Bank of N.T. Butterfield & Son reported a net margin of 29.63% for the quarter ended Jun 2026. These financial ratios cover 44 quarters of results from Sep 2015 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| RatiosRatios | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||||||||||||||||||||
| EBT Margin | 32.45% | 33.60% | 35.61% | 37.68% | 41.58% | 42.96% | 42.78% | 42.41% | 34.68% | 36.37% | 38.01% | 36.11% | 37.80% | 40.28% | 37.08% | 37.28% | 40.77% | 41.48% | 41.41% | 30.63% | ||||||||||||||||||||||||
| EBIT Margin | 37.51% | 38.70% | 40.84% | 43.52% | 51.20% | 61.06% | 68.02% | 70.97% | 68.21% | 72.69% | 76.96% | 78.27% | 81.19% | 77.72% | 71.29% | 72.49% | 71.22% | 69.22% | 66.91% | 56.50% | ||||||||||||||||||||||||
| EBITDA Margin | 51.07% | 50.59% | 49.79% | 51.02% | 58.23% | 67.07% | 73.65% | 77.51% | 74.63% | 79.15% | 72.85% | 96.39% | 90.99% | 83.13% | 79.78% | 77.70% | 77.25% | 73.86% | 75.69% | 61.40% | ||||||||||||||||||||||||
| Net Margin | 31.83% | 33.04% | 34.84% | 36.89% | 40.92% | 42.49% | 42.32% | 42.05% | 34.41% | 36.92% | 37.41% | 35.46% | 36.94% | 39.29% | 36.29% | 36.45% | 39.86% | 40.10% | 40.54% | 29.63% | ||||||||||||||||||||||||
| FCF Margin | 68.29% | 56.79% | 48.06% | 31.11% | 32.08% | 48.25% | 52.50% | 52.93% | 22.62% | 78.88% | 19.79% | 61.68% | 78.99% | 24.02% | 42.40% | 68.86% | 33.88% | 40.27% | 38.13% | 37.34% | ||||||||||||||||||||||||
| Efficiency | ||||||||||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 15,440.95M | 15,476.80M | 15,441.15M | 15,240.80M | 14,626.20M | 14,311.98M | 14,019.38M | 13,621.10M | 13,438.90M | 13,371.16M | 13,451.05M | 13,733.59M | 13,869.35M | 14,015.50M | 14,049.70M | 13,944.75M | 13,969.25M | 14,005.95M | 14,155.35M | 14,281.15M | ||||||||||||||||||||||||
| Equity AverageEquity Avg. | 997.05M | 992.25M | 967.35M | 915.40M | 874.55M | 870.16M | 900.86M | 943.60M | 930.60M | 957.25M | 999.35M | 997.11M | 1,000.50M | 1,011.36M | 1,017.16M | 1,024.20M | 1,043.45M | 1,096.93M | 1,136.63M | 1,140.05M | ||||||||||||||||||||||||
| Invested CapitalInvested Cap. | 12,548.80M | 11,867.59M | 12,371.50M | 11,807.90M | 11,159.30M | 10,515.52M | 1,109.29M | 1,048.70M | 10,448.10M | 10,315.30M | 1,093.66M | 1,097.70M | 11,086.80M | 11,161.01M | 11,080.70M | 11,243.40M | 11,069.10M | 11,268.15M | 11,281.90M | 11,624.50M | ||||||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | ||||||||||||||||||||||||
| Leverage & Solvency | ||||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 7.42 | 7.59 | 7.81 | 7.46 | 5.32 | 3.37 | 2.69 | 2.48 | 2.03 | 2.00 | 1.98 | 1.86 | 1.87 | 2.08 | 2.08 | 2.06 | 2.34 | 2.50 | 2.62 | 2.18 | ||||||||||||||||||||||||
| Debt Ratio | 0.74 | 0.71 | 0.73 | 0.73 | 0.72 | 0.67 | 0.01 | 0.01 | 0.71 | 0.70 | 0.01 | 0.01 | 0.73 | 0.71 | 0.73 | 0.73 | 0.72 | 0.72 | 0.71 | 0.73 | ||||||||||||||||||||||||
| Times Interest Earned | 7.42 | 7.59 | 7.81 | 7.46 | 5.32 | 3.37 | 2.69 | 2.48 | 2.03 | 2.00 | 1.98 | 1.86 | 1.87 | 2.08 | 2.08 | 2.06 | 2.34 | 2.50 | 2.62 | 2.18 | ||||||||||||||||||||||||
| Dividends & Payouts | ||||||||||||||||||||||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | 1.82 | 0.27 | 2.03 | 2.25 | 2.63 | 0.41 | 2.83 | 2.79 | 2.28 | 0.35 | 2.61 | 2.51 | 2.67 | 0.43 | 2.86 | 2.91 | 2.99 | 0.47 | 3.13 | 2.38 | ||||||||||||||||||||||||
| FCF Payout RatioFCF Cover | 0.26 | 2.13 | 0.36 | 0.53 | 0.49 | 2.13 | 0.28 | 0.28 | 0.67 | 1.32 | 0.73 | 0.23 | 0.17 | 3.84 | 0.30 | 0.18 | 0.39 | 2.11 | 0.34 | 0.33 | ||||||||||||||||||||||||
| Dividend YieldDiv. Yield | 5.10% | 4.59% | 4.88% | 5.61% | 5.39% | 5.83% | 6.42% | 6.34% | 6.43% | 5.66% | 5.77% | 5.35% | 5.20% | 5.00% | 4.80% | 4.31% | 4.41% | 3.91% | 3.65% | 3.16% | ||||||||||||||||||||||||
