CXAI vs ADP vs GPN Stock Comparison

CXApp, Automatic Data Processing and Global Payments Prices as of Nov 5, 2026 Peers: Industry group
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CXAI CXApp Inc.
$1.19 -36.0% 1M +83.1% 1Y
Market cap
$2.94M
P/E
–
Revenue (TTM)
$4.81M
Div. yield
–
HR Software Technology
1 win
GPN Global Payments Inc
$95.36 +16.6% 1M +20.4% 1Y
Market cap
$25.67B
P/E
–
Revenue (TTM)
$11.49B
Div. yield
0.01%
Payment Processing Technology
4 wins

Head to Head

10 decided of 12

Automatic Data Processing leads on 5 of the 12 questions below (Automatic Data Processing 5, Global Payments 4, CXApp 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionCXAIADPGPNLeader
Larger companyMarket capitalisation $2.94M $121.80B $25.67B ADP
Cheaper on earningsLower P/E, profitable companies only -0.2x 26.9x -19.9x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 23.7x 7.4x GPN
Faster revenue growthRevenue growth, trailing twelve months -7.9% +6.5% +48.5% GPN
More profitableNet margin, trailing twelve months -330.1% 20.3% -11.2% ADP
Better return on capitalReturn on invested capital — -47.2% 0.0% GPN
Less leveragedLower net debt / EBITDA — -0.4x 4.7x ADP
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.01% –
Better 1-year returnPrice return, last 12 months +83.1% +18.3% +20.4% CXAI
Better 5-year returnAnnualised price return, 5 years -34.7%/yr +6.0%/yr -7.0%/yr ADP
Less volatileAnnualised volatility, 1 year 413.4% 28.0% 41.7% ADP
Higher overall scoreMean of the five percentile scores vs peers 45/100 37/100 46/100 GPN

Percentile Scorecard

CXAIADPGPN

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisCXAIADPGPN
Valuation 72 #29 of 100 26 #74 of 100 66 #34 of 99
Growth 16 #83 of 99 29 #71 of 99 25 #71 of 94
Profitability 19 #78 of 96 54 #45 of 96 61 #36 of 90
Financial Health 74 #30 of 112 33 #75 of 112 28 #76 of 105
Shareholder Returns – 44 #38 of 67 53 #30 of 62
Overall 45 37 46
  • CXAI ranked among 113 companies in Business Applications
  • ADP ranked among 113 companies in Business Applications
  • GPN ranked among 109 companies in Fintech

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodCXAIADPGPNSPY
1 month -36.0%+17.1%+16.6% -5.9%
3 months +750.0%+12.3%+8.7% -4.6%
6 months +693.3%+43.5%+36.0% +0.2%
Year to date +260.6%+19.4%+23.2% +7.5%
1 year +83.1%+18.3%+20.4% +8.2%
3 years -14.4%+39.3%-14.1% +68.3%
3 years, per year -5.0%+11.7%-4.9% +19.0%
5 years -88.1%+33.8%-30.3% +56.5%
5 years, per year -34.7%+6.0%-7.0% +9.4%
10 years —+244.8%+34.7% +251.5%
10 years, per year —+13.2%+3.0% +13.4%

Risk

MeasureCXAIADPGPNSPY
Volatility, 1Y 413.4%28.0%41.7% 13.6%
Downside volatility, 1Y 157.1%25.9%35.8% 14.2%
Beta vs S&P 500, 1Y 1.56-0.110.77 1.00
Return / volatility, 1Y 0.200.650.49 0.60
Max drawdown, 5Y -99.4%-42.2%-58.8% -25.4%
From 52-week high -74.1%-0.3%-4.3% -5.9%
52-week high $4.59$307.94$99.62 $779.14
52-week low $0.09$188.79$62.47 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleCXAIADPGPN
P/E now vs peer median -0.2xmedian 24.7x 27.3xmedian 24.7x -19.6xmedian 22.5x
P/S now vs peer median 0.6xmedian 2.8x 5.5xmedian 2.8x 2.2xmedian 2.1x
EV/EBITDA now vs peer median —median 16.5x -26.5xmedian 16.5x 11.2xmedian 23.6x
P/FCF now vs peer median —median 15.3x 23.2xmedian 15.3x -149.3xmedian 17.3x
P/B now vs peer median 0.1xmedian 2.7x 23.9xmedian 2.7x 1.1xmedian 1.7x
PEG now vs peer median 0.00median 0.77 2.75median 0.77 0.38median 0.64

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsCXAIADPGPN
Revenue $4.81M $22.26B $11.49B
Gross profit $4.29M $10.37B $7.07B
Operating income -$17.01M -$6.45B $783.04M
Net income -$15.87M $4.53B -$1.24B
Free cash flow – $5.25B -$169.03M
R&D $5.53M $1.03B –
EPS (diluted) $-6.81 $11.22 $-4.86
Cash & equivalents $8.99M $3.28B $5.57B
Total debt $8.49M $4.97B $23.70B
Shares (diluted) 2.33M 403.30M 265.16M
Enterprise value -$34.58M $108.60B $488.14M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricCXAIADPGPN
P/E -0.2x 27.3x -19.6x
P/FCF – 23.2x -149.3x
P/Operating cash flow – 22.3x 34.6x
P/S 0.6x 5.5x 2.2x
P/B 0.1x 23.9x 1.1x
P/Tangible book 0.2x 35.4x 4.9x
EV/EBITDA – -26.5x 11.2x
EV/EBIT -0.2x -19.1x 55.4x
EV/Revenue 0.5x 5.5x 3.8x
EV/FCF – 23.5x -256.5x
EV/Operating cash flow – 22.6x 59.6x
PEG (3Y EPS CAGR) 0.00 2.75 0.38

