|
Provisions
|
-0.01M | -0.79M | 0.07M | -0.75M | -0.26M | -0.86M | -0.78M | 0.96M | 0.32M | 1.06M | 1.82M | 2.20M | 1.39M | 0.88M | 1.83M | 2.95M | 29.57M | 25.92M | 55.40M | -2.92M | -13.85M | -13.84M | -2.83M | -10.77M | -6.13M | 12.32M | 11.37M | -38.42M | 5.00M | 2.58M | 6.03M | 3.13M | 1.85M | 3.94M | 1.86M | 7.02M | -2.29M | 5.34M | 29.96M |
|
Revenue
|
56.98M | 66.71M | 71.58M | 60.36M | 61.34M | 2.05M | 31.33M | 30.28M | 26.47M | 28.54M | 26.65M | 19.00M | 21.02M | 24.53M | 29.19M | 26.18M | 32.74M | 72.17M | 84.69M | 65.73M | 55.33M | 35.50M | 45.38M | 31.35M | 29.53M | 22.56M | 12.38M | 9.11M | 12.09M | 12.23M | 12.00M | 8.38M | 12.59M | 11.91M | 11.55M | 10.59M | 12.43M | 13.03M | 13.48M |
|
Interest income - Loans
|
24.31M | 26.88M | 26.55M | 28.12M | 29.01M | 29.35M | 44.37M | 51.25M | 50.69M | 54.53M | 57.90M | 57.88M | 60.45M | 66.28M | 67.64M | 66.09M | 63.75M | 61.09M | 76.50M | 93.25M | 89.41M | 89.86M | 89.99M | 90.00M | 86.86M | 99.66M | 116.66M | 133.18M | 140.36M | 149.22M | 153.88M | 155.74M | 155.61M | 155.38M | 158.62M | 156.79M | 153.19M | 159.70M | 209.31M |
|
Interest income - Investments
|
0.83M | 1.55M | 0.81M | 0.34M | 1.16M | -0.31M | 2.70M | 1.87M | 1.69M | 1.93M | 2.13M | 1.86M | 1.83M | 2.10M | 2.10M | 0.97M | 1.58M | 0.98M | 0.53M | 0.71M | | | | | | | | | | | | | | | | | | | |
|
Interest Income - Debt Securities
|
6.00M | 4.73M | 6.20M | 5.62M | 6.67M | 7.21M | 6.78M | 96.80M | 8.07M | 8.80M | 30.34M | 31.22M | 33.01M | 39.72M | 36.71M | 125.88M | 65.74M | 77.62M | 114.85M | 106.14M | 91.20M | 89.60M | 91.52M | 87.48M | 85.99M | 93.79M | 78.68M | -134.21M | 77.22M | 77.90M | 79.43M | -127.90M | 24.17M | 25.25M | 24.70M | 24.05M | 27.77M | 28.40M | 29.32M |
|
Other interest income
|
0.18M | 0.11M | 0.18M | 0.14M | 0.28M | 0.27M | 0.66M | 0.35M | 0.38M | 0.40M | 0.53M | 0.82M | 0.77M | 0.73M | 1.29M | 1.25M | 1.43M | 0.31M | 0.40M | 0.56M | 0.60M | 0.69M | 0.80M | 0.80M | 0.98M | 2.22M | 3.16M | 5.91M | 10.75M | 12.68M | 11.84M | 9.54M | 9.97M | 8.90M | 11.96M | 13.50M | 11.02M | 6.69M | 12.14M |
|
Interest Income - Total
|
28.24M | 30.68M | 30.00M | 31.57M | 32.89M | 33.28M | 48.41M | 55.03M | 54.85M | 59.04M | 62.61M | 63.07M | 65.93M | 71.72M | 73.24M | 71.64M | 69.67M | 65.61M | 81.13M | 98.24M | 94.78M | 96.33M | 96.67M | 97.22M | 95.13M | 110.21M | 128.48M | 147.60M | 159.48M | 170.18M | 173.91M | 174.84M | 176.13M | 177.41M | 185.63M | 186.37M | 179.71M | 182.08M | 236.90M |
