NYAX vs OWLS vs GPN Stock Comparison

Nayax, Obook Holdings and Global Payments Prices as of Oct 29, 2026 Peers: Industry group
NYAX Nayax Ltd.
$50.28 +12.8% 1M +21.2% 1Y
Market cap
$1.78B
P/E
225.8x
Revenue (TTM)
$453.18M
Div. yield
–
Payment Processing Technology
5 wins
OWLS Obook Holdings Inc.
$2.45 -55.4% 1M -75.0% 1Y
Market cap
$210.24M
P/E
–
Revenue (TTM)
—
Div. yield
–
Payment Processing Technology
GPN Global Payments Inc
$85.70 +2.8% 1M +8.2% 1Y
Market cap
$25.99B
P/E
–
Revenue (TTM)
$10.23B
Div. yield
0.01%
Payment Processing Technology
4 wins

Head to Head

9 decided of 12

Nayax leads on 5 of the 12 questions below (Nayax 5, Global Payments 4). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionNYAXOWLSGPNLeader
Larger companyMarket capitalisation $1.78B $210.24M $25.99B GPN
Cheaper on earningsLower P/E, profitable companies only 225.8x — -27.8x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 122.6x — 6.7x GPN
Faster revenue growthRevenue growth, trailing twelve months +30.0% — +32.5% GPN
More profitableNet margin, trailing twelve months 1.7% — -9.1% NYAX
Better return on capitalReturn on invested capital 5.9% — 2.3% NYAX
Less leveragedLower net debt / EBITDA 0.7x — 4.8x NYAX
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.01% –
Better 1-year returnPrice return, last 12 months +21.2% -75.0% +8.2% NYAX
Better 5-year returnAnnualised price return, 5 years — — -9.7%/yr –
Less volatileAnnualised volatility, 1 year 49.6% 79.1% 39.9% GPN
Higher overall scoreMean of the five percentile scores vs peers 52/100 — 49/100 NYAX

Percentile Scorecard

NYAXOWLSGPN

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisNYAXOWLSGPN
Valuation 45 #55 of 99 – 72 #28 of 99
Growth 75 #24 of 94 – 26 #70 of 94
Profitability 62 #35 of 90 – 63 #34 of 90
Financial Health 45 #58 of 105 23 #81 of 105 24 #80 of 105
Shareholder Returns 32 #41 of 60 – 61 #24 of 60
Overall 52 – 49
  • NYAX ranked among 109 companies in Fintech
  • OWLS ranked among 109 companies in Fintech
  • GPN ranked among 109 companies in Fintech

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodNYAXOWLSGPNSPY
1 month +12.8%-55.4%+2.8% +0.7%
3 months -24.5%-54.2%-1.3% +3.7%
6 months -28.7%-58.5%+19.1% +7.1%
Year to date -0.6%-63.3%+10.7% +12.8%
1 year +21.2%-75.0%+8.2% +11.9%
3 years +162.3%—-17.4% +85.2%
3 years, per year +37.9%—-6.2% +22.8%
5 years ——-40.1% +67.6%
5 years, per year ——-9.7% +10.9%
10 years ——+18.1% +262.0%
10 years, per year ——+1.7% +13.7%

Risk

MeasureNYAXOWLSGPNSPY
Volatility, 1Y 49.6%79.1%39.9% 12.7%
Downside volatility, 1Y 50.7%87.6%35.6% 12.6%
Beta vs S&P 500, 1Y 0.881.171.01 1.00
Return / volatility, 1Y 0.43-0.950.21 0.94
Max drawdown, 5Y -49.6%-96.4%-58.8% -25.4%
From 52-week high -33.7%-75.4%-9.6% -1.2%
52-week high $75.81$9.95$94.85 $779.14
52-week low $39.72$1.98$62.47 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleNYAXOWLSGPN
P/E now vs peer median 236.2xmedian 19.5x —median 19.5x -24.8xmedian 19.5x
P/S now vs peer median 4.1xmedian 2.2x —median 2.2x 2.2xmedian 2.2x
EV/EBITDA now vs peer median 35.8xmedian 17.8x —median 17.8x 10.9xmedian 17.8x
P/FCF now vs peer median 59.8xmedian 16.1x —median 16.1x 27.7xmedian 16.1x
P/B now vs peer median 7.6xmedian 2.0x -17.7xmedian 2.0x 1.0xmedian 2.0x
PEG now vs peer median 8.88median 0.98 —median 0.98 0.54median 0.98

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsNYAXOWLSGPN
Revenue $453.18M – $10.23B
Gross profit $216.61M – $6.54B
Operating income $24.56M – $1.27B
Net income $7.87M – -$873.78M
Free cash flow $31.11M – $822.72M
R&D $33.69M – –
EPS (diluted) $0.21 – $-3.46
Cash & equivalents $302.83M $10.19M $5.41B
Total debt $829.59M – $23.56B
Shares (diluted) 37.66M – 270.12M
Enterprise value $673.25M $158.01M $3.78B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricNYAXOWLSGPN
P/E 236.2x – -24.8x
P/FCF 59.8x – 27.7x
P/Operating cash flow 65.5x – 13.7x
P/S 4.1x – 2.2x
P/B 7.6x -17.7x 1.0x
P/Tangible book 7.6x -16.5x 5.2x
EV/EBITDA 35.8x – 10.9x
EV/EBIT 77.3x – 32.3x
EV/Revenue 4.2x – 4.0x
EV/FCF 61.0x – 49.7x
EV/Operating cash flow 66.9x – 24.7x
PEG (3Y EPS CAGR) 8.88 – 0.54

