|
Provisions
|
| | | | | | | | -0.20M | 0.25M | | | 0.31M | 0.15M | | 1.25M | 4.50M | 1.80M | | | -1.60M | -1.10M | -1.27M | -0.65M | -0.49M | -0.31M | -0.25M | 0.75M | 0.21M | 0.12M | 0.14M | 0.01M | -0.14M | 0.10M | | | 0.18M | 0.10M |
|
Revenue
|
10.34M | 10.67M | 10.84M | 11.93M | 1.41M | 1.49M | 1.45M | 1.08M | 1.75M | 1.51M | 1.46M | 1.40M | 1.64M | 1.75M | 1.66M | 1.49M | 1.40M | 1.66M | 1.65M | 1.67M | 1.85M | 1.81M | 1.76M | 1.68M | 1.72M | 1.68M | 1.50M | 1.46M | 1.60M | 1.74M | 1.53M | 1.40M | 1.56M | 1.52M | 1.49M | 1.45M | 1.57M | 1.64M |
|
Interest income - Loans
|
7.44M | 7.63M | 7.88M | 8.65M | 9.79M | 9.99M | 9.98M | 10.25M | 10.78M | 11.12M | 11.18M | 11.68M | 11.55M | 11.89M | 11.70M | 11.26M | 11.53M | 11.35M | 11.60M | 11.02M | 10.78M | 11.63M | 11.05M | 10.63M | 10.90M | 11.07M | 11.53M | 11.25M | 11.21M | 11.43M | 11.64M | 11.74M | 12.05M | 12.68M | 13.20M | 12.69M | 13.35M | 13.67M |
|
Interest Income - Debt Securities
|
0.74M | 0.77M | 0.95M | 1.11M | 1.13M | 1.08M | 1.20M | 1.24M | 1.20M | 1.12M | 1.11M | 1.03M | 0.88M | 0.86M | 0.85M | 0.85M | 0.66M | 0.51M | 0.55M | 0.71M | 1.00M | 1.14M | 1.30M | 1.56M | 1.83M | 2.17M | 2.40M | 2.38M | 2.33M | 2.26M | 2.23M | 2.15M | 1.97M | 1.87M | 1.59M | 1.48M | 1.67M | 1.40M |
|
Other interest income
|
0.10M | 0.13M | 0.11M | 0.10M | 0.09M | 0.23M | 0.17M | 0.07M | 0.09M | 0.12M | 0.06M | 0.06M | 0.09M | 0.09M | 0.19M | 0.16M | 0.04M | 0.08M | 0.10M | 0.08M | 0.10M | 0.15M | 0.14M | 0.13M | 0.40M | 0.78M | 0.45M | 0.25M | 0.35M | 0.28M | 0.33M | 0.34M | 0.31M | 0.32M | 0.27M | 0.26M | 0.29M | 0.24M |
|
Interest Income - Total
|
8.26M | 8.53M | 8.95M | 9.88M | 11.02M | 11.31M | 11.38M | 11.24M | 12.29M | 12.39M | 12.39M | 12.80M | 12.56M | 12.88M | 12.77M | 12.29M | 12.24M | 11.95M | 12.29M | 11.87M | 11.92M | 12.96M | 12.55M | 12.39M | 13.19M | 14.09M | 14.44M | 13.94M | 13.96M | 14.04M | 14.27M | 14.29M | 14.40M | 14.94M | 15.13M | 14.49M | 15.38M | 15.37M |
|
Interest Expense - Deposits
|
0.28M | 0.28M | 0.28M | 0.31M | 0.32M | 0.31M | 0.30M | 0.28M | 0.26M | 0.26M | 0.24M | 0.24M | 0.35M | 0.66M | 0.94M | 0.94M | 0.86M | 0.66M | 0.56M | 0.47M | 0.44M | 0.40M | 0.30M | 0.28M | 0.28M | 0.33M | 0.29M | 0.60M | 1.37M | 1.83M | 2.06M | 3.02M | 3.45M | 3.85M | 4.10M | 3.91M | 3.77M | 4.36M |
|
Interest Expense - Debt
|