|
Interest Expense - Deposits
|
0.36M | 0.44M | 0.57M | 5.96M | 0.58M | 0.60M | 3.95M | 4.66M | 5.07M | 5.90M | 7.86M | 10.70M | 11.86M | 13.49M | 13.52M | 12.70M | 12.17M | 9.31M | 10.57M | 10.81M | 9.83M | 7.92M | 6.60M | 5.85M | 5.46M | 6.59M | 13.13M | 31.46M | 52.86M | 65.26M | 69.83M | 70.87M | 72.62M | 71.50M | 76.09M | 76.13M | 70.25M | 68.57M | 86.58M |
|
Interest Expense - Debt
|
0.48M | 0.56M | 0.46M | 0.70M | 0.51M | 0.43M | 0.85M | 1.39M | 1.35M | 1.63M | 1.99M | 1.00M | 1.06M | 1.21M | 1.42M | 1.25M | 1.26M | 0.96M | 1.73M | 2.18M | 2.38M | 1.85M | 1.59M | 1.62M | 1.48M | 1.45M | 3.97M | 5.64M | 2.96M | 3.38M | 3.16M | 2.87M | 4.01M | 3.30M | 3.52M | 1.86M | 1.82M | 2.10M | 3.08M |
|
Interest Expenses
|
2.30M | 2.32M | 2.39M | 2.54M | 2.64M | 2.85M | 4.80M | 6.05M | 6.42M | 7.53M | 9.86M | 11.70M | 12.92M | 14.70M | 14.94M | 13.95M | 13.43M | 10.27M | 12.30M | 12.99M | 12.21M | 9.77M | 8.19M | 7.46M | 6.95M | 8.04M | 17.10M | 37.10M | 55.82M | 68.64M | 72.99M | 73.75M | 76.64M | 74.80M | 79.61M | 77.99M | 72.06M | 70.67M | 89.66M |
|
Interest Income - Net
|
25.94M | 28.36M | 27.62M | 29.03M | 30.25M | 30.43M | 43.61M | 48.98M | 48.43M | 51.52M | 52.76M | 51.37M | 53.02M | 57.02M | 58.30M | 57.69M | 56.25M | 55.34M | 68.83M | 85.24M | 82.58M | 86.56M | 88.48M | 89.75M | 88.18M | 102.17M | 111.38M | 110.50M | 103.66M | 101.54M | 100.93M | 101.09M | 99.49M | 102.61M | 106.02M | 108.38M | 107.64M | 111.42M | 147.24M |
|
Interest Income - Total
|
25.95M | 29.15M | 27.55M | 29.78M | 30.51M | 31.29M | 44.39M | 48.03M | 48.11M | 50.45M | 50.94M | 49.17M | 51.62M | 56.14M | 56.47M | 54.74M | 26.68M | 29.42M | 13.43M | 88.16M | 96.43M | 100.40M | 91.01M | 100.52M | 92.43M | 89.85M | 100.02M | 110.95M | 103.17M | 102.62M | 98.11M | 100.78M | 98.71M | 100.39M | 104.10M | 101.30M | 105.35M | 106.08M | 112.82M |
|
Service Charges
|
1.98M | 2.28M | 1.87M | 1.88M | 1.77M | 1.80M | 2.04M | 2.18M | 2.10M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Investment Gain (Loss)
|
1.40M | 2.59M | 0.42M | | 0.00M | 0.03M | 0.25M | 0.00M | -0.05M | -0.04M | -0.03M | | 0.04M | 0.05M | -0.02M | -0.02M | 0.06M | -0.03M | 0.58M | 1.01M | 0.08M | 0.14M | 0.05M | 0.05M | -0.15M | -0.11M | -0.14M | 0.03M | 0.07M | -0.03M | -14.20M | 0.18M | -16.21M | | -40.16M | | 0.02M | -60.55M | 0.01M |
