Finward Bancorp Ratios

Ratios Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin 19.35%21.88%28.13%31.94%30.37%28.20%31.04%30.71%24.78%25.74%29.21%25.38%21.05%12.32%18.93%
EBIT Margin 35.50%32.65%35.64%37.75%36.16%34.08%37.26%37.44%5.20%5.40%6.13%5.33%4.42%2.59%3.98%
Operating Margin 5.20%5.40%6.13%5.33%4.42%2.59%3.98%
Net Margin 16.77%17.95%21.92%23.90%23.52%22.95%24.27%23.26%21.49%22.47%24.88%23.19%19.17%12.83%17.06%
FCF Margin 41.37%48.01%24.73%34.13%27.73%23.82%23.04%27.63%21.93%14.71%24.99%21.57%18.69%35.32%9.47%
Leverage & Solvency
Interest Coverage Ratio 2.203.034.756.506.255.795.995.560.440.320.681.650.710.050.07
Times Interest Earned 2.203.034.756.506.255.795.995.560.440.320.681.650.710.050.07
Dividends & Payouts
FCF Payout Ratio 0.170.120.250.230.310.360.360.310.360.520.270.310.350.230.31
Valuation
Enterprise Value 159.61M155.58M108.55M121.26M
Market Capitalization 159.61M155.58M108.55M121.26M
Return Ratios
Return on Sales 0.17%0.18%0.22%0.24%0.24%0.23%0.24%0.23%0.21%0.22%0.25%0.23%0.19%0.13%0.17%