NOW vs PAYX vs SVMB Stock Comparison

ServiceNow, Paychex and Jingbo Technology Prices as of Oct 28, 2026 Peers: Industry group
1 more company in this comparison (EGAN) Create a free account to keep reading and compare up to 10 companies.
NOW ServiceNow, Inc.
$149.85 +14.0% 1M -20.1% 1Y
Market cap
$113.78B
P/E
78.7x
Revenue (TTM)
$15.43B
Div. yield
–
Business Process Automation Technology
3 wins
PAYX Paychex Inc
$108.21 +9.0% 1M -12.8% 1Y
Market cap
$38.79B
P/E
21.5x
Revenue (TTM)
$6.60B
Div. yield
0.04%
HR Software Technology
6 wins
SVMB Jingbo Technology, Inc.
$2.66 +166.0% 1M +26.7% 1Y
Market cap
$1.48B
P/E
–
Revenue (TTM)
$1.24M
Div. yield
–
Business Process Automation Technology
2 wins

Head to Head

11 decided of 12

Paychex leads on 6 of the 12 questions below (Paychex 6, ServiceNow 3, Jingbo Technology 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionNOWPAYXSVMBLeader
Larger companyMarket capitalisation $113.78B $38.79B $1.48B NOW
Cheaper on earningsLower P/E, profitable companies only 78.7x 21.5x -245.4x PAYX
Cheaper on forward earningsLower price / next fiscal year consensus EPS 38.9x 17.2x — PAYX
Faster revenue growthRevenue growth, trailing twelve months +21.8% +14.0% -45.7% NOW
More profitableNet margin, trailing twelve months 9.4% 27.4% -486.2% PAYX
Better return on capitalReturn on invested capital 5.2% 23.7% — PAYX
Less leveragedLower net debt / EBITDA 0.8x 1.2x -4.6x SVMB
Higher dividend yieldTrailing dividend yield 0.00% 0.04% — –
Better 1-year returnPrice return, last 12 months -20.1% -12.8% +26.7% SVMB
Better 5-year returnAnnualised price return, 5 years +1.4%/yr -2.6%/yr — NOW
Less volatileAnnualised volatility, 1 year 58.8% 31.4% 129.0% PAYX
Higher overall scoreMean of the five percentile scores vs peers 51/100 58/100 10/100 PAYX

Percentile Scorecard

NOWPAYXSVMB

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisNOWPAYXSVMB
Valuation 33 #68 of 101 48 #53 of 101 16 #85 of 101
Growth 50 #49 of 97 34 #64 of 97 5 #92 of 97
Profitability 80 #20 of 94 97 #4 of 94 2 #92 of 94
Financial Health 53 #51 of 108 40 #65 of 108 15 #92 of 108
Shareholder Returns 38 #40 of 64 68 #21 of 64 –
Overall 51 58 10
  • NOW ranked among 114 companies in Business Applications
  • PAYX ranked among 114 companies in Business Applications
  • SVMB ranked among 114 companies in Business Applications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodNOWPAYXSVMBSPY
1 month +14.0%+9.0%+166.0% +0.9%
3 months +29.4%-11.4%+166.0% +5.9%
6 months +68.6%+15.1%+56.5% +8.5%
Year to date -2.2%-3.5%+23.7% +13.3%
1 year -20.1%-12.8%+26.7% +12.4%
3 years +35.2%-1.2%-99.1% +88.1%
3 years, per year +10.6%-0.4%-79.3% +23.5%
5 years +7.4%-12.2%— +68.2%
5 years, per year +1.4%-2.6%— +11.0%
10 years +770.2%+96.6%— +263.4%
10 years, per year +24.2%+7.0%— +13.8%

