Neptune Insurance Holdings (NP) Debt Ratio (2024 - 2026)
Neptune Insurance Holdings' Debt Ratio came in at 2.07 for Q3 2026, down 34.8% from 3.17 a year earlier and down 11.9% from the prior quarter.
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Analysis
Neptune Insurance Holdings (NP) Debt Ratio (2024 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Neptune Insurance Holdings reported Debt Ratio of 8.87, up 179.6% year-over-year; for FY2025, it came in at 3.68, up 32.4% from FY2024.
- Going back by year, Debt Ratio was 2.78 in FY2024.
- Business Quant data shows NP's Debt Ratio at 2.35 (Q2 2026), 2.66 (Q1 2026) and 3.68 (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | 0.10 |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 0.07 |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 0.07 |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 0.34 |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 0.07 |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | 0.06 |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 0.16 |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 0.43 |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 0.06 |
| 10 | Neptune Insurance Holdings | 3.88 Bn | 3.82 Bn | - | 2.07 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 2.07 |
| Jun 30, 2026 | 2.35 |
| Mar 31, 2026 | 2.66 |
| Dec 31, 2025 | 3.68 |
| Sep 30, 2025 | 3.17 |
| Dec 31, 2024 | 2.78 |
API Access
Neptune Insurance Holdings Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=NP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "NP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=NP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();