Bank First reported a net margin of 37.80% for the quarter ended Jun 2026. These financial ratios cover 38 quarters of results from Mar 2017 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||||||||||||||
| EBT Margin | 53.09% | 51.19% | 49.39% | 52.74% | 42.50% | 48.57% | 37.38% | 48.63% | 50.02% | 61.04% | 45.63% | 50.99% | 50.71% | 54.37% | 51.30% | 49.65% | 50.83% | 51.00% | 38.73% | 47.11% | ||||||||||||||||||
| EBIT Margin | 60.11% | 57.49% | 56.40% | 60.80% | 51.77% | 63.43% | 60.14% | 78.65% | 82.92% | 81.94% | 87.81% | 93.01% | 95.22% | 99.77% | 94.22% | 92.59% | 89.75% | 87.66% | 70.72% | 78.91% | ||||||||||||||||||
| EBITDA Margin | 60.11% | 57.49% | 56.40% | 60.80% | 51.77% | 63.43% | 60.14% | 78.65% | 82.92% | 81.94% | 87.81% | 93.01% | 95.22% | 99.77% | 94.22% | 92.59% | 89.75% | 87.66% | 70.72% | 78.91% | ||||||||||||||||||
| Net Margin | 39.80% | 38.53% | 36.71% | 39.82% | 31.82% | 36.97% | 27.88% | 36.19% | 37.45% | 46.04% | 40.61% | 41.08% | 40.38% | 43.54% | 42.09% | 40.35% | 40.50% | 40.74% | 31.22% | 37.80% | ||||||||||||||||||
| FCF Margin | 42.74% | 34.08% | 5.38% | 22.89% | 19.91% | 53.49% | 3.70% | 18.03% | 32.87% | 24.05% | 1.46% | 35.30% | 41.53% | 68.39% | 9.30% | 19.79% | 28.22% | 58.58% | -26.50% | 31.80% | ||||||||||||||||||
| Efficiency | ||||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 2,832.78M | 2,892.08M | 2,931.24M | 2,942.98M | 3,300.89M | 3,650.59M | 3,913.83M | 4,129.65M | 4,089.80M | 4,154.68M | 4,160.88M | 4,122.87M | 4,220.16M | 4,394.78M | 4,500.06M | 4,435.07M | 4,392.75M | 4,463.25M | 5,287.55M | 6,008.26M | ||||||||||||||||||
| Invested CapitalInvested Cap. | 341.94M | 371.79M | 343.55M | 331.66M | 462.92M | 550.30M | 609.01M | 606.70M | 613.18M | 695.54M | 644.62M | 704.90M | 764.24M | 775.05M | 783.30M | 722.25M | 838.07M | 753.80M | 919.85M | 899.31M | ||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | ||||||||||||||||||
| Leverage & Solvency | ||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 8.56 | 9.12 | 8.04 | 7.54 | 5.58 | 4.27 | 2.64 | 2.62 | 2.52 | 3.92 | 2.08 | 2.21 | 2.14 | 2.20 | 2.20 | 2.16 | 2.31 | 2.39 | 2.21 | 2.48 | ||||||||||||||||||
| Debt Ratio | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.03 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.05 | 0.02 | 0.02 | 0.01 | ||||||||||||||||||
| Times Interest Earned | 8.56 | 9.12 | 8.04 | 7.54 | 5.58 | 4.27 | 2.64 | 2.62 | 2.52 | 3.92 | 2.08 | 2.21 | 2.14 | 2.20 | 2.20 | 2.16 | 2.31 | 2.39 | 2.21 | 2.48 | ||||||||||||||||||
| Dividends & Payouts | ||||||||||||||||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | 2.91 | 6.60 | 6.04 | 7.06 | 4.64 | 5.66 | 4.06 | 4.51 | 4.72 | 11.16 | 4.33 | 4.55 | 4.08 | 3.90 | 4.04 | 0.43 | 4.05 | 4.12 | 3.55 | 4.03 | ||||||||||||||||||
| FCF Payout RatioFCF Cover | 0.32 | 0.17 | 1.13 | 0.25 | 0.34 | 0.12 | 1.86 | 0.45 | 0.24 | 0.17 | 6.43 | 0.26 | 0.24 | 0.16 | 1.12 | 4.75 | 0.35 | 0.17 | -0.33 | 0.29 | ||||||||||||||||||
| Dividend YieldDiv. Yield | 0.71% | 0.31% | 0.31% | 0.29% | 0.33% | 0.27% | 0.34% | 0.36% | 0.39% | 0.35% | 0.40% | 0.42% | 0.44% | 0.45% | 0.45% | 3.38% | 0.37% | 0.37% | 0.37% | 0.37% | ||||||||||||||||||