Risk

MeasureNOWPAYXSVMBSPY
Volatility, 1Y 58.8%31.4%129.0% 12.7%
Downside volatility, 1Y 61.5%33.0%380.7% 12.7%
Beta vs S&P 500, 1Y 0.60-0.040.50 1.00
Return / volatility, 1Y -0.34-0.410.21 0.98
Max drawdown, 5Y -64.5%-46.4%-99.9% -25.4%
From 52-week high -20.1%-15.0%0.0% -0.9%
52-week high $187.58$127.34$2.66 $779.14
52-week low $83.00$85.57$0.66 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleNOWPAYXSVMB
P/E now vs peer median 107.3xmedian 27.6x 21.3xmedian 27.6x -245.4xmedian 27.6x
P/S now vs peer median 10.1xmedian 2.7x 5.8xmedian 2.7x 1,193xmedian 2.7x
EV/EBITDA now vs peer median 46.0xmedian 17.4x 12.9xmedian 17.4x -250.2xmedian 17.4x
P/FCF now vs peer median 32.7xmedian 15.8x 19.4xmedian 15.8x -511.1xmedian 15.8x
P/B now vs peer median 11.9xmedian 3.2x 10.4xmedian 3.2x -44.7xmedian 3.2x
PEG now vs peer median -31.41median 0.84 4.46median 0.84 5.79median 0.84

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsNOWPAYXSVMB
Revenue $15.43B $6.60B $1.24M
Gross profit $11.28B $4.91B -$132.45K
Operating income $1.49B $2.59B -$6.50M
Net income $1.45B $1.81B -$6.64M
Free cash flow $4.75B $1.98B -$2.89M
R&D $3.47B – $245.84K
EPS (diluted) $1.39 $5.06 $-0.01
Cash & equivalents $2.39B $600.90M $47.85K
Total debt $7.52B $4.56B $27.85M
Shares (diluted) 1.04B 356.60M 555.32M
Enterprise value $93.04B $33.87B $1.48B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricNOWPAYXSVMB
P/E 107.3x 21.3x -245.4x
P/FCF 32.7x 19.4x -511.1x
P/Operating cash flow 29.2x 17.1x -551.0x
P/S 10.1x 5.8x 1,193x
P/B 11.9x 10.4x -44.7x
P/Tangible book 16.4x 18.5x -44.7x
EV/EBITDA 46.0x 12.9x -250.2x
EV/EBIT 106.1x 16.4x -231.6x
EV/Revenue 10.3x 6.4x 1,216x
EV/FCF 33.4x 21.4x -520.7x
EV/Operating cash flow 29.7x 18.9x -561.4x
PEG (3Y EPS CAGR) -31.41 4.46 5.79

Growth

14 metrics
MetricNOWPAYXSVMB
Revenue growth (1Y) 21.8% 14.0% -45.7%
Revenue CAGR (3Y) 22.1% 9.1% -21.4%
Gross profit growth (1Y) 14.1% 16.4% -143.9%
Gross profit CAGR (3Y) 19.2% 10.7% 42.3%
Operating income growth (1Y) -14.9% 17.5% -71.1%
Operating income CAGR (3Y) 32.1% 7.7% -11.3%
Net income growth (1Y) -16.5% 11.9% -283.0%
Net income CAGR (3Y) -3.1% 4.2% -9.7%
EPS growth (1Y) -16.2% 13.6% -431.3%
EPS CAGR (3Y) -3.4% 4.8% -42.4%
Operating cash flow growth (1Y) 10.2% 8.6% -32.4%
Operating cash flow CAGR (3Y) 21.8% 3.4% -178.1%
Free cash flow growth (1Y) 20.0% 8.4% -60.8%
Free cash flow CAGR (3Y) 25.9% 1.9% -29.6%

Profitability

14 metrics
MetricNOWPAYXSVMB
Gross margin 73.1% 74.4% -10.7%
EBITDA margin 22.3% 49.8% -486.0%
Operating margin 9.7% 39.2% -525.0%
Pretax margin 13.1% 36.0% -535.8%
Net margin 9.4% 27.4% -486.2%
FCF margin 30.8% 30.0% -233.5%
Operating cash flow margin 34.6% 34.1% -216.6%
Return on equity 11.3% 48.5% –
Return on assets 4.6% 11.3% -87.5%
Return on invested capital 5.2% 23.7% –
Return on capital employed 7.5% 27.0% –
Asset turnover 0.5x 0.4x 0.2x
Cash conversion (OCF / net income) 3.7x 1.2x 0.4x
Stock comp / revenue 10.4% 1.3% –