Growth

14 metrics
MetricNYAXOWLSGPN
Revenue growth (1Y) 30.0% – 32.5%
Revenue CAGR (3Y) 29.9% – 3.3%
Gross profit growth (1Y) 31.3% – 14.8%
Gross profit CAGR (3Y) 44.6% – 5.7%
Operating income growth (1Y) -13.2% – -33.4%
Operating income CAGR (3Y) 45.5% – -4.4%
Net income growth (1Y) -62.8% – -158.6%
Net income CAGR (3Y) 31.9% – -44.6%
EPS growth (1Y) -64.6% – -158.9%
EPS CAGR (3Y) 26.6% – -46.2%
Operating cash flow growth (1Y) -40.7% – -46.4%
Operating cash flow CAGR (3Y) 68.7% – -9.1%
Free cash flow growth (1Y) -28.3% – -66.6%
Free cash flow CAGR (3Y) 65.4% – -19.7%

Profitability

14 metrics
MetricNYAXOWLSGPN
Gross margin 47.8% – 63.9%
EBITDA margin 11.7% – 36.8%
Operating margin 5.4% – 12.4%
Pretax margin 3.8% – 5.5%
Net margin 1.7% – -9.1%
FCF margin 6.9% – 8.0%
Operating cash flow margin 6.3% – 16.2%
Return on equity 3.3% – -3.5%
Return on assets 0.9% – -1.3%
Return on invested capital 5.9% – 2.3%
Return on capital employed 4.2% – 2.5%
Asset turnover 0.5x – 0.2x
Cash conversion (OCF / net income) 3.6x – -1.9x
Stock comp / revenue 3.9% – 1.3%

Financial Health

11 metrics
MetricNYAXOWLSGPN
Debt / assets 36.9% 2.7% 37.1%
Debt / equity 1.4x -0.1x 1.0x
Net debt / EBITDA 0.7x – 4.8x
Debt / FCF 11.0x – 28.6x
Liabilities / assets 73.6% 150.9% 62.6%
Equity / assets 26.4% -50.9% 37.4%
Interest coverage 1.5x – 1.5x
Current ratio 2.1x 0.6x 0.8x
Quick ratio 1.3x 0.5x 0.7x
Cash ratio 0.9x 0.5x 0.4x
Altman Z-score 2.65 – 0.61

Shareholder Returns

7 metrics
MetricNYAXOWLSGPN
Dividend yield – – 1.2%
Net buyback yield -0.3% – 6.9%
Shareholder yield -0.3% – 8.1%
Payout ratio (earnings) – – -28.8%
Payout ratio (FCF) – – 30.6%
Dividend growth (1Y) – – 1.8%
Dividend CAGR (3Y) – – -1.7%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusNYAXOWLSGPN
Forward P/E 122.6xFY2026 – 6.7xFY2026
EPS, next fiscal year $0.41FY2026 $-0.71FY2026 $12.82FY2026
EPS growth, next FY -56.4%FY2026 – +4.9%FY2026
EPS growth, the year after +202.4% – +18.0%
Revenue, next fiscal year $501.80MFY2026 $8.17MFY2026 $12.66BFY2026
Revenue growth, next FY +25.3%FY2026 +3.9%FY2026 +35.9%FY2026
Revenue growth, the year after +33.8% +536.4% +8.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersNYAXOWLSGPN
Held by institutions 12.9% – 100.0%
Institutions holding 59 – 793
Change in shares held, QoQ -5.2% – +7.4%
Institutions buying 26 – 374
Institutions selling 16 – 308
Buyers to sellers 1.63 – 1.21

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

NYAXOWLSGPN
NYAX 1.00 0.02 0.13
OWLS 0.02 1.00 0.09
GPN 0.13 0.09 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, NYAX, OWLS and GPN?

Global Payments (GPN) is the largest by market capitalisation: Nayax (NYAX) $1.78B, Obook Holdings (OWLS) $210.24M, Global Payments (GPN) $25.99B.

Which company is growing faster?

Global Payments (GPN) grew revenue fastest over the trailing twelve months: Nayax (NYAX) +30.0%, Global Payments (GPN) +32.5%.

Which company is more profitable?

Nayax (NYAX) has the highest net margin (Nayax (NYAX) 1.7%, Global Payments (GPN) -9.1%). On return on invested capital, Nayax (NYAX) leads (Nayax (NYAX) 5.9%, Global Payments (GPN) 2.3%).

Which stock has performed better?

Over the past year Nayax (NYAX) returned the most: Nayax (NYAX) +21.2%, Obook Holdings (OWLS) -75.0%, Global Payments (GPN) +8.2%. Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Nayax (NYAX) 0.00%, Obook Holdings (OWLS) 0.00%, Global Payments (GPN) 0.01%. Nayax (NYAX) and Obook Holdings (OWLS) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Global Payments (GPN) has been the steadiest (Nayax (NYAX) 49.6%, Obook Holdings (OWLS) 79.1%, Global Payments (GPN) 39.9%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, NYAX, OWLS and GPN?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Nayax (NYAX) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.