Seneca Bancorp reported a net margin of 32.98% for the quarter ended Jun 2026. These financial ratios cover 7 quarters of results from Jun 2024 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Jun2024 | Sep2024 | Dec2024 | Jun2025 | Sep2025 | Dec2025 | Jun2026 |
|---|---|---|---|---|---|---|---|
| Profitability | |||||||
| EBT Margin | 97.71% | 152.46% | 49.56% | -96.25% | 88.19% | 4.23% | 28.01% |
| EBIT Margin | 723.85% | 695.49% | 622.57% | 472.08% | 699.61% | 583.08% | 509.57% |
| EBITDA Margin | 723.85% | 695.49% | 622.57% | 472.08% | 699.61% | 583.08% | 509.57% |
| Net Margin | 80.73% | 134.43% | 45.13% | -81.67% | 72.83% | 13.46% | 32.98% |
| FCF Margin | -825.41% | -36.28% | 2,859.06% | -2,067.31% | |||
| Efficiency | |||||||
| Assets AverageAssets Avg. | 290.00M | 307.76M | 314.29M | 312.25M | |||
| Invested CapitalInvested Cap. | 65.11M | 64.32M | 64.98M | 68.32M | 67.41M | ||
| Asset Utilization RatioAsset Util. | 0.00 | 0.00 | 0.00 | 0.00 | |||
| Leverage & Solvency | |||||||
| Interest Coverage RatioInterest Cover | 1.16 | 1.28 | 1.09 | 0.83 | 1.14 | 1.01 | 1.06 |
| Debt Ratio | 0.15 | 0.14 | 0.13 | 0.11 | 0.11 | ||
| Times Interest Earned | 1.16 | 1.28 | 1.09 | 0.83 | 1.14 | 1.01 | 1.06 |
| Valuation | |||||||
| Price to EarningsP/E | 69.64 | 32.84 | 130.84 | -100.82 | 110.79 | 540.04 | 233.48 |
| Price to SalesP/S | 56.22 | 44.14 | 59.05 | 82.34 | 80.70 | 72.70 | 77.00 |
| Price to BookP/B | 0.54 | 0.45 | 0.56 | 0.83 | 0.84 | 0.58 | 0.66 |
| Enterprise Value | 12.26M | 10.77M | -34.17M | -11.30M | -14.68M | -24.15M | 13.56M |
| EV to EBIT | 7.77 | 6.35 | -24.29 | -9.97 | -8.26 | -15.93 | 9.44 |
| EV to EBITDA | 7.77 | 6.35 | -24.29 | -9.97 | -8.26 | -15.93 | 9.44 |
| Market Capitalization | 12.26M | 10.77M | 13.35M | 19.76M | 20.50M | 18.90M | 21.71M |
| Price to FCFP/FCF | -5.35 | -162.75 | 2.82 | -3.52 | |||
| EV to FCF | -5.35 | 416.72 | -2.02 | 4.49 | |||
| EV to CFO | 0.00M | -44.09 | -1.84 | 7.46 | |||
| Return Ratios | |||||||
| Return on Sales [ROS]ROS | 723.85% | 695.49% | 622.57% | 472.08% | 699.61% | 583.08% | 509.57% |
| Return on Invested Capital [ROIC]ROIC | 6.61% | 6.86% | 2.26% | 9.16% | |||
| Return on Assets [ROA]ROA | 0.12% | 0.11% | 0.01% | 0.03% |