NorthEast Community Bancorp reported a net margin of 35.39% for the quarter ended Jun 2026. These financial ratios cover 26 quarters of results from Mar 2020 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||
| EBT Margin | 7.93% | 41.44% | 34.26% | 45.48% | 50.49% | 54.81% | 63.22% | 59.02% | 58.61% | 61.45% | 58.02% | 61.30% | 60.81% | 51.63% | 54.00% | 55.47% | 57.76% | 55.01% | 52.22% | 49.91% | ||||||
| EBIT Margin | 17.36% | 50.14% | 43.95% | 53.82% | 60.26% | 70.24% | 85.98% | 88.23% | 94.64% | 104.16% | 105.57% | 109.88% | 112.37% | 105.66% | 105.41% | 102.09% | 104.17% | 101.37% | 96.21% | 91.14% | ||||||
| EBITDA Margin | 17.36% | 50.14% | 43.95% | 53.82% | 60.26% | 70.24% | 85.98% | 88.23% | 94.64% | 104.16% | 105.57% | 109.88% | 112.37% | 105.66% | 105.41% | 102.09% | 104.17% | 101.37% | 96.21% | 91.14% | ||||||
| Net Margin | 5.82% | 31.68% | 26.22% | 34.69% | 38.29% | 30.14% | 45.10% | 42.09% | 42.64% | 42.04% | 41.18% | 44.37% | 43.91% | 34.71% | 38.97% | 40.17% | 41.28% | 38.15% | 36.99% | 35.39% | ||||||
| FCF Margin | 38.63% | 61.36% | -7.59% | 35.20% | 34.49% | 56.44% | 43.54% | 26.10% | 45.93% | 42.00% | 46.49% | 38.10% | 49.30% | 35.95% | 38.94% | 53.48% | 47.34% | 41.64% | 38.43% | 45.75% | ||||||
| Efficiency | ||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 1,092.28M | 1,166.55M | 1,253.21M | 1,251.47M | 1,253.25M | 1,354.93M | 1,463.85M | 1,559.20M | 1,667.80M | 1,742.04M | 1,815.52M | 1,898.55M | 1,949.07M | 1,988.77M | 1,971.48M | 1,953.63M | 2,015.07M | 2,059.88M | 2,044.32M | 2,070.16M | ||||||
| Invested CapitalInvested Cap. | 276.70M | 279.38M | 275.37M | 277.31M | 281.04M | 282.99M | 276.50M | 283.56M | 336.41M | 343.32M | 335.92M | 346.98M | 316.62M | 471.68M | 514.04M | 421.70M | 376.29M | 552.57M | ||||||||
| Asset Utilization RatioAsset Util. | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 | 0.05 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 | 0.05 | ||||||
| Leverage & Solvency | ||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 1.84 | 5.76 | 4.53 | 6.46 | 6.17 | 4.55 | 3.78 | 3.02 | 2.63 | 2.44 | 2.22 | 2.26 | 2.18 | 1.96 | 2.05 | 2.19 | 2.24 | 2.19 | 2.19 | 2.21 | ||||||
| Debt Ratio | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.04 | 0.04 | 0.03 | 0.02 | 0.00 | 0.07 | 0.08 | 0.03 | 0.01 | 0.09 | ||||||||
| Times Interest Earned | 1.84 | 5.76 | 4.53 | 6.46 | 6.17 | 4.55 | 3.78 | 3.02 | 2.63 | 2.44 | 2.22 | 2.26 | 2.18 | 1.96 | 2.05 | 2.19 | 2.24 | 2.19 | 2.19 | 2.21 | ||||||
| Dividends & Payouts | ||||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | 0.79 | 2.62 | 3.92 | 1.45 | 8.23 | 7.16 | 12.85 | 13.12 | 14.37 | 13.53 | 8.51 | 9.62 | 3.17 | 1.95 | 3.94 | 4.16 | 2.21 | 1.90 | 3.74 | 2.96 | ||||||
| FCF Payout RatioFCF Cover | 0.19 | 0.20 | -0.88 | 0.68 | 0.13 | 0.07 | 0.08 | 0.12 | 0.06 | 0.07 | 0.10 | 0.12 | 0.28 | 0.50 | 0.25 | 0.18 | 0.39 | 0.48 | 0.26 | 0.26 | ||||||