| Payout Ratio | 0.34 | 0.15 | 0.17 | 0.14 | 0.22 | 0.18 | 0.25 | 0.22 | 0.21 | 0.09 | 0.23 | 0.22 | 0.25 | 0.26 | 0.25 | 2.33 | 0.25 | 0.24 | 0.28 | 0.25 | ||||||||||||||||||
| Valuation | ||||||||||||||||||||||||||||||||||||||
| Price to EarningsP/E | 48.66 | 49.66 | 53.94 | 48.99 | 66.03 | 65.62 | 72.13 | 61.51 | 54.39 | 25.89 | 57.27 | 51.86 | 55.15 | 56.86 | 55.36 | 68.88 | 66.63 | 65.46 | 76.15 | 66.85 | ||||||||||||||||||
| Price to SalesP/S | 19.37 | 19.14 | 19.80 | 19.51 | 21.01 | 24.26 | 20.11 | 22.26 | 20.37 | 11.92 | 23.26 | 21.31 | 22.27 | 24.76 | 23.30 | 27.79 | 26.99 | 26.67 | 23.78 | 25.27 | ||||||||||||||||||
| Price to BookP/B | 1.72 | 1.71 | 1.71 | 1.80 | 1.57 | 1.85 | 1.36 | 1.51 | 1.39 | 1.45 | 1.44 | 1.35 | 1.44 | 1.55 | 1.55 | 1.89 | 1.90 | 1.86 | 1.85 | 2.01 | ||||||||||||||||||
| Enterprise Value | 125.46M | 67.93M | 165.80M | 260.44M | 281.26M | 450.04M | 446.23M | 753.06M | 581.76M | 544.71M | 690.88M | 631.78M | 605.14M | 535.70M | 600.88M | 944.41M | 973.96M | 861.18M | 768.68M | 1,023.73M | ||||||||||||||||||
| EV to EBIT | 7.46 | 4.11 | 10.68 | 14.75 | 16.53 | 20.55 | 19.48 | 24.66 | 17.85 | 8.82 | 20.84 | 17.47 | 15.59 | 13.40 | 14.79 | 24.50 | 24.55 | 21.87 | 17.05 | 19.95 | ||||||||||||||||||
| EV to EBITDA | 7.46 | 4.11 | 10.68 | 14.75 | 16.53 | 20.55 | 19.48 | 24.66 | 17.85 | 8.82 | 20.84 | 17.47 | 15.59 | 13.40 | 14.79 | 24.50 | 24.55 | 21.87 | 17.05 | 19.95 | ||||||||||||||||||
| Market Capitalization | 541.57M | 550.22M | 545.02M | 566.32M | 690.51M | 837.39M | 765.76M | 864.38M | 800.75M | 898.24M | 877.90M | 828.49M | 908.04M | 992.10M | 1,004.71M | 1,156.91M | 1,192.97M | 1,198.05M | 1,515.70M | 1,643.62M | ||||||||||||||||||
| Price to FCFP/FCF | 45.31 | 56.16 | 367.76 | 85.21 | 105.53 | 45.35 | 543.09 | 123.47 | 61.98 | 49.54 | 0.00M | 60.35 | 53.62 | 36.20 | 250.43 | 140.47 | 95.64 | 45.53 | -89.73 | 79.47 | ||||||||||||||||||
| EV to FCF | 10.50 | 6.93 | 111.88 | 39.19 | 42.99 | 24.37 | 316.48 | 107.56 | 45.03 | 30.04 | 0.00M | 46.02 | 35.73 | 19.55 | 149.77 | 114.67 | 78.08 | 32.72 | -45.51 | 49.50 | ||||||||||||||||||
| EV to CFO | 9.63 | 4.35 | 66.67 | 34.33 | 28.35 | 22.49 | 108.47 | 68.16 | 33.28 | 26.83 | 519.85 | 42.31 | 32.22 | 17.39 | 97.45 | 79.66 | 63.04 | 29.69 | -65.98 | 41.88 | ||||||||||||||||||
| Return Ratios | ||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 60.11% | 57.49% | 56.40% | 60.80% | 51.77% | 63.43% | 60.14% | 78.65% | 82.92% | 81.94% | 87.81% | 93.01% | 95.22% | 99.77% | 94.22% | 92.59% | 89.75% | 87.66% | 70.72% | 78.91% | ||||||||||||||||||
| Return on Invested Capital [ROIC]ROIC | 15.40% | 14.50% | 14.00% | 14.90% | 12.69% | 10.79% | 10.40% | 11.47% | 13.35% | 17.04% | 19.18% | 20.00% | 19.27% | 16.05% | 15.53% | 16.36% | 15.88% | 15.70% | 15.30% | 15.17% | ||||||||||||||||||
| Return on Assets [ROA]ROA | 1.62% | 1.57% | 1.50% | 1.50% | 1.32% | 1.24% | 1.17% | 1.17% | 1.28% | 1.79% | 1.99% | 2.05% | 2.05% | 1.51% | 1.46% | 1.50% | 1.55% | 1.56% | 1.35% | 1.32% |