|
Investment Banking Income
|
22.51M | 27.48M | 35.17M | 30.33M | 22.83M | 29.33M | 28.76M | 26.26M | 23.39M | 24.72M | 23.77M | 16.86M | 18.15M | 24.27M | 30.32M | 27.48M | 33.59M | 80.29M | 88.45M | 68.47M | 52.81M | 33.22M | 40.95M | 34.98M | 21.68M | 13.73M | 8.24M | 4.13M | 8.63M | 8.86M | 8.35M | 2.69M | 8.28M | 8.93M | 8.80M | 7.69M | 8.42M | 10.32M | 10.04M |
|
Asset Management
|
0.69M | 0.96M | 0.86M | 0.83M | 0.81M | 0.90M | 1.08M | 1.15M | 1.21M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Mortgage Banking
|
24.50M | 30.13M | 36.94M | 26.18M | 25.08M | 30.24M | 31.33M | 30.28M | 26.47M | 28.54M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Card Income
|
2.04M | 1.91M | 1.81M | 2.04M | 2.05M | 2.08M | 2.22M | 2.43M | 2.36M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Other Non-Interest Income
|
6.53M | 8.22M | 7.02M | 5.16M | 6.01M | 5.42M | 6.49M | 6.74M | 6.80M | 7.22M | 7.71M | 8.25M | 8.02M | 8.45M | 8.95M | 9.06M | 9.96M | 9.32M | 12.34M | 14.91M | 11.40M | 13.80M | 13.62M | 21.87M | 11.86M | 10.65M | 10.21M | 8.36M | 11.26M | 11.58M | -3.96M | 6.96M | -4.62M | 13.70M | -28.05M | 33.74M | 10.61M | -47.58M | 13.15M |
|
Non-Interest Income
|
31.04M | 38.36M | 43.96M | 31.33M | 31.09M | 35.66M | 37.82M | 37.02M | 33.27M | 35.76M | 34.35M | 27.25M | 29.04M | 32.98M | 38.15M | 35.23M | 42.70M | 81.49M | 97.03M | 80.64M | 66.73M | 49.30M | 59.01M | 53.22M | 41.39M | 33.21M | 22.59M | 17.47M | 23.35M | 23.81M | 8.04M | 15.34M | 7.96M | 25.61M | -16.50M | 22.00M | 23.03M | -34.55M | 26.64M |
|
Amortization - Intangibles
|
1.46M | 1.97M | 2.80M | 2.10M | 1.04M | 1.07M | 0.99M | 0.91M | 0.93M | 0.98M | 1.03M | 1.11M | 1.14M | 1.25M | 1.20M | 1.33M | 1.43M | 1.59M | 1.93M | 2.12M | 1.96M | 1.93M | 1.88M | 1.89M | 1.87M | 1.84M | 1.82M | 1.81M | 1.80M | 1.81M | 1.79M | 1.75M | 1.44M | 1.17M | 1.10M | 1.03M | 1.03M | 1.04M | 2.08M |
|
Research & Development
|
0.73M | 0.67M | 1.29M | 1.49M | 1.50M | 1.46M | 1.76M | 1.77M | 2.04M | 2.14M | 2.56M | 2.37M | 2.38M | 2.64M | 2.82M | 2.75M | 2.45M | 2.78M | 2.99M | 3.16M | 2.32M | 2.54M | 2.60M | 2.53M | 2.48M | 2.40M | 2.33M | 2.10M | 2.11M | 2.35M | 2.34M | 2.43M | 2.41M | 2.29M | 2.49M | 2.46M | 2.31M | 2.16M | 2.46M |