| Payout Ratio | 0.56 | 0.54 | 0.53 | 0.50 | 0.45 | 0.41 | 0.38 | 0.36 | 0.37 | 0.38 | 0.40 | 0.43 | 0.43 | 0.37 | 0.38 | 0.38 | 0.36 | 0.34 | 0.32 | 0.32 | ||||||||||||||||||||||||
| Valuation | ||||||||||||||||||||||||||||||||||||||||||||
| Price to EarningsP/E | 10.89 | 11.69 | 10.82 | 8.90 | 8.41 | 7.00 | 5.85 | 5.64 | 5.79 | 6.75 | 7.02 | 8.09 | 8.34 | 7.36 | 7.82 | 8.79 | 8.20 | 8.58 | 8.70 | 10.14 | ||||||||||||||||||||||||
| Price to SalesP/S | 3.56 | 3.81 | 3.56 | 3.04 | 3.07 | 2.73 | 2.39 | 2.37 | 2.34 | 2.63 | 2.65 | 2.92 | 3.06 | 2.74 | 2.90 | 3.27 | 3.12 | 3.28 | 3.42 | 3.80 | ||||||||||||||||||||||||
| Price to BookP/B | 1.76 | 1.95 | 1.87 | 1.78 | 1.85 | 1.73 | 1.45 | 1.45 | 1.49 | 1.52 | 1.53 | 1.67 | 1.75 | 1.56 | 1.67 | 1.86 | 1.78 | 1.74 | 1.85 | 2.07 | ||||||||||||||||||||||||
| Enterprise Value | -2,434.91M | -1,414.18M | -2,018.38M | -1,807.76M | -1,198.28M | -1,039.63M | -1,079.06M | -1,089.01M | -1,197.69M | -1,082.20M | -1,570.51M | -1,352.78M | -1,819.83M | -1,849.79M | -1,824.80M | -1,706.44M | -1,606.05M | -1,598.48M | -1,549.62M | -1,479.68M | ||||||||||||||||||||||||
| EV to EBIT | -12.78 | -7.41 | -10.40 | -8.79 | -5.20 | -3.82 | -3.37 | -2.98 | -3.07 | -2.67 | -3.79 | -3.19 | -4.11 | -4.06 | -4.05 | -3.83 | -3.66 | -3.71 | -3.61 | -3.59 | ||||||||||||||||||||||||
| EV to EBITDA | -9.29 | -5.43 | -7.88 | -6.98 | -4.33 | -3.33 | -3.02 | -2.71 | -2.81 | -2.45 | -3.59 | -2.93 | -3.74 | -3.72 | -3.57 | -3.50 | -3.37 | -3.42 | -3.32 | -3.29 | ||||||||||||||||||||||||
| Market Capitalization | 1,775.89M | 1,902.12M | 1,790.82M | 1,556.74M | 1,620.12M | 1,498.77M | 1,357.49M | 1,375.59M | 1,361.51M | 1,521.40M | 1,520.45M | 1,669.22M | 1,752.87M | 1,591.31M | 1,694.50M | 1,927.86M | 1,868.65M | 1,990.22M | 2,096.48M | 2,376.92M | ||||||||||||||||||||||||
| Price to FCFP/FCF | 8.28 | 7.57 | 6.86 | 6.00 | 7.39 | 6.84 | 5.77 | 5.08 | 5.28 | 5.07 | 6.05 | 6.36 | 5.11 | 6.00 | 5.65 | 6.16 | 7.42 | 7.12 | 7.61 | 10.16 | ||||||||||||||||||||||||
| EV to FCF | -11.36 | -5.63 | -7.74 | -6.96 | -5.46 | -4.74 | -4.59 | -4.02 | -4.65 | -3.60 | -6.25 | -5.15 | -5.30 | -6.97 | -6.08 | -5.46 | -6.38 | -5.72 | -5.62 | -6.32 | ||||||||||||||||||||||||
| EV to CFO | -11.36 | -5.63 | -7.74 | -6.96 | -5.46 | -4.74 | -4.59 | -4.02 | -4.65 | -3.60 | -6.25 | -5.15 | -5.30 | -6.97 | -6.08 | -5.46 | -6.38 | -5.72 | -5.62 | -6.32 | ||||||||||||||||||||||||
| Return Ratios | ||||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 37.51% | 38.70% | 40.84% | 43.52% | 51.20% | 61.06% | 68.02% | 70.97% | 68.21% | 72.69% | 76.96% | 78.27% | 81.19% | 77.72% | 71.29% | 72.49% | 71.22% | 69.22% | 66.91% | 56.50% | ||||||||||||||||||||||||
| Return on Invested Capital [ROIC]ROIC | 1.54% | 1.56% | 1.60% | 1.70% | 2.01% | 2.51% | 5.51% | 33.87% | 6.79% | 3.89% | 7.25% | 38.62% | 7.27% | 4.09% | 4.06% | 3.99% | 3.93% | 3.86% | 3.80% | 3.60% | ||||||||||||||||||||||||
| Return on Assets [ROA]ROA | 1.09% | 1.09% | 1.11% | 1.19% | 1.37% | 1.55% | 1.70% | 1.83% | 1.78% | 1.69% | 1.61% | 1.51% | 1.54% | 1.61% | 1.61% | 1.65% | 1.71% | 1.74% | 1.79% | 1.73% | ||||||||||||||||||||||||
| Return on Equity [ROE]ROE | 16.84% | 17.02% | 17.79% | 19.89% | 22.87% | 25.44% | 26.48% | 26.43% | 25.74% | 23.55% | 21.72% | 20.81% | 21.30% | 22.29% | 22.26% | 22.42% | 22.84% | 22.24% | 22.27% | 21.71% |
Pull Bank of N.T. Butterfield & Son's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=NTB&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "NTB", "statement": "Ratios", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=NTB&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();