0.16M | 0.16M | 0.17M | 0.22M | 0.27M | 0.28M | 0.28M | 0.31M | 0.36M | 0.35M | 0.42M | 0.69M | 0.73M | 0.50M | 0.33M | 0.30M | 0.25M | 0.23M | 0.21M | 0.20M | 0.19M | 0.19M | 0.19M | 0.20M | 0.25M | 0.33M | 0.45M | 1.52M | 2.23M | 2.35M | 2.89M | 2.72M | 2.13M | 2.15M | 1.64M | 1.39M | 1.76M | 1.23M |
|
Interest Expenses
|
0.44M | 0.44M | 0.45M | 0.54M | 0.59M | 0.59M | 0.58M | 0.59M | 0.62M | 0.61M | 0.66M | 0.93M | 1.09M | 1.16M | 1.27M | 1.24M | 1.11M | 0.89M | 0.76M | 0.67M | 0.64M | 0.59M | 0.49M | 0.48M | 0.53M | 0.66M | 0.74M | 2.13M | 3.60M | 4.18M | 4.95M | 5.74M | 5.58M | 6.00M | 5.74M | 5.30M | 5.53M | 5.59M |
|
Interest Income - Net
|
7.82M | 8.09M | 8.50M | 9.35M | 10.43M | 10.72M | 10.80M | 10.66M | 11.67M | 11.78M | 11.73M | 11.87M | 11.47M | 11.72M | 11.49M | 11.05M | 11.13M | 11.06M | 11.53M | 11.20M | 11.28M | 12.38M | 12.06M | 11.91M | 12.66M | 13.43M | 13.70M | 11.81M | 10.36M | 9.85M | 9.32M | 8.55M | 8.82M | 8.94M | 9.39M | 9.19M | 9.84M | 9.78M |
|
Interest Income - Total
|
7.82M | 8.09M | 8.50M | 9.35M | 10.43M | 10.72M | 10.80M | 11.01M | 11.69M | 11.53M | 11.73M | 11.87M | 11.47M | 11.72M | 11.49M | 9.80M | 6.63M | 9.26M | 11.53M | 11.20M | 12.88M | 13.48M | 13.33M | 12.56M | 12.66M | 13.43M | 13.70M | 11.06M | 10.36M | 9.85M | 9.32M | 8.55M | 8.82M | 8.84M | 9.39M | 9.19M | 9.84M | 9.78M |
|
Financial Services Fees
|
0.82M | 0.73M | 0.71M | 0.73M | 0.85M | 0.82M | 0.91M | 0.87M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Service Charges
|
1.32M | 1.19M | 1.30M | 1.36M | 1.41M | 1.49M | 1.45M | 1.43M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Investment Gain (Loss)
|
| | | | | | | | | | | | | | 0.03M | | | | | | | | | | | | | | | | | 2.70M | | | | | | |
|
Investment Banking Income
|
0.14M | 0.16M | 0.19M | 0.16M | 0.23M | 0.16M | 0.14M | 0.12M | 0.15M | 0.04M | 0.08M | 0.04M | 0.10M | 0.05M | 0.07M | 0.04M | 0.03M | | | | | | | | | | | | | | | | | | | | | |
|
Other Non-Interest Income
|
0.19M | 0.25M | 0.18M | 0.15M | 0.23M | 0.26M | 0.28M | 0.19M | 0.19M | 0.29M | 0.19M | 0.16M | 0.21M | 0.30M | 0.22M | 0.17M | 0.19M | 0.24M | 0.19M | 0.19M | 0.19M | 0.23M | 0.19M | 0.19M | 0.20M | 0.29M | 0.20M | 0.23M | 0.31M | 0.35M | 0.28M | 0.33M | 0.31M | 0.60M | 0.32M | 0.28M | 0.24M | 0.39M |
|
Non-Interest Income
|
2.51M | 2.58M | 2.33M | 2.59M | 2.74M | 2.71M | 2.89M | 2.66M | 2.87M | 2.84M | 2.73M | 2.67M | 3.14M | 3.17M | 3.16M | 2.89M | 2.62M | 2.82M | 2.81M | 2.84M | 3.59M | 3.07M | 3.12M | 2.97M | 3.13M | 3.13M | 2.96M | 2.97M | 3.29M | 3.41M | 3.06M | 0.49M | 3.37M | 3.84M | 3.34M | 3.71M | 3.43M | 3.84M |
