Heritage Financial Ratios (2021-2025) | HFWA

Ratios Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Profitability
Gross Margin (Quarter) 83.97%86.68%68.02%79.90%83.56%86.38%-292.13%88.53%87.36%94.00%163.18%88.74%83.27%87.14%90.30%
EBT Margin (Quarter) 50.33%64.18%42.93%42.11%42.07%1,051.30%954.13%1,321.13%1,233.50%740.90%763.20%3,694.94%373.46%828.76%612.28%-2,547.58%543.16%720.07%1,009.78%841.38%
EBIT Margin (Quarter) 53.56%66.97%45.72%45.02%45.04%-1,579.92%-1,369.68%-1,845.38%-2,000.35%-1,457.27%-1,348.14%-24,293.82%-2,106.69%-1,938.34%-1,747.14%6,331.67%-1,302.29%-1,962.80%-1,796.74%-1,268.91%
EBITDA Margin (Quarter) 53.56%66.97%45.72%45.02%45.04%-1,579.92%-1,369.68%-1,845.38%-2,000.35%-1,457.27%-1,348.14%-24,293.82%-2,106.69%-1,938.34%-1,747.14%6,331.67%-1,302.29%-1,962.80%-1,796.74%-1,268.91%
Operating Margin (Quarter) -1,579.92%-1,369.68%-1,845.38%-2,000.35%-1,457.27%-1,348.14%-24,293.82%-2,106.69%-1,938.34%-1,747.14%6,331.67%-1,302.29%-1,962.80%-1,796.74%-1,268.91%
Net Margin (Quarter) 41.90%52.27%34.55%33.59%35.61%865.98%780.88%1,067.93%1,022.85%628.11%637.92%3,501.69%312.56%733.63%535.29%-1,860.84%467.60%608.32%867.77%728.60%
FCF Margin (Quarter) 14.23%31.03%34.36%31.18%18.39%1,048.93%1,020.50%1,435.10%937.20%866.59%956.86%16,760.11%652.85%309.22%1,088.71%-3,091.58%607.76%1,041.63%1,104.07%729.91%
Efficiency
Assets Average (Quarter) 7,067.03M7,182.35M7,345.73M7,458.11M7,400.14M7,258.39M7,090.21M7,108.45M7,176.11M7,133.00M7,162.77M7,133.12M7,075.57M7,106.61M7,129.82M7,118.07M7,100.25M7,041.26M6,989.61M
Equity Average (Quarter) 841.57M852.19M851.42M837.94M813.41M791.03M787.30M811.99M822.91M816.64M833.40M850.42M849.04M862.51M869.02M872.52M884.86M896.14M912.78M
Invested Capital (Quarter) 827.15M855.98M848.40M854.43M821.45M805.37M776.70M797.89M826.08M819.73M813.55M853.26M847.58M850.51M874.51M863.53M881.51M888.21M904.06M921.50M
Asset Utilization Ratio (Quarter) 0.030.030.020.020.010.000.000.000.000.000.000.000.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio (Quarter) 16.5924.0116.3815.4815.14-20.13-20.18-13.37-5.86-2.74-2.16-2.12-1.70-1.47-1.39-1.61-1.64-1.68-1.79-1.89
Debt to Equity (Quarter) 0.030.050.020.020.060.030.030.060.050.030.030.030.030.030.030.030.030.020.020.02
Debt Ratio (Quarter) 0.000.010.000.000.010.000.000.010.010.000.000.000.000.000.000.000.000.000.000.00
Equity Ratio (Quarter) 0.120.120.120.110.110.110.110.110.110.120.110.120.120.120.120.120.120.130.130.13
Times Interest Earned (Quarter) 16.5924.0116.3815.4815.14-20.13-20.18-13.37-5.86-2.74-2.16-2.12-1.70-1.47-1.39-1.61-1.64-1.68-1.79-1.89
Dividends & Payouts
FCF Payout Ratio (Quarter) 0.830.370.350.410.720.330.270.240.410.330.280.260.671.340.340.400.450.390.330.37
Valuation
Enterprise Value (Quarter) -934.32M-1264.93M-1634.74M-2607.12M-1576.72M-994.05M-407.32M-1563.62M-301.48M-108.38M-220.50M-224.97M-189.65M-113.76M-175.57M-117.10M-248.66M-254.10M-245.49M-233.09M
Return Ratios
Return on Sales (Quarter) 0.42%0.52%0.35%0.34%0.36%8.66%7.81%10.68%10.23%6.28%6.38%35.02%3.13%7.34%5.35%-18.61%4.68%6.08%8.68%7.29%
Return on Invested Capital (Quarter) 0.12%0.12%0.04%-0.02%-0.09%-0.15%-0.16%-0.16%-0.16%-0.16%-0.16%-0.16%-0.15%-0.15%-0.15%-0.15%-0.15%
Return on Assets (Quarter) 0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity (Quarter) 0.12%0.11%0.10%0.10%0.10%0.10%0.10%0.10%0.07%0.06%0.05%0.04%0.05%0.06%0.06%0.06%0.07%