First Merchants (FRMEP) Debt Ratio (2011 - 2026)

First Merchants has reported Debt Ratio for 16 years, with the latest figure at 0.07 in Q2 2026.

• On a quarterly basis, Debt Ratio rose 37.03% year-over-year to 0.07 in Q2 2026; TTM through Jun 2026 was 0.07, a 37.03% increase from a year earlier, with the FY2025 full-year figure at 0.04, down 6.56% from the prior year.
• Debt Ratio was 0.07 for Q2 2026 at First Merchants, up from 0.06 in the prior quarter.
• The five-year high for Debt Ratio was 0.07 in Q2 2026, with the low at 0.02 in Q1 2022.
• Average Debt Ratio over 5 years is 0.04, with a median of 0.04 recorded in 2025.
• The sharpest annual moves came in 2023 and 2024: Debt Ratio jumped 126.77% in 2023, then fell 26.16% in 2024.
• Over 5 years, Debt Ratio stood at 0.05 in 2022, then dropped by 15.35% to 0.04 in 2023, then grew by 15.98% to 0.04 in 2024, then retreated by 6.56% to 0.04 in 2025, then surged by 57.8% to 0.07 in 2026.
• The last three Debt Ratio figures came in at 0.07 (Q2 2026), 0.06 (Q1 2026), and 0.04 (Q4 2025), per Business Quant data.