Financial Health

11 metrics
MetricNOWPAYXSVMB
Debt / assets 23.6% 29.1% 373.6%
Debt / equity 0.6x 1.2x -0.8x
Net debt / EBITDA 0.8x 1.2x -4.6x
Debt / FCF 1.6x 2.3x -9.6x
Liabilities / assets 58.9% 76.3% 543.0%
Equity / assets 41.1% 23.7% -443.0%
Interest coverage 14.6x 9.7x -98.6x
Current ratio 0.7x 1.3x 0.2x
Quick ratio 0.6x 0.5x 1.9x
Cash ratio 0.4x 0.1x 0.0x
Altman Z-score 5.77 3.19 9.42

Shareholder Returns

7 metrics
MetricNOWPAYXSVMB
Dividend yield – 5.3% –
Net buyback yield 1.7% 1.2% –
Shareholder yield 1.7% 6.5% –
Payout ratio (earnings) – 90.0% –
Payout ratio (FCF) – 82.0% –
Dividend growth (1Y) – 9.5% –
Dividend CAGR (3Y) – 10.3% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusNOWPAYXSVMB
Forward P/E 38.9xFY2026 17.2xFY2026 –
EPS, next fiscal year $3.85FY2026 $6.28FY2026 –
EPS growth, next FY +9.7%FY2026 +14.0%FY2026 –
EPS growth, the year after +27.0% -1.6% –
Revenue, next fiscal year $15.25BFY2026 $6.60BFY2026 –
Revenue growth, next FY +14.8%FY2026 +1.4%FY2026 –
Revenue growth, the year after +17.7% +12.2% –

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersNOWPAYXSVMB
Held by institutions 81.6% 82.5% –
Institutions holding 2,224 1,529 –
Change in shares held, QoQ -2.1% +3.4% –
Institutions buying 1,285 786 –
Institutions selling 779 531 –
Buyers to sellers 1.65 1.48 –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

NOWPAYXSVMB
NOW 1.00 0.54 -0.05
PAYX 0.54 1.00 0.08
SVMB -0.05 0.08 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, NOW, PAYX and SVMB?

ServiceNow (NOW) is the largest by market capitalisation: ServiceNow (NOW) $113.78B, Paychex (PAYX) $38.79B, Jingbo Technology (SVMB) $1.48B.

Which stock is cheaper, NOW, PAYX and SVMB?

Paychex (PAYX) trades on the lowest price-to-earnings ratio (ServiceNow (NOW) 78.7x, Paychex (PAYX) 21.5x, Jingbo Technology (SVMB) -245.4x). On next year's consensus earnings, Paychex (PAYX) is cheapest (ServiceNow (NOW) 38.9x, Paychex (PAYX) 17.2x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

ServiceNow (NOW) grew revenue fastest over the trailing twelve months: ServiceNow (NOW) +21.8%, Paychex (PAYX) +14.0%, Jingbo Technology (SVMB) -45.7%.

Which company is more profitable?

Paychex (PAYX) has the highest net margin (ServiceNow (NOW) 9.4%, Paychex (PAYX) 27.4%, Jingbo Technology (SVMB) -486.2%). On return on invested capital, Paychex (PAYX) leads (ServiceNow (NOW) 5.2%, Paychex (PAYX) 23.7%).

Which stock has performed better?

Over the past year Jingbo Technology (SVMB) returned the most: ServiceNow (NOW) -20.1%, Paychex (PAYX) -12.8%, Jingbo Technology (SVMB) +26.7%. Over five years, ServiceNow (NOW) compounded fastest (ServiceNow (NOW) +1.4%/yr, Paychex (PAYX) -2.6%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: ServiceNow (NOW) 0.00%, Paychex (PAYX) 0.04%. ServiceNow (NOW) and Jingbo Technology (SVMB) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Paychex (PAYX) has been the steadiest (ServiceNow (NOW) 58.8%, Paychex (PAYX) 31.4%, Jingbo Technology (SVMB) 129.0%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, NOW, PAYX and SVMB?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Paychex (PAYX) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.