Currenc (CURR) Stock Price, Financials & Analysis

Key Stats

Market Cap150.61 Mn

P/E-8.17

P/S3.98

Div. Yield0.00

Total Debt (Qtr)11.93 Mn

Revenue Growth (1y) (Qtr)-21.81

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About

Currenc Group Inc. is an investment holding company headquartered in Singapore. The company provides cross border remittance and airtime services through its subsidiaries. It focuses on serving customers in Southeast Asia and globally. Currenc Group Inc. generates revenue primarily from transaction fees and foreign exchange spreads on remittance transfers. It also earns commissions from airtime top up sales and fees from value added services such as utility bill payments…

Currenc Group Inc. generates revenue primarily from transaction fees and foreign exchange spreads on remittance transfers. It also earns commissions from airtime top up sales and fees from value added services such as utility bill payments and digital wallet top ups.

The company operates through the following segments: Tranglo and WalletKu.

Tranglo provides cross border remittance services for banks money service operators and e wallets and offers wholesale and retail airtime transfer services through a unified API platform and a network of over five thousand bank partners and five hundred mobile operators across one hundred fifty countries.
WalletKu operates a retail airtime and digital services platform in Indonesia that enables users to purchase airtime top up pay utility bills conduct money transfers and access e money services through a network of approximately one hundred twenty eight thousand registered partners.

Currenc Group Inc. holds a leading position in the Southeast Asian remittance and airtime markets. It competes with global players such as Western Union MoneyGram Thunes NIUM and EMQ. The company’s advantages include in house processing capabilities a broad licensing footprint across several jurisdictions and strategic partnerships with Ripple that provide on demand liquidity reducing pre funding needs.

The company serves financial institutions payment gateways e commerce firms travel agencies and freelancers through Tranglo and serves retail consumers in Indonesia through WalletKu. Specific partners include WISE SingTel Remitly SBI Japan Mastercard CelcomDigi WeChat Pay HK Maxis Etisalat and Ding. WalletKu works closely with Indosat Ooredoo Hutchison and maintains relationships with approximately one hundred twenty eight thousand active users.

How Currenc ranks

Ranked against the 447 companies in the Financial Services sector industry group too small to rank within58 metrics · as of Oct 16, 2026

Valuation

12 metrics · Lower multiples rank higher; a negative multiple ranks last

P/ENegative earnings −8.91xMedian 21.0x 13^th
P/FCF 25.1xMedian 11.4x 58^th
P/Operating cash flow 26.0xMedian 10.5x 52^nd
P/S 5.41xMedian 2.42x 25^th
P/B 11.0xMedian 1.80x 9^th
P/Tangible book 12.2xMedian 1.95x 11^th
EV/EBITDANegative EBITDA −23.4xMedian 12.2x 29^th
EV/EBITNegative EBIT −17.4xMedian 15.0x 24^th
EV/Revenue 3.64xMedian 2.21x 39^th
EV/FCF 16.9xMedian 11.7x 66^th
EV/Operating cash flow 17.5xMedian 10.4x 62^nd
PEG (3Y EPS CAGR)Negative earnings 0.12Median 0.59 Not meaningful —

Growth

14 metrics · Year-on-year growth and three-year compound annual growth

Revenue growth (1Y) −18.6%Median 10.3% 6^th
Revenue CAGR (3Y) —Median 9.9% No data —
Gross profit growth (1Y) 5.7%Median 13.9% 26^th
Gross profit CAGR (3Y) —Median 12.7% No data —
Operating income growth (1Y) 70.1%Median 8.1% 87^th
Operating income CAGR (3Y) −25.2%Median 9.5% 14^th
Net income growth (1Y) 52.3%Median 19.3% 72^nd
Net income CAGR (3Y) −155%Median 14.0% 2^nd
EPS growth (1Y) 67.8%Median 27.3% 71^st
EPS CAGR (3Y) −75.4%Median 16.1% 5^th
Operating cash flow growth (1Y) 128%Median 6.6% 89^th
Operating cash flow CAGR (3Y) 131%Median 14.2% 97^th
Free cash flow growth (1Y) 124%Median 8.3% 87^th
Free cash flow CAGR (3Y) 134%Median 14.8% 97^th

