Flywire Ratios (2020-2025) | FLYW

Ratios Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Profitability
Gross Margin (Quarter) 65.80%81.85%75.11%73.48%70.51%81.50%69.07%72.72%66.59%77.24%72.23%74.10%67.86%78.04%71.33%73.64%69.36%78.17%71.63%72.60%70.90%79.06%74.53%
EBT Margin (Quarter) -66.19%11.50%-10.26%-18.79%-48.34%15.25%-19.34%-14.95%-40.18%-3.14%-2.73%-3.46%-18.51%9.24%3.21%-4.03%-8.88%19.49%-12.68%-3.78%-3.81%15.59%0.20%
EBIT Margin (Quarter) -63.82%12.87%-8.97%-14.37%-20.44%16.37%-20.09%-11.00%-30.77%3.83%-12.83%-6.96%-19.80%9.64%10.52%-5.23%-15.23%12.93%-4.91%-8.23%-6.83%16.12%-4.92%
EBITDA Margin (Quarter) -68.06%12.86%-12.84%-18.48%-49.28%14.24%-22.15%-15.86%-42.17%-4.77%-3.06%-4.29%-16.92%6.54%4.99%-6.64%-13.25%28.38%-20.14%-1.21%-4.09%13.86%-1.70%
Operating Margin (Quarter) -63.82%12.87%-8.97%-14.37%-20.44%16.37%-20.09%-11.00%-30.77%3.83%-12.83%-6.96%-19.80%9.64%10.52%-5.23%-15.23%12.93%-4.91%-8.23%-6.83%16.12%-4.92%
Net Margin (Quarter) -67.35%2.75%-12.14%-19.24%-49.10%14.74%-21.95%-15.72%-42.09%-4.49%-1.55%-3.90%-19.81%8.63%1.28%-5.45%-13.39%24.80%-13.53%-3.12%-9.10%14.81%0.02%
FCF Margin (Quarter) 29.68%39.16%-32.92%67.35%13.99%-6.80%-26.50%-19.15%-0.21%48.74%-22.60%-5.14%37.00%56.09%-29.72%35.10%79.02%-24.38%-60.68%19.74%74.59%2.85%
Efficiency
Assets Average (Quarter) 601.54M631.41M624.70M607.66M623.50M657.75M647.63M629.77M810.49M1,031.07M1,039.22M998.71M1,119.37M1,181.24M1,091.40M1,087.35M1,187.11M1,256.59M
Equity Average (Quarter) -81.91M-80.20M-79.54M198.83M481.35M484.96M480.16M470.33M468.57M478.25M486.03M490.62M633.20M780.72M-5.43M2.79M822.90M829.01M799.52M788.34M810.77M832.15M
Invested Capital (Quarter) -85.17M-78.64M-57.41M-77.31M499.43M554.57M489.92M478.77M464.05M546.17M483.22M490.19M491.08M775.32M786.12M-796.99M802.56M843.25M814.77M844.26M852.42M844.13M835.17M
Asset Utilization Ratio (Quarter) 0.300.320.350.400.430.440.490.550.460.390.410.440.420.420.470.500.490.50
Leverage & Solvency
Interest Coverage Ratio (Quarter) -22.339.28-4.43-10.41-12.6020.47-52.69-32.59-65.409.13-31.24-65.68-215.49118.86146.89-59.63-157.87158.36-42.78-15.18-8.1926.94-14.37
Debt to Equity (Quarter) -1.030.070.190.070.060.060.210.000.00
Debt Ratio (Quarter) 0.310.050.150.050.040.050.150.000.00
Equity Ratio (Quarter) -0.300.820.780.750.780.760.740.710.790.770.790.73-0.800.800.680.730.740.710.660.67
Times Interest Earned (Quarter) -22.339.28-4.43-10.41-12.6020.47-52.69-32.59-65.409.13-31.24-65.68-215.49118.86146.89-59.63-157.87158.36-42.78-15.18-8.1926.94-14.37
Valuation
Enterprise Value (Quarter) -109.05M-417.03M-453.13M-389.36M-369.75M-362.58M-13.02M-351.18M-329.08M-90.86M-638.21M-654.61M-391.54M-570.99M-681.13M-611.09M-150.60M-80.07M-377.34M-355.00M
Return Ratios
Return on Sales (Quarter) -0.67%0.12%-0.12%-0.19%-0.49%0.15%-0.22%-0.16%-0.42%-0.04%-0.02%-0.04%-0.20%0.09%0.01%-0.05%-0.13%0.25%-0.21%-0.03%-0.09%0.15%-0.01%
Return on Capital Employed (Quarter) -0.01%-0.03%-0.03%-0.05%-0.06%-0.06%-0.06%-0.06%-0.03%0.00%0.00%0.00%0.01%-0.01%-0.01%-0.01%0.01%0.01%
Return on Invested Capital (Quarter) 0.29%-0.06%-0.01%-0.03%-0.03%-0.06%-0.07%-0.06%-0.06%-0.06%-0.04%0.00%0.11%-2.54%0.01%0.03%0.04%0.00%-0.01%0.00%
Return on Assets (Quarter) -0.03%-0.04%-0.05%-0.06%-0.08%-0.06%-0.05%-0.04%-0.01%-0.01%-0.01%-0.01%0.02%0.00%0.00%0.00%-0.01%0.01%
Return on Equity (Quarter) 0.29%-0.13%-0.04%-0.06%-0.06%-0.07%-0.11%-0.08%-0.07%-0.05%-0.02%-0.01%2.03%-2.90%0.02%-0.01%0.00%0.00%-0.01%0.01%