| Dividend YieldDiv. Yield | 0.52% | 0.88% | 0.46% | 1.93% | 0.46% | 0.41% | 0.44% | 0.38% | 0.39% | 0.35% | 0.60% | 0.53% | 1.08% | 1.46% | 0.82% | 0.82% | 1.86% | 1.80% | 0.81% | 0.87% | ||||||
| Payout Ratio | 1.27 | 0.38 | 0.26 | 0.69 | 0.12 | 0.14 | 0.08 | 0.08 | 0.07 | 0.07 | 0.12 | 0.10 | 0.32 | 0.51 | 0.25 | 0.24 | 0.45 | 0.53 | 0.27 | 0.34 | ||||||
| Valuation | ||||||||||||||||||||||||||
| Price to EarningsP/E | 244.32 | 43.31 | 55.04 | 35.74 | 26.66 | 34.43 | 17.88 | 20.18 | 18.05 | 21.38 | 19.45 | 19.48 | 29.23 | 35.17 | 31.11 | 29.18 | 24.32 | 29.20 | 33.04 | 39.00 | ||||||
| Price to SalesP/S | 14.22 | 13.72 | 14.43 | 12.40 | 10.21 | 10.38 | 8.07 | 8.49 | 7.70 | 8.99 | 8.01 | 8.64 | 12.84 | 12.21 | 12.12 | 11.72 | 10.04 | 11.14 | 12.22 | 13.80 | ||||||
| Price to BookP/B | 0.72 | 0.73 | 0.79 | 0.75 | 0.77 | 0.91 | 0.77 | 0.83 | 0.78 | 0.90 | 0.77 | 0.83 | 1.20 | 1.08 | 1.00 | 0.97 | 0.84 | 0.90 | 0.92 | 1.05 | ||||||
| Enterprise Value | 55.23M | 10.07M | 6.64M | 87.66M | 127.82M | 126.11M | 105.76M | 85.73M | 89.31M | 164.16M | 95.79M | 117.43M | 252.51M | 242.58M | 215.96M | 241.26M | 198.69M | 207.97M | 225.15M | 281.29M | ||||||
| EV to EBIT | 25.37 | 1.51 | 1.09 | 10.48 | 10.77 | 7.78 | 4.93 | 3.69 | 3.40 | 5.65 | 3.28 | 3.70 | 7.78 | 8.18 | 7.55 | 8.50 | 6.64 | 7.24 | 8.70 | 11.15 | ||||||
| EV to EBITDA | 25.37 | 1.51 | 1.09 | 10.48 | 10.77 | 7.78 | 4.93 | 3.69 | 3.40 | 5.65 | 3.28 | 3.70 | 7.78 | 8.18 | 7.55 | 8.50 | 6.64 | 7.24 | 8.70 | 11.15 | ||||||
| Market Capitalization | 178.36M | 182.29M | 200.63M | 192.77M | 201.06M | 239.46M | 201.07M | 223.75M | 213.75M | 250.93M | 221.25M | 249.31M | 370.84M | 342.84M | 328.71M | 325.97M | 288.54M | 315.71M | 328.81M | 382.03M | ||||||
| Price to FCFP/FCF | 36.81 | 22.36 | -190.17 | 35.22 | 29.60 | 18.39 | 18.53 | 32.55 | 16.75 | 21.40 | 17.23 | 22.69 | 26.04 | 33.96 | 31.12 | 21.92 | 21.20 | 26.76 | 31.80 | 30.17 | ||||||
| EV to FCF | 11.40 | 1.24 | -6.29 | 16.02 | 18.82 | 9.68 | 9.75 | 12.47 | 7.00 | 14.00 | 7.46 | 10.69 | 17.73 | 24.03 | 20.45 | 16.22 | 14.60 | 17.62 | 21.77 | 22.21 | ||||||
| EV to CFO | 10.09 | 1.13 | 8.02 | 13.59 | 17.83 | 9.63 | 9.66 | 12.25 | 6.91 | 13.72 | 7.42 | 10.56 | 17.51 | 23.70 | 19.73 | 15.44 | 14.14 | 17.37 | 21.57 | 21.98 | ||||||
| Return Ratios | ||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 17.36% | 50.14% | 43.95% | 53.82% | 60.26% | 70.24% | 85.98% | 88.23% | 94.64% | 104.16% | 105.57% | 109.88% | 112.37% | 105.66% | 105.41% | 102.09% | 104.17% | 101.37% | 96.21% | 91.14% | ||||||
| Return on Invested Capital [ROIC]ROIC | 6.71% | 5.68% | 5.81% | 6.43% | 9.01% | 10.32% | 14.18% | 17.75% | 19.20% | 20.87% | 22.47% | 24.21% | 26.20% | 16.77% | 17.63% | 20.10% | 16.70% | |||||||||
| Return on Assets [ROA]ROA | 1.02% | 1.02% | 0.98% | 1.12% | 1.66% | 1.74% | 2.13% | 2.36% | 2.47% | 2.64% | 2.54% | 2.52% | 2.49% | 2.34% | 2.32% | 2.26% | 2.15% | 2.16% | 2.14% | 2.05% |