Norwood Financial NWFL Insider Ownership

NASDAQ NWFL

$33.70 -0.21 (-0.62%)

At close: Oct 21, 2026 · 4:00 PM EDT

Insider Holdings by Owner

363.82K Shares

Insider Ownership Statistics

as of 30 Sep, 2026

Insider Ownership

7.79%

▼-0.073% pp QoQ

Shares Held by Insiders

849.62K

filed for Sep 2026

▼-0.92% QoQ

Shares Outstanding

10.90Mn

10,902,074 shares

Direct Holdings

401.90K

Indirect: 447.72K

Net Shares Traded (QoQ)

-7.91K

net selling in Sep 2026

Insiders Holding Shares

with Form 4 holdings on file

Shares Owned by Insiders

Shares held % of outstanding

Latest —

Average ownership —

Peak ownership —

Shares Purchased/Sold by Insiders

Bought Sold

Latest quarter —

Net over range —

Buying quarters —

Insider Ownership Summary

Updated Oct 16, 2026

Across the past 12 months, open-market trades by Norwood Financial insiders totaled $583,512 in purchases (20K shares) and $103,569 in sales (3K shares).

By number of insiders, Norwood Financial saw 7 insiders buy and one insider sell on the open market over the past 12 months.
Among NWFL's insiders, James Shook (Director) was the top open-market buyer in the past 12 months, with $320,286 of stock purchased (10.78K shares) and the latest purchase on July 28, 2026.
Meanwhile, the largest open-market sales of NWFL in the past 12 months were by Vincent O'Bell (EVP & Chief Lending Officer), totaling $103,569 (3K shares), most recently on September 2, 2026.
Beyond open-market trades, insiders at Norwood Financial received 12.59K shares in stock awards, acquired 5.25K shares through option exercises and conversions, gave up 407 shares to cover taxes or exercise prices and gave away 150 shares as gifts in the last 12 months.
Per Business Quant, NWFL insiders together hold 850.11K shares based on their latest Form 4 filings, down 0.87% from 857.53K shares at the end of Q2 2026 and down 3.21% from 878.31K shares at the end of Q3 2025.
Of the 850.11K shares held by Norwood Financial insiders, 402.39K shares (47.33%) are held directly and 447.72K shares (52.67%) indirectly, through trusts, partnerships, family members and other entities.
Per Business Quant, 18 insiders of NWFL hold shares, counting officers, directors and 10% owners who have filed a Form 4 in the past two years.
Norwood Financial's top three insider holders by shares held are Alexandra K. Nolan (Director, 222.29K shares), Jeffrey S. Gifford (Director, 152.81K shares) and Kevin M. Lamont (Director, 138.36K shares).
Alexandra K. Nolan holds 26.15% of the combined insider position in Norwood Financial.
Institutional holders reported 40.14% of Norwood Financial's outstanding shares for Q2 2026; insiders' latest Form 4 filings put their stake at about 7.80%, and other investors, including the public, hold the remaining 52.06%.
Over the past 12 months, 16 insiders reported transactions in Norwood Financial stock in 127 Form 4 filings.
These insider figures for Norwood Financial are based on Form 4 filings through October 14, 2026.