|
Amortization - Intangibles
|
| | 0.01M | 0.02M | 0.06M | 0.06M | 0.06M | 0.06M | 0.05M | 0.05M | 0.04M | 0.05M | 0.04M | 0.04M | 0.04M | 0.04M | 0.04M | 0.04M | 0.04M | 0.04M | 0.05M | 0.06M | 0.07M | 0.07M | 0.07M | 0.07M | 0.07M | 0.07M | 0.07M | 0.07M | 0.07M | 0.07M | 0.07M | 0.07M | 0.07M | 0.07M | 0.07M | 0.07M |
|
Research & Development
|
0.49M | 0.48M | 0.56M | 0.58M | 0.62M | 0.58M | 0.53M | 0.58M | 0.63M | 0.62M | 0.62M | 0.59M | 0.68M | 0.67M | 0.64M | 0.64M | 0.66M | 0.70M | 0.64M | 0.67M | 0.77M | 0.72M | 0.70M | 0.75M | 0.78M | 0.70M | 0.70M | 0.54M | 0.67M | 0.71M | 0.71M | 0.69M | 0.76M | 0.69M | 0.74M | 0.75M | 0.74M | 0.78M |
|
Wages, Salaries and Other
|
4.64M | 4.53M | 4.85M | 5.33M | 5.42M | 5.25M | 5.38M | 5.69M | 5.58M | 5.28M | 5.79M | 5.67M | 5.71M | 5.70M | 5.94M | 5.45M | 5.19M | 5.38M | 5.70M | 6.30M | 5.75M | 5.63M | 5.88M | 6.37M | 5.95M | 5.88M | 5.98M | 6.16M | 6.04M | 5.84M | 6.09M | 6.22M | 6.39M | 6.48M | 6.47M | 6.76M | 7.25M | 7.30M |
|
Rent Expense
|
1.14M | 1.23M | 1.16M | 1.30M | 1.35M | 1.41M | 1.35M | 1.35M | 1.36M | 1.35M | 1.31M | 1.32M | 1.32M | 1.28M | 1.46M | 1.52M | 1.45M | 1.46M | 1.43M | 1.44M | 1.41M | 1.31M | 1.37M | 1.54M | 1.51M | 1.55M | 1.54M | 1.57M | 1.58M | 1.65M | 1.70M | 1.94M | 1.90M | 1.92M | 1.87M | 1.87M | 1.87M | 1.86M |
|
Restructuring Costs
|
| 0.10M | -0.07M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Other Operating Expenses
|
6.18M | 6.60M | 6.21M | 7.04M | 7.21M | 6.77M | 6.68M | 7.20M | 7.03M | 6.94M | 6.88M | 7.05M | 7.19M | 7.06M | 7.15M | 6.66M | 6.57M | -0.00M | 7.04M | -0.01M | 6.96M | -0.01M | 7.21M | 7.82M | 7.48M | 7.55M | 7.61M | 7.84M | 7.72M | 7.73M | 8.14M | 10.48M | 8.31M | 8.09M | 8.54M | 8.82M | 9.11M | 9.59M |
|
Operating Expenses
|
7.82M | 8.40M | 7.85M | 8.92M | 9.17M | 8.76M | 8.56M | 9.13M | 9.02M | 8.91M | 8.80M | 8.96M | 9.19M | 9.00M | 9.25M | 8.82M | 8.69M | 8.84M | 9.11M | 9.63M | 9.14M | 8.19M | 9.28M | 10.12M | 9.77M | 9.80M | 9.85M | 9.95M | 9.98M | 10.09M | 10.55M | 13.11M | 10.97M | 10.70M | 11.15M | 11.44M | 11.72M | 12.23M |
|
EBIT
|
2.96M | 2.71M | 3.43M | 3.55M | 4.59M | 5.27M | 5.71M | 4.78M | 6.34M | 6.06M | 6.32M | 6.51M | 6.50M | 7.05M | 6.68M | 5.12M | 1.68M | 4.13M | 6.00M | 5.08M | 7.97M | 8.95M | 7.66M | 5.89M | 6.55M | 7.42M | 7.56M | 6.21M | 7.26M | 7.35M | 6.78M | 1.68M | 6.80M | 7.98M | 7.31M | 6.76M | 7.08M | 6.99M |
