Account Fee Income was SHF Holdings’s largest revenue line in fiscal 2025, bringing in $11.89M of $23.02M (52%).
| Location, Statement of Income, Balance | FY 2024 | FY 2025 |
|---|---|---|
| Account Fee Income | $19.34M | $11.89M |
| Loan Interest Income | $19.88M | $7.43M |
| Investment Income | $6.28M | $3.47M |
| Safe Harbor Program Income | $230.76K | $230.76K |
| Total | $45.73M | $23.02M |
SHF Holdings brought in $23.02M from its four revenue lines in fiscal 2025, the year ended December 31, 2025. That was down 49.7% from $45.73M in fiscal 2024. Account Fee Income was the largest at $11.89M (51.6%), ahead of Loan Interest Income at $7.43M (32.3%) and Investment Income at $3.47M (15.1%). The remaining revenue line, Safe Harbor Program Income, brought in $230.76K.
Compared with fiscal 2024, every revenue line above 2% of revenue shrank. Account Fee Income held up best, down 38.5% to $11.89M, and Loan Interest Income fell the most, down 62.6% to $7.43M.
Account Fee Income was SHF Holdings’s largest revenue line in fiscal 2023, bringing in $25.84M of $35.15M (74%).
| Statement of Income Location, Balance | FY 2022 | FY 2023 |
|---|---|---|
| Account Fee Income | — | $25.84M |
| Deposit Activity Onboarding Income | $18.19M | — |
| Investment Income | $6.36M | — |
| Interest Income | $3.39M | $8.92M |
| Safe Harbor Program Income | — | $392.06K |
| Total | $27.94M | $35.15M |
SHF Holdings brought in $35.15M from its three revenue lines in fiscal 2023, the year ended December 31, 2023. SHF Holdings regrouped these revenue lines after fiscal 2022, so the total does not compare directly with that year's $27.94M. Account Fee Income was the largest at $25.84M (73.5%), ahead of Interest Income at $8.92M (25.4%) and Safe Harbor Program Income at $392.06K (1.1%).
SHF Holdings began breaking out Account Fee Income in fiscal 2023 and Safe Harbor Program Income in fiscal 2023. SHF Holdings stopped reporting Deposit Activity Onboarding Income ($18.19M in fiscal 2022) and Investment Income ($6.36M in fiscal 2022) as separate revenue lines.
SHF Holdings (SHFS) reports its revenue by location, statement of income, balance and by statement of income location, balance. In fiscal 2025, Account Fee Income was its largest revenue line, bringing in $11.89M (51.6% of the total), followed by Loan Interest Income at $7.43M (32.3%).
Account Fee Income was SHF Holdings' largest revenue line in fiscal 2025, bringing in $11.89M, or 51.6% of the $23.02M total across its four revenue lines.
Every figure comes from SHF Holdings' annual financial filings, as reported. Each line keeps the name SHF Holdings gives it, and years follow its fiscal calendar.
SHF Holdings' revenue by location, statement of income, balance goes back to fiscal 2024, with figures through fiscal 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.