Zhibao Technology (ZBAO) Debt Ratio (2023 - 2025)

Zhibao Technology (ZBAO) reported Debt Ratio of 0.0 for Q4 2025, down 85.84% on a YoY basis from 0.02 in Q4 2024, and down 70.56% sequentially from 0.01 in Q2 2025.

Zhibao Technology (ZBAO) Debt Ratio (2023 - 2025) Analysis & Trends

Zhibao Technology (ZBAO) has 3 years of Debt Ratio data on file, last reported at 0.0 in Q4 2025.

  • For the quarter ending Q4 2025, Debt Ratio fell 85.84% year-over-year to 0.0; the trailing twelve-month figure through Dec 2025 stood at 0.0 (down 85.84% YoY), and the FY2025 full-year result was 0.01, down 92.26% from the prior year.
  • Debt Ratio slipped to 0.0 in Q4 2025, from 0.01 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.37 in Q2 2023 to a low of 0.0 in Q4 2025.
  • A 3-year average of 0.11 and a median of 0.02 in 2024 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio sank 64.96% in 2024 and plunged 92.21% in 2025, its largest moves.
  • Tracing ZBAO's Debt Ratio over 3 years: stood at 0.37 in 2023, then sank by 94.32% to 0.02 in 2024, then sank by 85.84% to 0.0 in 2025.
  • Business Quant data shows ZBAO's Debt Ratio at 0.0 in Q4 2025, 0.01 in Q2 2025, and 0.02 in Q4 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Marsh & Mclennan Companies 84.27 Bn 72.32 Bn 6.04 Bn 0.34
2 Aon 75.99 Bn 74.60 Bn - 0.29
3 Arthur J. Gallagher 62.23 Bn 60.85 Bn - 0.16
4 Willis Towers Watson 27.24 Bn 25.46 Bn 1.98 Bn 0.21
5 Brown & Brown 23.60 Bn 22.62 Bn 1.61 Bn 0.27
6 Neptune Insurance Holdings 4.12 Bn 4.11 Bn 26.44 Mn 2.66
7 Accelerant Holdings 3.06 Bn 1.55 Bn 48.00 Mn 0.01
8 Corvel 3.03 Bn 2.68 Bn 54.92 Mn -
9 Baldwin Insurance 2.43 Bn 2.87 Bn - 0.38
10 Zhibao Technology 1.16 Mn -2.23 Mn - 0.00

Historic Data

Download Data
DateValue
Dec 31, 2025 0.00
Jun 30, 2025 0.01
Dec 31, 2024 0.02
Jun 30, 2024 0.13
Jun 30, 2023 0.37