Wsfs Financial Corp Income Statement

Income Statement Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 47.81M41.88M28.00M32.05M7.17M3.58M7.79M12.99M10.96M13.17M25.56M153.18M-117.09M48.09M88.07M61.41M
Revenue 154.88M170.79M241.08M236.98M227.07M238.62M270.83M321.64M379.37M455.51M709.20M715.43M62.35M121.61M131.05M146.94M
Interest income
Interest income - Loans 128.25M126.35M130.92M130.53M129.14M137.05M162.52M194.34M229.15M260.51M463.22M460.39M393.25M582.75M845.27M918.38M
Interest income - Investments 1.39M-0.29M-0.14M0.01M0.25M1.41M2.73M2.64M1.70M2.30M
Interest Income - Debt Securities 28.56M35.21M26.49M18.53M19.97M23.83M29.06M34.42M41.20M48.17M68.90M65.43M63.55M106.61M119.41M156.46M
Other interest income 0.01M0.02M0.06M0.39M1.36M2.21M1.61M1.62M2.02M4.90M1.01M1.79M7.56M14.91M34.44M
Interest Income - Total 157.73M162.40M158.64M150.29M146.92M160.34M182.58M216.58M254.73M292.97M521.09M514.40M456.37M703.82M976.52M1,063.58M
Interest expenses
Interest Expense - Deposits 30.39M23.10M19.13M13.10M7.18M7.15M7.17M9.42M14.90M29.07M60.08M39.26M14.92M28.18M209.82M308.68M
Interest Expense - Debt 18.31M14.75M9.97M6.25M1.87M2.43M3.01M4.71M8.26M8.39M5.52M1.95M1.27M8.25M9.81M9.69M
Interest Expense - Fed Funds 1.53M1.51M1.20M0.76M0.99M1.05M0.36M0.61M0.97M1.70M2.97M0.47M0.44M1.67M0.34M
Interest Expense - Others 1.06M0.98M0.93M0.40M0.04M0.02M0.01M0.01M0.15M0.05M0.09M0.02M0.02M0.04M18.03M29.56M
Interest Expenses 53.09M41.73M32.60M23.29M15.33M15.83M15.78M22.83M33.45M46.50M76.14M48.45M22.72M40.92M251.42M358.14M
Interest Income - Net 104.64M120.67M126.04M127.00M131.59M144.51M166.80M193.75M221.27M246.47M444.95M465.95M433.65M662.89M725.10M705.44M
Non-interest income
Interest Income - Total 56.83M78.79M98.04M94.95M124.42M140.93M159.01M180.76M210.31M233.30M419.39M312.77M550.74M614.80M637.03M644.03M
Financial Services Fees 4.86M0.51M0.45M2.34M1.96M1.92M1.83M2.07M2.22M2.49M3.58M4.52M7.53M6.28M5.72M6.68M
Service Charges 16.88M16.24M16.37M17.13M17.21M17.07M16.68M17.73M18.32M
Investment Gain (Loss) 3.42M1.03M4.88M21.43M3.52M1.04M1.48M2.37M1.98M0.02M0.33M9.08M0.33M5.38M2.49M
Investment Banking Income -22.27M-3.77M
Income - Trust 3.54M4.76M11.88M
Mortgage Banking 1.65M2.26M1.52M2.85M3.98M3.99M5.90M7.43M6.29M6.29M11.05M30.20M23.22M7.27M4.80M7.57M
Card Income 18.95M21.03M22.93M24.35M24.13M25.70M29.90M36.12M
Other Non-Interest Income 7.06M37.57M37.83M5.66M9.54M12.06M16.00M13.33M13.84M16.98M22.27M5.68M5.41M7.23M15.89M12.17M
Non-Interest Income 50.24M50.12M63.59M86.69M80.15M78.28M90.26M105.06M124.64M162.54M188.11M201.03M185.48M260.13M289.87M340.92M
Operating Items
Depreciation & Amortization - Total 6.80M6.42M6.92M7.16M8.32M7.71M8.45M10.37M12.56M29.04M40.99M42.24M47.74M
Research & Development 4.74M4.59M5.34M5.58M5.92M6.11M5.95M6.28M6.78M14.07M20.88M19.05M18.28M
Wages, Salaries and Other 48.13M49.79M59.82M66.05M70.87M76.39M83.91M95.98M114.38M214.17M283.90M289.19M332.68M
Rent Expense 9.66M9.75M12.05M13.08M13.49M14.19M15.12M16.65M19.41M32.80M40.88M42.18M37.58M
Restructuring Costs 1.68M0.78M1.35M22.47M-0.23M2.19M
Other Operating Expenses 87.29M86.90M102.39M107.52M126.53M138.05M135.94M155.38M187.71M301.25M449.10M458.38M531.89M
Operating Expenses 108.50M109.33M127.48M133.34M154.26M166.06M165.46M188.67M226.46M378.52M574.33M561.63M637.69M
EBIT 51.66M61.30M66.76M71.58M88.15M88.39M99.58M119.99M141.94M217.30M270.51M193.41M380.42M341.53M616.69M705.40M
Non-operating items
Other Non Operating Income -1.09M
Net income details
EBT -1.43M19.57M34.15M48.29M72.81M72.56M83.81M97.15M108.49M170.80M194.37M144.96M357.70M300.61M365.27M347.26M
Tax Provisions -2.09M5.45M11.47M16.98M25.93M21.25M30.27M33.07M58.25M36.05M46.45M31.64M86.09M77.96M96.25M83.76M
Profit After Tax 0.66M14.12M22.68M31.31M46.88M53.76M53.53M64.08M50.24M134.74M148.81M114.77M271.61M222.65M269.16M263.67M
Equity Income -0.78M35.72M97.63M22.05M5.14M5.98M9.49M2.31M
Net Income - Minority 0.81M2.25M2.08M3.23M
Income from Non-Controlling Interests 0.16M0.27M-0.13M-0.18M
Income from Continuing Operations 0.66M14.12M22.68M31.31M46.88M51.31M53.53M64.08M50.24M134.74M147.92M113.32M271.61M222.65M269.02M263.50M
Consolidated Net Income 0.66M14.12M22.68M31.31M46.88M51.31M53.53M64.08M50.24M134.74M147.92M113.32M271.61M222.65M269.02M263.50M
Income towards Parent Company 0.66M14.12M22.68M31.31M46.88M51.31M53.53M64.08M50.24M134.74M148.73M115.57M273.69M225.88M269.02M263.50M
Preferred Dividend Payments 2.59M2.77M2.77M2.77M1.63M
Net Income towards Common Stockholders -1.93M11.35M19.91M28.54M45.25M53.76M53.53M64.08M50.24M134.74M148.81M114.77M271.44M222.38M269.02M263.50M
Additional items
EPS (Basic) -0.301.482.313.281.711.981.882.121.604.302.852.285.713.504.404.43
EPS (Weighted Average and Diluted) -0.301.462.283.251.691.931.852.061.565.693.494.404.41
Shares Outstanding (Weighted Average) 25.84M26.21M26.55M28.20M29.85M31.32M31.40M31.37M52.15M50.40M47.57M61.59M60.73M58.90M
Tax Rate 27.87%33.60%35.17%35.61%29.29%36.12%34.04%53.69%21.11%23.90%21.82%24.07%25.93%26.35%24.12%