Community Banking was the largest of C & F Financial Corp’s 4 reported lines in fiscal 2025, at $99.21M — 70% of $141.02M.
| Segment | FY 2010 | FY 2011 | FY 2012 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|---|---|---|
| Community Banking | $86.29M | $90.67M | $89.28M | $99.21M | ||||
| Retail Banking | — | — | — | — | ||||
| An Operating Segment Is A Component Of An Enterprise: (A) That Engages In Business Activities From Which It May Earn Revenues & Incur Expenses (Including Revenues And Expenses Relating To Transactions With Other Components Of The Same Enterprise), (B) Whose Operating Results Are Regularly Reviewed By The Enterprise'S Chief Operating Decision Maker To Make Decisions About Resources To Be Allocated To The Segment And Assess Its Performance, And (C) For Which Discrete Financial Information Is Available. An Operating Segment, May Engage In Business Activities For Which It Has Yet To Earn Revenues, For Example, Start-Up Operations May Be Operating Segments Before Earning Revenues | — | — | — | — | ||||
| Consumer | — | — | — | — | ||||
| Consumer Finance | $28.37M | $25.40M | $27.05M | $26.91M | ||||
| Mortgage Banking | $14.19M | $11.28M | $12.12M | $15.83M | ||||
| Other Operating | — | $11.00K | -$958.00K | -$937.00K | ||||
| Other | -$5.59M | — | — | — | ||||
| Eliminations | — | — | — | — | ||||
| Elimination | — | — | — | — | ||||
| Total | $123.26M | $127.36M | $127.50M | $141.02M |
In fiscal 2025, which ended December 31, 2025, the 4 segments C & F Financial Corp reported in this breakdown added up to $141.02M. That was up 10.6% from $127.50M in fiscal 2024. Community Banking was the largest segment, at $99.21M or 70.4% of the total, followed by Consumer Finance ($26.91M, 19.1%) and Mortgage Banking ($15.83M, 11.2%). Together, the two largest segments made up 89.4% of this total.
Compared with fiscal 2024, Mortgage Banking grew the fastest, rising 30.5% to $15.83M. Consumer Finance fell the most, down 0.5% to $26.91M.
Other Operating was first reported as a separate segment in fiscal 2023. Figures are shown as reported, so the total is net of Other Operating, which was -$937.00K in fiscal 2025. The table also keeps 6 segments that C & F Financial Corp no longer reports, so earlier years can still be read on their original basis; use "Show 6 discontinued" beneath the table to see them. This breakdown covers 8 fiscal years between 2010 and 2025, as reported in C & F Financial Corp's annual filings.
C & F Financial Corp (CFFI) breaks its revenue down by segment. In fiscal 2025, its largest segment was Community Banking, with $99.21M or 70.4% of the total, followed by Consumer Finance at $26.91M (19.1%).
Community Banking was C & F Financial Corp's largest segment in fiscal 2025, with $99.21M in revenue, 70.4% of the $141.02M reported across its 4 segments.
Of the C & F Financial Corp segments reported in both fiscal 2024 and fiscal 2025, and making up at least 2% of the total, Mortgage Banking grew the fastest, rising 30.5% from $12.12M to $15.83M.
Every figure is taken from C & F Financial Corp's annual financial filings and shown as reported: each line keeps the name the company gives it, years follow its own fiscal calendar, and lines it has stopped reporting stay in the table for the years they were reported.
The breakdown by segment covers fiscal 2010 to 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.