Bar Harbor Bankshares Ratios (2018-2021) | BHB

Ratios Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021
Profitability
EBT Margin (Quarter) 33.16%35.39%37.32%30.44%32.16%25.84%19.26%14.32%28.84%31.14%30.34%27.21%34.65%35.03%37.19%34.10%
EBIT Margin (Quarter) 59.08%64.37%70.15%65.81%73.20%68.29%58.53%45.70%55.92%51.09%47.05%40.53%48.80%48.76%46.21%41.84%
EBITDA Margin (Quarter) 59.08%64.37%70.15%65.81%73.20%68.29%58.53%45.70%15.14%29.98%27.80%40.53%17.24%36.71%46.21%41.84%
Net Margin (Quarter) 26.58%28.34%30.31%25.64%26.07%21.13%16.67%13.18%23.41%24.73%24.17%21.55%28.16%27.98%29.86%27.92%
FCF Margin (Quarter) 24.74%19.59%38.24%28.41%8.84%26.87%29.23%5.78%7.20%33.58%39.24%-34.00%40.77%-5.62%47.74%79.79%
Efficiency
Assets Average (Quarter) 3,526.02M3,551.02M3,584.74M3,618.84M3,658.41M3,650.05M3,640.80M3,673.24M3,791.99M3,727.25M3,684.95M3,689.01M
Equity Average (Quarter) 169.78M172.54M364.13M375.80M385.79M392.51M395.37M400.02M401.14M398.85M403.12M406.12M409.47M416.10M
Invested Capital (Quarter) 1,137.37M766.33M1,139.90M1,094.38M1,127.26M1,166.59M1,079.21M579.49M961.18M398.52M772.84M743.09M647.79M753.79M572.12M
Asset Utilization Ratio (Quarter) 0.030.030.030.030.030.030.040.040.040.04
Leverage & Solvency
Interest Coverage Ratio (Quarter) 2.282.222.141.861.781.611.491.462.072.562.823.043.453.555.125.41
Debt to Equity (Quarter) 0.12-58.432.070.120.111.880.111.031.891.150.380.990.380.69
Debt Ratio (Quarter) 0.010.210.210.010.010.200.010.110.210.120.040.110.040.08
Equity Ratio (Quarter) 0.100.000.100.100.100.110.110.110.110.100.110.110.110.11
Times Interest Earned (Quarter) 2.282.222.141.861.781.611.491.462.072.562.823.043.453.555.125.41
Dividends & Payouts
FCF Payout Ratio (Quarter) 0.400.520.270.371.260.440.391.851.440.290.24-0.240.24-1.980.200.13
Valuation
Enterprise Value (Quarter) -47.81M-61.39M-72.57M-98.75M-54.10M-59.86M-71.59M-56.91M-85.66M-215.66M-226.01M-223.51M-173.72M-341.20M
Return Ratios
Return on Sales (Quarter) 0.27%0.28%0.30%0.26%0.26%0.21%0.17%0.13%0.23%0.25%0.24%0.22%0.28%0.28%0.30%0.28%
Return on Invested Capital (Quarter) 0.06%0.06%0.06%0.06%0.07%0.08%0.08%0.09%0.07%0.08%0.07%0.08%
Return on Assets (Quarter) 0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity (Quarter) 0.09%0.09%0.08%0.07%0.06%0.06%0.06%0.07%0.08%0.09%0.09%0.09%