|
Wages, Salaries and Other
|
23.79M | 26.69M | 34.01M | 29.00M | 29.01M | 30.78M | 34.80M | 35.42M | 34.03M | 34.37M | 35.21M | 33.29M | 33.70M | 37.92M | 40.88M | 39.59M | 43.62M | 55.26M | 67.68M | 67.21M | 64.57M | 62.37M | 62.82M | 58.56M | 59.44M | 55.18M | 51.03M | 45.84M | 48.79M | 52.02M | 54.49M | 48.14M | 44.62M | 46.23M | 47.54M | 45.43M | 48.35M | 46.63M | 59.21M |
|
Rent Expense
|
3.17M | 3.23M | 3.17M | 2.71M | 3.11M | 3.31M | 3.54M | 3.06M | 3.42M | 3.54M | 3.51M | 3.49M | 3.73M | 4.32M | 4.06M | 3.53M | 4.18M | 4.10M | 4.89M | 5.81M | 5.85M | 5.36M | 5.98M | 5.55M | 5.40M | 5.85M | 6.01M | 6.29M | 5.91M | 6.28M | 6.43M | 9.53M | 6.61M | 6.33M | 6.64M | 6.67M | 6.60M | 6.71M | 7.54M |
|
Restructuring Costs
|
0.61M | 1.54M | 1.12M | | 0.49M | 0.77M | 15.71M | 2.07M | 1.19M | | | 0.40M | 0.62M | 3.78M | 0.29M | 0.69M | 3.05M | 1.59M | 20.73M | 9.51M | | | | | | | | | | | | | | | | | 0.40M | 2.73M | 16.06M |
|
Other Operating Expenses
|
36.84M | 45.16M | 15.40M | 15.17M | 16.73M | 17.29M | 11.72M | 25.23M | 49.50M | 50.67M | 51.14M | 47.48M | 48.37M | 53.37M | 55.77M | 55.72M | 58.88M | 72.11M | 89.48M | 91.37M | 86.53M | 85.06M | 86.43M | 82.82M | 81.39M | 88.74M | 73.50M | 71.84M | 72.42M | 72.67M | 74.23M | 68.24M | 63.40M | 66.48M | 67.09M | 64.04M | 70.24M | 69.66M | 83.80M |
|
Operating Expenses
|
41.35M | 50.59M | 55.53M | 47.32M | 46.42M | 49.14M | 69.22M | 57.54M | 56.15M | 56.36M | 57.21M | 53.74M | 55.10M | 64.12M | 62.94M | 62.69M | 68.56M | 80.58M | 118.09M | 109.86M | 94.70M | 92.96M | 95.01M | 90.90M | 89.27M | 97.00M | 81.85M | 80.23M | 80.44M | 81.29M | 83.00M | 80.20M | 72.42M | 75.09M | 76.21M | 73.17M | 79.55M | 81.26M | 109.86M |
|
Operating Income
|
| | 3.34M | 1.72M | 5.30M | 6.23M | 4.55M | 9.63M | 5.30M | 6.27M | 5.90M | 52.87M | -34.55M | -40.22M | | | | | | | | | | | | | | | | | | | | | | | | | |
|
EBIT
|
17.94M | 19.23M | 3.34M | 1.72M | 5.30M | 6.23M | 4.55M | 9.63M | 5.30M | 6.27M | 5.90M | 52.87M | -34.55M | -40.22M | 46.62M | 41.24M | 14.25M | 40.60M | 4.66M | 71.94M | 80.67M | 66.51M | 63.20M | 70.31M | 51.49M | 34.11M | 57.86M | 85.29M | 101.90M | 113.78M | 96.14M | 109.67M | 110.89M | 125.70M | 91.00M | 128.11M | 120.90M | 60.93M | 119.26M |
|
EBT
|
