PSQ Holdings, Inc. is a payments and financial infrastructure company that builds and operates financial technology solutions for industries underserved by traditional financial institutions.
The Company operates a proprietary FinTech platform that combines payment processing, consumer credit, and fundraising capabilities to serve merchants, political campaigns, and nonprofit organizations.

Revenue is generated primarily from transaction fees on payment processing services provided by PSQ Payments.
Credova earns revenue through interest income on consumer loans, fees on Buy Now, Pay Later products, and merchant service charges.
PSQ Impact derives revenue from processing fees on donations and fundraising contributions, as well as subscription or service fees for its platform.

The company operates through the following segments: Financial Technology, which comprises three operating segments: Credova, PSQ Payments, and PSQ Impact.

• Credova: Provides a Buy Now, Pay Later platform offering merchant originated installment loans, closed end loans from bank partners, zero interest installment product referred to as Pay in 4, leased merchandise, and related APIs to retailers in outdoor and shooting sports industries.

• PSQ Payments: Delivers a payment processing gateway that accepts debit card, credit card, and ACH transactions, integrates with popular ecommerce platforms such as Shopify, Magento, and WooCommerce, and provides merchant onboarding, underwriting, and settlement services.

• PSQ Impact: Offers a low fee fundraising and payments platform for political campaigns, committees, and nonprofit organizations that enables donation processing via credit and debit cards, digital wallets such as Apple Pay and Google Pay, and cryptocurrency, while supplying donor data management, analytics tools, and compliance support.

In the Buy Now, Pay Later space, Credova competes with firms such as Affirm, Sezzle, and Klarna.
PSQ Payments faces competition from established processors including Stripe, Elavon, PayPal, and Fortis.
For political fundraising and payment processing, PSQ Impact contends with platforms like WinRed.
The Company differentiates itself by offering an integrated financing and payments solution, serving merchants in high risk regulated niches, and providing a low fee data controlled platform for campaigns and nonprofits.

PSQ Holdings, Inc. serves merchants operating in industries such as outdoor recreation, shooting sports, firearms, and other higher risk retail sectors.
The Company also supports political campaigns, political committees, and values aligned nonprofit organizations that require compliant fundraising and payment processing.
These customers rely on the Company’s platform to accept payments, offer consumer financing, manage donor data, and analyze fundraising performance.