Synchrony Financial reported a net margin of 17.93% for the quarter ended Jun 2026. These financial ratios cover 53 quarters of results from Jun 2013 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Jun2013 | Sep2013 | Dec2013 | Mar2014 | Jun2014 | Sep2014 | Dec2014 | Mar2015 | Jun2015 | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| EBT Margin | 39.42% | 26.01% | 31.18% | 26.65% | 22.45% | 17.32% | 18.65% | 17.19% | 18.30% | 11.50% | 30.71% | 18.44% | 21.52% | 20.61% | 21.17% | 26.84% | 29.29% | 19.21% | 21.58% | 24.62% | |||||||||||||||||||||||||||||||||
| EBIT Margin | 45.73% | 31.54% | 37.07% | 33.45% | 32.53% | 31.39% | 36.00% | 38.06% | 40.10% | 34.60% | 51.62% | 44.17% | 46.14% | 44.30% | 44.53% | 49.60% | 50.01% | 38.85% | 41.54% | 44.85% | |||||||||||||||||||||||||||||||||
| EBITDA Margin | 45.73% | 31.54% | 37.07% | 33.45% | 32.53% | 31.39% | 36.00% | 38.06% | 40.10% | 34.60% | 51.62% | 44.17% | 46.14% | 44.30% | 44.53% | 49.60% | 50.01% | 38.85% | 41.54% | 44.85% | |||||||||||||||||||||||||||||||||
| Net Margin | 29.70% | 19.95% | 23.31% | 19.83% | 16.85% | 13.25% | 13.93% | 12.95% | 13.58% | 9.15% | 23.05% | 13.64% | 16.08% | 15.95% | 15.83% | 20.22% | 21.66% | 14.73% | 16.16% | 17.93% | |||||||||||||||||||||||||||||||||
| FCF Margin | 47.70% | 49.78% | 35.30% | 45.43% | 39.79% | 43.16% | 44.52% | 44.20% | 54.54% | 49.42% | 40.42% | 54.28% | 57.84% | 49.85% | 47.32% | 54.71% | 54.05% | 49.53% | 45.00% | 50.23% | |||||||||||||||||||||||||||||||||
| Efficiency | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 91.98B | 93.84B | 95.51B | 95.23B | 97.98B | 102.67B | 106.21B | 108.28B | 110.82B | 115.21B | 119.33B | 120.83B | 119.86B | 119.35B | 120.74B | 121.27B | 118.74B | 118.04B | 120.30B | 121.72B | |||||||||||||||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.16 | 0.16 | 0.16 | 0.17 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.15 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | |||||||||||||||||||||||||||||||||
| Leverage & Solvency | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 7.25 | 5.70 | 6.29 | 4.92 | 3.23 | 2.23 | 2.07 | 1.82 | 1.84 | 1.50 | 2.47 | 1.72 | 1.87 | 1.87 | 1.91 | 2.18 | 2.41 | 1.98 | 2.08 | 2.22 | |||||||||||||||||||||||||||||||||
| Debt Ratio | 0.14 | 0.15 | 0.14 | 0.13 | 0.14 | 0.14 | 0.14 | 0.13 | 0.13 | 0.14 | 0.13 | 0.13 | 0.13 | 0.13 | 0.14 | 0.13 | 0.12 | 0.13 | 0.14 | 0.13 | |||||||||||||||||||||||||||||||||
| Times Interest Earned | 7.25 | 5.70 | 6.29 | 4.92 | 3.23 | 2.23 | 2.07 | 1.82 | 1.84 | 1.50 | 2.47 | 1.72 | 1.87 | 1.87 | 1.91 | 2.18 | 2.41 | 1.98 | 2.08 | 2.22 | |||||||||||||||||||||||||||||||||
| Dividends & Payouts | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| FCF Payout RatioFCF Cover | 0.07 | 0.06 | 0.08 | 0.06 | 0.07 | 0.06 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.04 | |||||||||||||||||||||||||||||||||
| Valuation | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Enterprise Value | -9.81B | -8.34B | -10.54B | -10.68B | -11.96B | -10.29B | -15.30B | -12.71B | -15.64B | -14.26B | -20.02B | -18.63B | -17.93B | -14.71B | -21.63B | -19.46B | -16.25B | -14.97B | -20.56B | -16.19B | |||||||||||||||||||||||||||||||||
| Return Ratios | |||||||||||||||||||||||||||||||||||||||||||||||||||||
| Return on SalesROS | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |||||||||||||||||||||||||||||||||
| Return on AssetsROA | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |