MainStreet Bancshares Ratios (2021-2025) | MNSB

Ratios Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Profitability
Gross Margin 3,501.28%3,332.45%2,913.64%3,509.79%3,292.26%3,690.71%3,271.81%
EBT Margin 45.52%1,409.50%924.92%1,037.50%1,079.54%1,241.37%1,589.18%1,611.64%1,713.22%1,605.79%1,528.60%1,228.82%881.66%582.86%17.41%-4,373.13%591.51%1,050.93%971.81%
EBIT Margin 64.70%1,873.75%1,327.10%1,411.86%1,431.59%1,692.29%2,224.29%2,383.61%2,993.56%3,743.18%4,056.61%4,340.39%840.09%713.06%540.39%-3,663.33%591.51%950.00%997.67%
EBITDA Margin 64.70%1,954.27%1,438.63%1,528.04%1,539.12%1,802.68%2,350.75%2,500.00%3,077.97%3,887.48%4,195.33%4,498.04%1,039.45%904.90%707.54%-3,490.42%783.21%1,162.08%1,141.11%
Operating Margin 840.09%713.06%540.39%-3,663.33%591.51%950.00%997.67%
Net Margin 32.91%1,060.71%661.06%684.94%799.35%903.02%1,198.67%1,095.90%1,290.17%1,197.57%1,128.79%971.76%704.69%534.29%47.58%-3,368.13%462.83%853.16%810.95%
FCF Margin 84.98%781.64%973.05%456.73%965.63%939.53%1,097.50%1,439.84%1,258.31%1,147.48%1,657.78%792.35%556.29%-69.39%501.62%999.38%263.40%-488.48%978.64%
Efficiency
Assets Average 1,725.36M1,682.45M1,652.30M1,704.58M1,777.56M1,826.75M1,869.16M1,966.60M2,002.18M1,985.42M2,028.46M2,052.72M2,081.88M2,159.17M2,226.35M2,225.47M2,168.81M2,119.78M
Equity Average 175.90M181.83M186.41M188.79M188.60M189.20M194.14M201.63M207.75M212.13M217.63M222.32M223.92M225.38M217.02M208.80M211.54M215.92M
Invested Capital 172.18M179.63M184.03M188.79M188.80M188.40M190.00M198.28M204.99M210.51M213.74M221.52M223.12M224.72M226.05M207.99M209.62M213.47M218.36M
Asset Utilization Ratio 0.010.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio 3.374.043.303.774.073.753.503.092.341.751.601.390.230.200.16-0.920.190.330.36
Debt to Equity 0.090.230.220.160.380.380.380.500.350.340.340.330.330.320.320.350.340.330.32
Debt Ratio 0.010.020.020.020.040.040.040.050.040.040.040.040.040.030.030.030.030.030.03
Equity Ratio 0.100.110.110.110.110.110.100.110.100.110.110.110.110.110.100.090.090.100.10
Times Interest Earned 3.374.043.303.774.073.753.503.092.341.751.601.390.230.200.16-0.920.190.330.36
Dividends & Payouts
FCF Payout Ratio 0.040.110.090.190.090.070.060.060.100.120.090.190.29-2.240.270.160.54-0.290.14
Valuation
Enterprise Value -170.00M-176.28M-133.72M-93.20M-101.74M-102.65M-104.73M-130.60M-225.33M-98.04M-121.18M-114.51M-124.74M-91.46M-232.11M-207.71M-202.64M-133.28M-127.29M
Return Ratios
Return on Sales 0.37%11.48%7.45%7.71%8.88%9.93%12.88%10.96%13.82%12.98%12.34%9.72%7.05%5.34%0.48%-33.68%4.63%8.53%8.11%
Return on Invested Capital 0.16%0.16%0.15%0.17%0.19%0.21%0.24%0.27%0.30%0.24%0.18%0.12%-0.02%-0.03%-0.02%-0.01%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.00%0.00%0.00%0.00%
Return on Equity 0.12%0.12%0.11%0.13%0.13%0.14%0.14%0.13%0.12%0.10%0.08%0.05%-0.05%-0.05%-0.04%-0.02%