|
EBT
|
2.52M | 2.27M | 2.98M | 3.01M | 4.00M | 4.68M | 5.13M | 4.19M | 5.72M | 5.45M | 5.66M | 5.58M | 5.41M | 5.88M | 5.41M | 3.87M | 0.57M | 3.25M | 5.23M | 4.41M | 7.33M | 8.36M | 7.17M | 5.41M | 6.02M | 6.76M | 6.82M | 4.08M | 3.67M | 3.17M | 1.83M | -4.06M | 1.22M | 1.98M | 1.57M | 1.46M | 1.55M | 1.40M |
|
Tax Provisions
|
0.82M | 0.59M | 0.99M | 0.98M | 1.34M | 1.62M | 3.61M | 1.18M | 1.28M | 1.22M | 1.27M | 1.37M | 1.22M | 1.35M | 1.28M | 0.98M | 0.09M | 0.70M | 1.20M | 0.99M | 1.58M | 1.93M | 1.66M | 1.28M | 1.37M | 1.57M | 1.57M | 1.10M | 0.82M | 0.70M | 0.38M | -1.09M | 0.25M | 0.42M | 0.34M | 0.31M | 0.32M | 0.30M |
|
Profit After Tax
|
1.70M | 1.68M | 1.99M | 2.03M | 2.65M | 3.06M | 1.52M | 3.01M | 4.44M | 4.23M | 4.39M | 4.21M | 4.19M | 4.53M | 4.13M | 2.89M | 0.48M | 2.54M | 4.04M | 3.41M | 5.75M | 6.43M | 5.51M | 4.12M | 4.65M | 5.19M | 5.24M | 2.98M | 2.84M | 2.47M | 1.45M | -2.97M | 0.97M | 1.56M | 1.23M | 1.15M | 1.23M | 1.10M |
|
Net Income - Minority
|
| | | | | | | | | | | | | | -0.10M | -0.11M | -0.11M | -0.11M | -0.15M | -0.15M | | | | | | | | | | | | | | | | | | |
|
Income from Non-Controlling Interests
|
| | | | | | | | | | | | | | | | | | 0.00M | 0.00M | 0.00M | 0.01M | 0.01M | 0.00M | 0.00M | 0.00M | | | | | | | | | | | | |
|
Income from Continuing Operations
|
1.70M | 1.68M | 1.99M | 2.03M | 2.65M | 3.06M | 1.52M | 3.01M | 4.44M | 4.23M | 4.39M | 4.21M | 4.19M | 4.53M | 4.13M | 2.89M | 0.48M | 2.54M | 4.04M | 3.41M | 5.75M | 6.43M | 5.51M | 4.12M | 4.65M | 5.19M | 5.24M | 2.98M | 2.84M | 2.47M | 1.45M | -2.97M | 0.97M | 1.56M | 1.23M | 1.15M | 1.23M | 1.10M |
|
Consolidated Net Income
|
1.70M | 1.68M | 1.99M | 2.03M | 2.65M | 3.06M | 1.52M | 3.01M | 4.44M | 4.23M | 4.39M | 4.21M | 4.19M | 4.53M | 4.13M | 2.89M | 0.48M | 2.54M | 4.04M | 3.41M | 5.75M | 6.43M | 5.51M | 4.12M | 4.65M | 5.19M | 5.24M | 2.98M | 2.84M | 2.47M | 1.45M | -2.97M | 0.97M | 1.56M | 1.23M | 1.15M | 1.23M | 1.10M |
|
Income towards Parent Company
|
1.70M | 1.68M | 1.99M | 2.03M | 2.65M | 3.06M | 1.52M | 3.01M | 4.44M | 4.23M | 4.39M | 4.21M | 4.19M | 4.53M | 4.02M | 2.79M | 0.37M | 2.43M | 3.88M | 3.26M | 5.75M | 6.43M | 5.51M | 4.12M | 4.65M | 5.19M | 5.24M | 2.98M | 2.84M | 2.47M | 1.45M | -2.97M | 0.97M | 1.56M | 1.23M | 1.15M | 1.23M | 1.10M |