Growth

14 metrics
MetricCXAIADPGPN
Revenue growth (1Y) -7.9% 6.5% 48.5%
Revenue CAGR (3Y) -14.3% 6.7% 6.7%
Gross profit growth (1Y) -5.7% 8.0% 24.9%
Gross profit CAGR (3Y) -8.2% 8.0% 7.2%
Operating income growth (1Y) -17.3% -2.7% -65.0%
Operating income CAGR (3Y) -7.9% -3.8% -21.6%
Net income growth (1Y) -33.5% 9.4% -168.4%
Net income CAGR (3Y) 5.6% 9.0% -49.4%
EPS growth (1Y) 73.2% 10.3% -166.7%
EPS CAGR (3Y) 56.5% 9.9% -51.1%
Operating cash flow growth (1Y) – 14.6% -75.9%
Operating cash flow CAGR (3Y) – 12.6% -31.9%
Free cash flow growth (1Y) – 14.0% -107.1%
Free cash flow CAGR (3Y) – 13.2% -28.1%

Profitability

14 metrics
MetricCXAIADPGPN
Gross margin 89.2% 46.6% 61.5%
EBITDA margin – -20.9% 33.6%
Operating margin -353.7% -29.0% 6.8%
Pretax margin -316.1% 26.4% -0.4%
Net margin -330.1% 20.3% -11.2%
FCF margin – 23.6% -1.5%
Operating cash flow margin – 24.5% 6.3%
Return on equity -63.3% 81.4% -5.1%
Return on assets – 7.1% -1.9%
Return on invested capital – -47.2% 0.0%
Return on capital employed – -54.0% 1.6%
Asset turnover – 0.4x 0.2x
Cash conversion (OCF / net income) – 1.2x -0.6x
Stock comp / revenue 34.3% 1.1% 1.1%

Financial Health

11 metrics
MetricCXAIADPGPN
Debt / assets 25.4% 7.8% 38.0%
Debt / equity 0.3x 1.0x 1.0x
Net debt / EBITDA – -0.4x 4.7x
Debt / FCF – 0.9x -140.2x
Liabilities / assets – 92.0% 61.9%
Equity / assets 100.0% 8.0% 38.1%
Interest coverage – -13.7x 0.8x
Current ratio 1.5x 1.0x 0.8x
Quick ratio 1.4x 0.1x 0.7x
Cash ratio 1.2x 0.1x 0.4x
Altman Z-score – 1.90 0.66

Shareholder Returns

7 metrics
MetricCXAIADPGPN
Dividend yield – 2.2% 1.0%
Net buyback yield – 2.0% 4.8%
Shareholder yield – 4.3% 5.9%
Payout ratio (earnings) – – -20.9%
Payout ratio (FCF) – – -153.7%
Dividend growth (1Y) – – 7.4%
Dividend CAGR (3Y) – – -0.2%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusCXAIADPGPN
Forward P/E – 23.7xFY2027 7.4xFY2026
EPS, next fiscal year $-10.60FY2026 $12.97FY2027 $12.82FY2026
EPS growth, next FY – +16.6%FY2027 +4.9%FY2026
EPS growth, the year after – +7.0% +18.0%
Revenue, next fiscal year $8.25MFY2026 $22.20BFY2027 $12.66BFY2026
Revenue growth, next FY +80.1%FY2026 +1.2%FY2027 +35.9%FY2026
Revenue growth, the year after +89.8% +18.1% +8.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersCXAIADPGPN
Held by institutions 14.8% 88.1% 100.0%
Institutions holding 34 2,294 794
Change in shares held, QoQ +313.6% +4.4% +7.4%
Institutions buying 21 1,087 375
Institutions selling 6 875 308
Buyers to sellers 3.50 1.24 1.22

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

CXAIADPGPN
CXAI 1.00 0.05 0.02
ADP 0.05 1.00 0.47
GPN 0.02 0.47 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, CXAI, ADP and GPN?

Automatic Data Processing (ADP) is the largest by market capitalisation: CXApp (CXAI) $2.94M, Automatic Data Processing (ADP) $121.80B, Global Payments (GPN) $25.67B.

Which company is growing faster?

Global Payments (GPN) grew revenue fastest over the trailing twelve months: CXApp (CXAI) -7.9%, Automatic Data Processing (ADP) +6.5%, Global Payments (GPN) +48.5%.

Which company is more profitable?

Automatic Data Processing (ADP) has the highest net margin (CXApp (CXAI) -330.1%, Automatic Data Processing (ADP) 20.3%, Global Payments (GPN) -11.2%). On return on invested capital, Global Payments (GPN) leads (Automatic Data Processing (ADP) -47.2%, Global Payments (GPN) 0.0%).

Which stock has performed better?

Over the past year CXApp (CXAI) returned the most: CXApp (CXAI) +83.1%, Automatic Data Processing (ADP) +18.3%, Global Payments (GPN) +20.4%. Over five years, Automatic Data Processing (ADP) compounded fastest (CXApp (CXAI) -34.7%/yr, Automatic Data Processing (ADP) +6.0%/yr, Global Payments (GPN) -7.0%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: CXApp (CXAI) 0.00%, Automatic Data Processing (ADP) 0.00%, Global Payments (GPN) 0.01%. CXApp (CXAI) and Automatic Data Processing (ADP) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Automatic Data Processing (ADP) has been the steadiest (CXApp (CXAI) 413.4%, Automatic Data Processing (ADP) 28.0%, Global Payments (GPN) 41.7%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, CXAI, ADP and GPN?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Automatic Data Processing (ADP) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.