Form 4 Holdings

Insiders Holding NWFL

Insiders 21

Shares held 363.82K

Of outstanding 3.34%

#	Insider	Position	Direct	Indirect	Total	Share of Insiders	Last Filed
1	Kevin M Lamont	Director	136,167	0	136,167	37.4%	14 Oct, 2026
2	Joseph W Carroll	Director	41,946	0	41,946	11.5%	14 Oct, 2026
3	Kenneth A Phillips	Director	30,452	0	30,452	8.4%	14 Oct, 2026
4	Jeffrey S Gifford	Director	26,889	0	26,889	7.4%	14 Oct, 2026
5	Ralph A Matergia	Director	26,725	0	26,725	7.3%	14 Oct, 2026
6	Andrew Forte	Director	12,426	7,144	19,570	5.4%	14 Oct, 2026
7	Robert J Mancuso	Evp Coo	18,569	0	18,569	5.1%	03 Jan, 2024
8	James Shook	Director	12,705	0	12,705	3.5%	14 Oct, 2026
9	John F Carmody	Evp Chief Credit Officer	9,725	0	9,725	2.7%	22 Dec, 2025
10	Ronald R Schmalzle	Director	8,997	0	8,997	2.5%	14 Oct, 2026
11	Spencer J Andress	Director	8,532	0	8,532	2.3%	14 Oct, 2026
12	Vincent O'Bell	Evp Chief Lending Officer	6,642	0	6,642	1.8%	04 Sep, 2026
13	Meg L Hungerford	Director	6,450	0	6,450	1.8%	14 Oct, 2026
14	John Martin Jr Mccaffery	Evp Cfo	0	4,000	4,000	1.1%	30 Apr, 2026
15	Alexandra K Nolan	Director	3,013	0	3,013	0.8%	14 Oct, 2026
16	William S Lance	Evp Cfo	0	1,500	1,500	0.4%	14 Dec, 2023
17	Joseph W Adams	Director	0	700	700	0.2%	14 Dec, 2023
18	Marissa S Nacinovich	Director	691	0	691	0.2%	14 Oct, 2026
19	James O Donnelly	President Ceo	0	300	300	0.1%	30 Apr, 2026
20	Lewis J Critelli	Chairman Of The Board	0	122	122	0.0%	22 Jan, 2025
21	Susan Campfield	Director	0	122	122	0.0%	22 Jan, 2025

Each row is that insider’s most recently reported position, from Form 4 filings over the last 60 months — which is why this total does not tie to the quarterly series above, where a quarter counts only the insiders who filed in it. Shares held through a fund or institutional portfolio are counted on the institutional ownership page instead.

Form 4 Filings

1,067 Insider Transactions

Source SEC Form 4

Latest quarter Sep 2026

Date	Insider	Position	Transaction	Shares	Price	Value	Shares Held After	Ownership
13 Oct, 2026	Spencer J Andress	Director	Acquired A	40	$33.70	$1.35K	8,532	Direct
13 Oct, 2026	Ralph A Matergia	Director	Acquired A	40	$33.70	$1.35K	26,725	Direct
13 Oct, 2026	Jeffrey S Gifford	Director	Acquired A	40	$33.70	$1.35K	26,889	Direct
13 Oct, 2026	Joseph W Carroll	Director	Acquired A	40	$33.70	$1.35K	41,946	Direct
13 Oct, 2026	Andrew Forte	Director	Acquired A	50	$33.70	$1.69K	12,426	Direct
13 Oct, 2026	Meg L Hungerford	Director	Acquired A	40	$33.70	$1.35K	6,450	Direct
13 Oct, 2026	Kevin M Lamont	Director	Acquired A	40	$33.70	$1.35K	136,167	Direct
13 Oct, 2026	Alexandra K Nolan	Director	Acquired A	40	$33.70	$1.35K	3,013	Direct
13 Oct, 2026	Ronald R Schmalzle	Director	Acquired A	40	$33.70	$1.35K	8,997	Direct
13 Oct, 2026	Marissa S Nacinovich	Director	Acquired A	40	$33.70	$1.35K	691	Direct
13 Oct, 2026	Kenneth A Phillips	Director	Acquired A	40	$33.70	$1.35K	16,012	Direct
13 Oct, 2026	James Shook	Director	Acquired A	40	$33.70	$1.35K	12,705	Direct
10 Sep, 2026	Meg L Hungerford	Director	Acquired A	39	$34.47	$1.34K	6,410	Direct
10 Sep, 2026	Kevin M Lamont	Director	Acquired A	39	$34.47	$1.34K	136,127	Direct
10 Sep, 2026	Ralph A Matergia	Director	Acquired A	39	$34.47	$1.34K	26,685	Direct
10 Sep, 2026	James Shook	Director	Acquired A	39	$34.47	$1.34K	12,665	Direct
10 Sep, 2026	Ronald R Schmalzle	Director	Acquired A	39	$34.47	$1.34K	8,957	Direct
10 Sep, 2026	Spencer J Andress	Director	Acquired A	39	$34.47	$1.34K	8,492	Direct
10 Sep, 2026	Joseph W Carroll	Director	Acquired A	39	$34.47	$1.34K	41,906	Direct
10 Sep, 2026	Jeffrey S Gifford	Director	Acquired A	39	$34.47	$1.34K	26,849	Direct

Showing 1 to 20 of 1,067 transactions