|
Net Income towards Common Stockholders
|
1.70M | 1.68M | 1.99M | 2.03M | 2.65M | 3.06M | 1.52M | 3.01M | 4.44M | 4.23M | 4.39M | 4.21M | 4.19M | 4.53M | 4.02M | 2.79M | 0.37M | 2.43M | 3.88M | 3.26M | 5.75M | 6.43M | 5.51M | 4.12M | 4.65M | 5.19M | 5.24M | 2.98M | 2.84M | 2.47M | 1.45M | -2.97M | 0.97M | 1.56M | 1.23M | 1.15M | 1.23M | 1.10M |
|
EPS (Basic)
|
0.08 | 0.07 | 0.09 | 0.09 | 0.12 | 0.14 | 0.07 | 0.13 | 0.20 | 0.19 | 0.19 | 0.19 | 0.19 | 0.20 | 0.18 | 0.13 | 0.02 | 0.11 | 0.18 | 0.15 | 0.26 | 0.29 | 0.25 | 0.19 | 0.21 | 0.24 | 0.24 | 0.14 | 0.13 | 0.12 | 0.07 | -0.14 | 0.05 | 0.07 | 0.06 | 0.05 | 0.06 | 0.05 |
|
EPS (Weighted Average and Diluted)
|
0.08 | 0.07 | 0.09 | 0.09 | 0.12 | 0.14 | 0.07 | 0.13 | 0.20 | 0.19 | 0.19 | 0.19 | 0.18 | 0.20 | 0.18 | 0.13 | 0.02 | 0.11 | 0.18 | 0.15 | 0.26 | 0.29 | 0.25 | 0.19 | 0.21 | 0.24 | 0.24 | 0.14 | 0.13 | 0.12 | 0.07 | -0.14 | 0.05 | 0.07 | 0.06 | 0.05 | 0.06 | 0.05 |
|
Shares Outstanding (Weighted Average)
|
22.51M | 22.51M | 22.51M | 22.51M | 22.51M | 22.53M | 22.53M | 22.57M | 22.57M | 22.58M | 22.60M | 22.61M | 22.62M | 22.72M | 22.75M | 22.75M | 22.25M | 22.25M | 22.34M | 22.35M | 22.35M | 22.11M | 22.16M | 22.18M | 22.13M | 22.94M | 21.51M | 21.50M | 21.12M | 21.12M | 21.11M | 21.11M | 21.11M | 21.10M | 21.07M | 20.98M | 20.98M | 20.95M |
|
Shares Outstanding (Diluted Average)
|
22.51M | 22.53M | 22.56M | 22.55M | 22.59M | 22.61M | 22.62M | 22.62M | 22.65M | 22.66M | 22.66M | 22.66M | 22.69M | 22.70M | 22.78M | 22.74M | 22.28M | 22.28M | 22.34M | 22.31M | 22.36M | 22.27M | 22.24M | 22.23M | 22.04M | 21.84M | 21.73M | 21.65M | 21.14M | 21.19M | 21.15M | 21.14M | 21.11M | 21.10M | 21.08M | 21.06M | 20.98M | 20.96M |
|
EBITDA
|
2.96M | 2.71M | 3.43M | 3.55M | 4.59M | 5.27M | 5.71M | 4.78M | 6.34M | 6.06M | 6.32M | 6.51M | 6.50M | 7.05M | 6.68M | 5.12M | 1.68M | 4.13M | 6.00M | 5.08M | 7.97M | 8.95M | 7.66M | 5.89M | 6.55M | 7.42M | 7.56M | 6.21M | 7.26M | 7.35M | 6.78M | 1.68M | 6.80M | 7.98M | 7.31M | 6.76M | 7.08M | 6.99M |
|
Tax Rate
|
32.71% | 26.06% | 33.21% | 32.49% | 33.60% | 34.62% | 70.36% | 28.24% | 22.34% | 22.45% | 22.46% | 24.61% | 22.54% | 22.96% | 23.65% | 25.30% | 15.19% | 21.68% | 22.91% | 22.51% | 21.54% | 23.11% | 23.16% | 23.71% | 22.70% | 23.18% | 23.11% | 26.98% | 22.45% | 21.99% | 20.61% | 26.95% | 20.75% | 21.44% | 21.78% | 21.48% | 20.81% | 21.22% |