First Merchants reported a gross margin of 75.41% and a net margin of 451.45% for the quarter ended Jun 2026. These financial ratios cover 65 quarters of results from Jun 2010 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Jun2010 | Sep2010 | Dec2010 | Mar2011 | Jun2011 | Sep2011 | Dec2011 | Mar2012 | Jun2012 | Sep2012 | Dec2012 | Mar2013 | Jun2013 | Sep2013 | Dec2013 | Mar2014 | Jun2014 | Sep2014 | Dec2014 | Mar2015 | Jun2015 | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gross Margin | 77.20% | 74.00% | 89.96% | 81.61% | 66.75% | 57.91% | 83.35% | 85.90% | 70.29% | 65.59% | 85.39% | 79.91% | 78.46% | 70.20% | 84.35% | 77.39% | 76.24% | 74.67% | 83.61% | 75.41% | |||||||||||||||||||||||||||||||||||||||||||||
| EBT Margin | 841.02% | 772.59% | 761.76% | 557.48% | 1,018.49% | 1,111.95% | 958.99% | 915.92% | 819.70% | 609.70% | 667.88% | 498.49% | 660.96% | 884.28% | 731.33% | 737.39% | 731.77% | 713.87% | 277.30% | 495.43% | |||||||||||||||||||||||||||||||||||||||||||||
| EBIT Margin | -893.74% | -949.39% | -896.47% | -1,183.84% | -1,267.94% | -1,137.91% | -1,108.71% | -1,099.22% | -1,106.56% | -1,339.62% | -1,096.74% | -955.93% | -1,031.55% | -1,041.04% | -990.41% | -982.49% | -1,006.17% | -1,010.04% | -1,197.56% | -1,121.38% | |||||||||||||||||||||||||||||||||||||||||||||
| EBITDA Margin | -893.74% | -949.39% | -896.47% | -1,183.84% | -1,267.94% | -1,137.91% | -1,108.71% | -1,099.22% | -1,106.56% | -1,339.62% | -1,096.74% | -955.93% | -1,031.55% | -1,041.04% | -990.41% | -982.49% | -1,006.17% | -1,010.04% | -1,197.56% | -1,121.38% | |||||||||||||||||||||||||||||||||||||||||||||
| Operating Margin | -893.74% | -949.39% | -896.47% | -1,183.84% | -1,267.94% | -1,137.91% | -1,108.71% | -1,099.22% | -1,106.56% | -1,339.62% | -1,096.74% | -955.93% | -1,031.55% | -1,041.04% | -990.41% | -982.49% | -1,006.17% | -1,010.04% | -1,197.56% | -1,121.38% | |||||||||||||||||||||||||||||||||||||||||||||
| Net Margin | 717.76% | 674.39% | 662.66% | 500.94% | 876.37% | 937.10% | 809.08% | 772.98% | 700.92% | 546.08% | 578.93% | 447.09% | 571.48% | 737.22% | 634.78% | 638.24% | 631.06% | 616.85% | 283.45% | 451.45% | |||||||||||||||||||||||||||||||||||||||||||||
| FCF Margin | 903.29% | 760.30% | 684.96% | 583.13% | 687.16% | 1,861.15% | 1,114.33% | 324.64% | 1,006.21% | 852.92% | 717.66% | 714.19% | 901.24% | 779.04% | 713.79% | 607.80% | 981.49% | 879.69% | 599.83% | 913.44% | |||||||||||||||||||||||||||||||||||||||||||||
| Efficiency | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 14.99B | 15.26B | 15.46B | 16.62B | 17.75B | 17.86B | 18.09B | 18.07B | 17.98B | 18.20B | 18.36B | 18.31B | 18.33B | 18.33B | 18.38B | 18.52B | 18.70B | 18.92B | 20.05B | 21.21B | |||||||||||||||||||||||||||||||||||||||||||||
| Invested CapitalInvested Cap. | 2.20B | 2.25B | 2.12B | 2.58B | 2.55B | 2.86B | 2.95B | 2.87B | 2.81B | 2.96B | 2.84B | 3.05B | 3.14B | 3.13B | 3.30B | 3.25B | 3.21B | 3.27B | 3.97B | 4.11B | |||||||||||||||||||||||||||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||||||||||||||||||||||||||||||||||||||||||
| Leverage & Solvency | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | -7.44 | -7.71 | -9.05 | -7.29 | -3.98 | -2.03 | -1.40 | -1.03 | -0.92 | -0.96 | -0.83 | -0.78 | -0.80 | -0.90 | -0.93 | -0.90 | -0.88 | -0.94 | -1.20 | -1.06 | |||||||||||||||||||||||||||||||||||||||||||||
| Debt Ratio | 0.02 | 0.02 | 0.02 | 0.03 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.03 | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 | 0.04 | 0.04 | 0.06 | 0.07 | |||||||||||||||||||||||||||||||||||||||||||||
| Times Interest Earned | -7.44 | -7.71 | -9.05 | -7.29 | -3.98 | -2.03 | -1.40 | -1.03 | -0.92 | -0.96 | -0.83 | -0.78 | -0.80 | -0.90 | -0.93 | -0.90 | -0.88 | -0.94 | -1.20 | -1.06 | |||||||||||||||||||||||||||||||||||||||||||||
| Dividends & Payouts | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | 3.36 | 3.06 | 3.11 | 2.02 | 3.32 | 3.69 | 3.33 | 2.98 | 2.75 | 2.06 | 2.36 | 1.93 | 2.37 | 3.12 | 2.68 | 2.71 | 2.71 | 2.72 | 1.21 | 1.87 | |||||||||||||||||||||||||||||||||||||||||||||
| FCF Payout RatioFCF Cover | 0.24 | 0.29 | 0.31 | 0.42 | 0.38 | 0.14 | 0.22 | 0.80 | 0.25 | 0.31 | 0.34 | 0.32 | 0.27 | 0.30 | 0.33 | 0.39 | 0.24 | 0.26 | 0.39 | 0.26 | |||||||||||||||||||||||||||||||||||||||||||||
| Payout Ratio | 0.30 | 0.33 | 0.32 | 0.49 | 0.30 | 0.27 | 0.30 | 0.34 | 0.36 | 0.48 | 0.42 | 0.52 | 0.42 | 0.32 | 0.37 | 0.37 | 0.37 | 0.37 | 0.82 | 0.53 | |||||||||||||||||||||||||||||||||||||||||||||
| Return Ratios | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | -893.74% | -949.39% | -896.47% | -1,183.84% | -1,267.94% | -1,137.91% | -1,108.71% | -1,099.22% | -1,106.56% | -1,339.62% | -1,096.74% | -955.93% | -1,031.55% | -1,041.04% | -990.41% | -982.49% | -1,006.17% | -1,010.04% | -1,197.56% | -1,121.38% | |||||||||||||||||||||||||||||||||||||||||||||
| Return on Invested Capital [ROIC]ROIC | -9.92% | -9.85% | -10.30% | -10.79% | -10.80% | -10.72% | -10.56% | -10.28% | -10.41% | -10.91% | -11.02% | -11.00% | -10.51% | -9.78% | -9.41% | -9.24% | -9.42% | -9.56% | -9.52% | -9.12% | |||||||||||||||||||||||||||||||||||||||||||||
| Return on Assets [ROA]ROA | 1.35% | 1.35% | 1.32% | 1.13% | 1.12% | 1.24% | 1.31% | 1.44% | 1.40% | 1.23% | 1.13% | 1.02% | 0.98% | 1.10% | 1.14% | 1.22% | 1.25% | 1.19% | 0.99% | 0.88% |