Zhibao Technology (ZBAO) Debt Ratio (2023 - 2025)

Zhibao Technology recorded quarterly Debt Ratio of 0.38 in Q4 2025, up 137.92% quarter-over-quarter from 0.16 in Q2 2025, and up 1301.93% year-over-year from 0.03 in Q4 2024.

Zhibao Technology's Debt Ratio history runs 3 years deep, the most recent figure standing at 0.38 for Q4 2025.

  • In Q4 2025, Debt Ratio rose 1301.93% year-over-year to 0.38; the TTM figure through Dec 2025 stood at 0.38 (up 1301.93% YoY), while the FY2025 annual figure was 0.0, down 99.93% from the prior year.
  • Debt Ratio came in at 0.38 for Q4 2025 at Zhibao Technology, up from 0.16 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.38 in Q4 2025 to a low of 0.0 in Q2 2023.
  • A 3-year average of 0.12 and a median of 0.09 in 2023 frame the typical range for Debt Ratio.
  • On a YoY basis, Debt Ratio climbed as much as 159158.11% in 2024 and fell as far as 46.01% in 2024.
  • Zhibao Technology's Debt Ratio stood at 0.05 in 2023, then plunged by 46.01% to 0.03 in 2024, then jumped by 1301.93% to 0.38 in 2025.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.38, 0.16, and 0.03 for Q4 2025, Q2 2025, and Q4 2024 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Aon 69.60 Bn 68.21 Bn - 0.29
2 Arthur J. Gallagher 52.64 Bn 51.26 Bn - 0.16
3 Willis Towers Watson 24.45 Bn 22.68 Bn 1.98 Bn 0.21
4 Brown & Brown 19.37 Bn 18.39 Bn 1.61 Bn 0.27
5 XChange TEC.INC 6.95 Bn 6.95 Bn - 0.47
6 Accelerant Holdings 3.83 Bn 2.32 Bn 48.00 Mn -
7 Corvel 3.22 Bn 2.87 Bn 54.92 Mn -
8 Baldwin Insurance 1.84 Bn 2.28 Bn - 0.38
9 Goosehead Insurance 1.01 Bn 899.53 Mn - 0.81
10 Zhibao Technology 1.72 Mn 889,445.54 - 0.38

Historic Data

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DateValue
Dec 31, 2025 0.38
Jun 30, 2025 0.16
Dec 31, 2024 0.03
Jun 30, 2024 0.13
Dec 31, 2023 0.05
Jun 30, 2023 0.00