15.64M | 16.91M | 15.98M | 13.80M | 15.18M | 17.81M | 12.99M | 27.50M | 25.24M | 29.86M | 28.08M | 22.68M | 25.56M | 25.00M | 31.68M | 27.29M | 0.82M | 30.33M | -7.64M | 58.95M | 68.46M | 56.74M | 55.01M | 62.84M | 44.55M | 26.07M | 40.76M | 48.19M | 46.08M | 45.14M | 23.15M | 35.92M | 34.25M | 50.91M | 11.39M | 50.12M | 48.83M | -9.73M | 29.60M |
|
Tax Provisions
|
1.04M | 1.13M | 14.77M | 4.79M | 5.42M | 6.57M | 4.60M | 4.49M | 5.48M | 7.79M | 6.70M | 5.64M | 5.97M | 6.31M | 7.72M | 5.72M | 0.08M | 7.46M | -2.04M | 13.34M | 15.59M | 13.44M | 9.72M | 14.01M | 9.31M | 6.72M | 8.93M | 10.04M | 9.70M | 9.84M | 3.98M | 6.54M | 6.30M | 10.92M | 1.17M | 12.23M | 9.47M | -12.65M | 6.23M |
|
Profit After Tax
|
14.60M | 15.78M | 1.21M | 9.01M | 9.75M | 11.24M | 8.39M | 23.02M | 19.75M | 22.07M | 21.38M | 17.04M | 19.59M | 18.69M | 23.97M | 21.57M | 0.74M | 22.87M | -5.60M | 45.61M | 52.87M | 43.30M | 45.29M | 48.84M | 35.24M | 19.35M | 31.83M | 38.15M | 36.38M | 35.31M | 19.18M | 29.38M | 27.95M | 39.99M | 10.22M | 37.89M | 39.36M | 2.92M | 23.38M |
|
Income from Non-Controlling Interests
|
| | | | | | | | | | | | | | | | | | | 0.01M | | 0.01M | | 0.01M | | 0.01M | | 0.01M | | 0.01M | | 0.01M | | 0.01M | | 0.01M | | 0.01M | |
|
Income from Continuing Operations
|
14.60M | 15.78M | 1.21M | 9.01M | 9.75M | 11.24M | 8.39M | 23.02M | 19.75M | 22.07M | 21.38M | 17.04M | 19.59M | 18.69M | 23.97M | 21.57M | 0.74M | 22.87M | -5.60M | 45.61M | 52.87M | 43.30M | 45.29M | 48.84M | 35.24M | 19.35M | 31.83M | 38.15M | 36.38M | 35.31M | 19.18M | 29.38M | 27.95M | 39.99M | 10.22M | 37.89M | 39.36M | 2.92M | 23.38M |
|
Consolidated Net Income
|
14.60M | 15.78M | 1.21M | 9.01M | 9.75M | 11.24M | 8.39M | 23.02M | 19.75M | 22.07M | 21.38M | 17.04M | 19.59M | 18.69M | 23.97M | 21.57M | 0.74M | 22.87M | -5.60M | 45.61M | 52.87M | 43.30M | 45.29M | 48.84M | 35.24M | 19.35M | 31.83M | 38.15M | 36.38M | 35.31M | 19.18M | 29.38M | 27.95M | 39.99M | 10.22M | 37.89M | 39.36M | 2.92M | 23.38M |
|
Income towards Parent Company
|
14.60M | 15.78M | 1.21M | 9.01M | 9.75M | 11.24M | 8.39M | 23.02M | 19.75M | 22.07M | 21.38M | 17.04M | 19.59M | 18.69M | 23.97M | 21.57M | 0.74M | 22.87M | -5.60M | 45.61M | 52.87M | 43.30M | 45.29M | 48.84M | 35.24M | 19.35M | 31.83M | 38.15M | 36.38M | 35.31M | 19.18M | 29.38M | 27.95M | 39.99M | 10.22M | 37.89M | 39.36M | 2.92M | 23.38M |
