Bar Harbor Bankshares Ratios (2018-2021) | BHB

Ratios Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021
Profitability
EBT Margin 33.16%35.39%37.32%30.44%32.16%25.84%19.26%14.32%28.84%31.14%30.34%27.21%34.65%35.03%37.19%34.10%
EBIT Margin 59.08%64.37%70.15%65.81%73.20%68.29%58.53%45.70%55.92%51.09%47.05%40.53%48.80%48.76%46.21%41.84%
EBITDA Margin 59.08%64.37%70.15%65.81%73.20%68.29%58.53%45.70%55.92%51.09%47.05%40.53%48.80%48.76%46.21%41.84%
Net Margin 26.58%28.34%30.31%25.64%26.07%21.13%16.67%13.18%23.41%24.73%24.17%21.55%28.16%27.98%29.86%27.92%
FCF Margin 24.74%19.59%38.24%28.41%8.84%26.87%29.23%5.78%7.20%33.58%39.24%-34.00%40.77%-5.62%47.74%79.79%
Efficiency
Assets Average 3,526.02M3,551.02M3,584.74M3,618.84M3,658.41M3,650.05M3,640.80M3,673.24M3,728.80M3,819.99M3,791.99M3,727.25M3,684.95M3,689.01M
Equity Average 354.06M356.82M364.13M375.80M385.79M392.51M395.37M400.02M403.96M404.31M405.75M406.32M410.58M417.00M
Invested Capital 1,137.37M1,134.89M1,139.90M1,094.38M1,127.26M1,166.59M1,079.21M927.60M961.18M1,010.92M849.84M743.09M757.79M755.61M668.78M
Asset Utilization Ratio 0.030.030.030.030.030.030.030.040.040.040.040.04
Leverage & Solvency
Interest Coverage Ratio 2.282.222.141.861.781.611.491.462.072.562.823.043.453.555.125.41
Debt to Equity 2.112.072.071.841.851.881.632.071.891.921.130.910.990.910.69
Debt Ratio 0.210.210.210.190.190.200.180.220.210.200.120.100.110.100.08
Equity Ratio 0.100.100.100.100.100.110.110.110.110.110.100.110.110.110.11
Times Interest Earned 2.282.222.141.861.781.611.491.462.072.562.823.043.453.555.125.41
Dividends & Payouts
FCF Payout Ratio 0.400.520.270.371.260.440.391.851.440.290.24-0.240.24-1.980.200.13
Valuation
Enterprise Value 380.38M407.68M372.69M249.13M347.49M352.94M315.96M337.96M183.69M277.13M94.32M111.23M215.98M254.88M79.06M433.57M
Market Capitalization 428.19M469.07M445.26M347.88M401.60M412.80M387.56M394.87M269.35M347.80M309.98M337.24M439.50M428.59M420.25M
Return Ratios
Return on Sales 0.28%0.28%0.26%0.22%0.19%0.19%0.20%0.22%0.23%0.25%0.25%0.27%0.29%
Return on Invested Capital 0.06%0.06%0.06%0.06%0.06%0.06%0.06%0.06%0.07%0.07%0.07%0.07%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.09%0.09%0.08%0.07%0.06%0.06%0.06%0.07%0.08%0.09%0.09%0.09%