Storage (EXR) returned the most: UWM Holdings (UWMC) -71.2%, Extra Space Storage (EXR) +20.4%, Figure Technology Solutions (FIGR) -46.0%. Over five years, Extra Space Storage (EXR) compounded fastest (UWM Holdings (UWMC) -25.4%/yr, Extra Space Storage (EXR) -3.8%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: UWM Holdings (UWMC) 0.00%, Extra Space Storage (EXR) 0.04%, Figure Technology Solutions (FIGR) 0.00%. UWM Holdings (UWMC) and Figure Technology Solutions (FIGR) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Extra Space Storage (EXR) has been the steadiest (UWM Holdings (UWMC) 80.5%, Extra Space Storage (EXR) 22.7%, Figure Technology Solutions (FIGR) 94.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, UWMC, EXR and FIGR?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Extra Space Storage (EXR) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.