|
Net Income towards Common Stockholders
|
14.60M | 15.78M | 1.21M | 9.01M | 9.75M | 9.75M | 8.39M | 23.02M | 19.75M | 19.65M | 21.26M | 17.04M | 19.59M | 18.69M | 23.97M | 21.57M | 0.74M | 22.87M | -5.60M | 45.61M | 52.87M | 43.30M | 45.29M | 48.84M | 35.24M | 19.35M | 31.83M | 38.15M | 36.38M | 35.31M | 19.18M | 29.38M | 27.95M | 39.99M | 10.22M | 37.89M | 39.36M | 2.92M | 23.38M |
|
EPS (Basic)
|
0.85 | 0.92 | 0.07 | 0.32 | 0.40 | 0.44 | 0.28 | 0.80 | 0.65 | 0.72 | 0.69 | 0.55 | 0.63 | 0.60 | 0.77 | 0.69 | 0.02 | 0.71 | -0.14 | 0.97 | 1.12 | 0.91 | 0.96 | 1.02 | 0.74 | 0.41 | 0.68 | 0.81 | 0.78 | 0.75 | 0.41 | 0.63 | 0.60 | 0.85 | 0.22 | 0.81 | 0.84 | 0.06 | 0.44 |
|
EPS (Weighted Average and Diluted)
|
0.85 | 0.92 | 0.07 | 0.30 | 0.40 | 0.43 | 0.27 | 0.78 | 0.63 | 0.70 | 0.68 | 0.54 | 0.62 | 0.59 | 0.76 | 0.68 | 0.02 | 0.70 | -0.14 | 0.95 | 1.10 | 0.90 | 0.94 | 1.02 | 0.74 | 0.41 | 0.68 | 0.81 | 0.78 | 0.75 | 0.41 | 0.63 | 0.59 | 0.85 | 0.22 | 0.81 | 0.84 | 0.06 | 0.43 |
|
Shares Outstanding (Weighted Average)
|
23.12M | 23.12M | 23.12M | 23.98M | 24.15M | 24.15M | 30.49M | 30.53M | 30.65M | 30.68M | 30.69M | 30.72M | 30.83M | 30.86M | 30.91M | 30.93M | 31.07M | 32.08M | 32.10M | 47.20M | 47.31M | 47.35M | 47.36M | 47.71M | 47.56M | 47.23M | 46.88M | 46.93M | 46.63M | 46.78M | 46.80M | 46.84M | 46.86M | 46.99M | 46.64M | 46.66M | 46.68M | 45.95M | 53.85M |
|
Shares Outstanding (Diluted Average)
|
| | | | | | | | | | | 31.31M | 31.35M | 31.38M | 31.43M | 31.47M | 31.73M | 32.51M | 40.64M | 47.79M | | | | | | | | | | | | | | | | | | | |
|
EBITDA
|
17.94M | 19.23M | 3.34M | 1.72M | 5.30M | 6.23M | 4.55M | 9.63M | 5.30M | 6.27M | 5.90M | 52.87M | -34.55M | -40.22M | 46.62M | 41.24M | 14.25M | 40.60M | 4.66M | 71.94M | 80.67M | 66.51M | 63.20M | 70.31M | 51.49M | 34.11M | 57.86M | 85.29M | 101.90M | 113.78M | 96.14M | 109.67M | 110.89M | 125.70M | 91.00M | 128.11M | 120.90M | 60.93M | 119.26M |
|
Tax Rate
|
6.66% | 6.70% | 92.45% | 34.70% | 35.74% | 36.91% | 35.43% | 16.31% | 21.72% | 26.10% | 23.87% | 24.87% | 23.37% | 25.25% | 24.36% | 20.95% | 9.70% | 24.58% | 26.71% | 22.63% | 22.77% | 23.69% | 17.66% | 22.29% | 20.91% | 25.77% | 21.91% | 20.84% | 21.04% | 21.79% | 17.17% | 18.22% | 18.39% | 21.45% | 10.30% | 24.39% | 19.40% | | 21.04% |