Profitability

14 metrics · Margins, returns on capital and the quality of earnings

Gross margin 40.8%Median 57.9% 20^th
EBITDA margin −15.6%Median 15.6% 26^th
Operating margin −21.0%Median 0.1% 37^th
Pretax margin −48.5%Median 14.9% 9^th
Net margin −48.7%Median 11.7% 12^th
FCF margin 21.6%Median 17.3% 61^st
Operating cash flow margin 20.8%Median 18.7% 55^th
Return on equity −85.4%Median 13.7% 7^th
Return on assets −18.4%Median 2.9% 10^th
Return on invested capital −22.9%Median 5.6% 20^th
Return on capital employed −77.8%Median −0.6% 5^th
Asset turnover 0.38xMedian 0.26x 68^th
Cash conversion (OCF / net income)Net income is not positive −0.43xMedian 1.00x Not meaningful —
Stock comp / revenue 10.5%Median 2.5% 19^th

Financial Health

11 metrics · Leverage, liquidity and solvency; less debt ranks higher

Debt / assets 10.5%Median 6.8% 39^th
Debt / equity 0.64xMedian 0.33x 27^th
Net debt / EBITDAEBITDA is not positive 11.3xMedian 0.50x Not meaningful —
Debt / FCF 1.46xMedian 1.67x 52^nd
Liabilities / assets 83.6%Median 81.0% 46^th
Equity / assets 16.4%Median 18.2% 47^th
Interest coverage −2.55xMedian 2.96x 35^th
Current ratio 1.12xMedian 1.07x 52^nd
Quick ratio 0.89xMedian 0.51x 60^th
Cash ratio 0.87xMedian 0.30x 65^th
Altman Z-score −0.34Median 1.67 18^th

S.No.	Ticker	Company	Market Cap	P/E	P/S	Total Debt (Qtr)
1	V	Visa Inc.	674.49 Bn	29.86	15.16	23.86 Bn
2	MA	Mastercard Inc	544.62 Bn	33.50	15.52	24.64 Bn
3	WSE	Wise Group plc	11.15 Bn	-	-	-
4	RELY	Remitly Global, Inc.	5.13 Bn	16.83	2.84	0.00 Bn
5	WU	Western Union CO	1.93 Bn	4.88	0.48	2.70 Bn
6	IMXI	International Money Express, Inc.	0.29 Bn	15.66	0.52	0.11 Bn
7	CURR	Currenc Group Inc.	0.15 Bn	-8.17	3.98	0.01 Bn
8	SNTG	Sentage Holdings Inc.	0.00 Bn	-2.13	70.43	-

S.No.

Ticker

Company

Market Cap

P/E

P/S

Total Debt (Qtr)

Visa Inc.

674.49 Bn

29.86

15.16

23.86 Bn

Mastercard Inc

544.62 Bn

33.50

15.52

24.64 Bn

WSE

Wise Group plc

11.15 Bn

RELY

Remitly Global, Inc.

5.13 Bn

16.83

2.84

0.00 Bn

Western Union CO

1.93 Bn

4.88

0.48

2.70 Bn

IMXI

International Money Express, Inc.

0.29 Bn

15.66

0.52

0.11 Bn

CURR

Currenc Group Inc.

0.15 Bn

-8.17

3.98

0.01 Bn

SNTG

Sentage Holdings Inc.

0.00 Bn

-2.13

70.43

Currenc CURR

About

How Currenc ranks

Valuation

Growth

Profitability

Financial Health

Shareholder Returns

Peer Comparison

Currenc CURR

About

How Currenc ranks

Valuation

Growth

Profitability

Financial Health

Shareholder Returns

Peer Comparison

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