Neptune Insurance Holdings NP
NYSE NP
$32.55 +0.18 (+0.56%)
At close: Aug 20, 2026 · 4:00 PM EDT

Neptune Insurance Holdings (NP) Debt Ratio (2024 - 2026)

Neptune Insurance Holdings (NP) posted Debt Ratio of 2.35 for Q2 2026, down 11.77% sequentially from 2.66 in Q1 2026.

Neptune Insurance Holdings (NP) Debt Ratio (2024 - 2026) Analysis & Trends

Neptune Insurance Holdings has reported Debt Ratio for 3 years, with the latest figure at 2.35 in Q2 2026.

  • Quarterly Debt Ratio changed N/A year-over-year to 2.35 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 2.35 (changed N/A YoY) and the FY2025 annual result came in at 3.68, up 32.42% from the prior year.
  • Debt Ratio retreated to 2.35 in Q2 2026 per NP's latest filing, from 2.66 in the prior quarter.
  • Over five years, Debt Ratio peaked at 3.68 in Q4 2025 and troughed at 2.35 in Q2 2026.
  • A 3-year average of 2.89 and a median of 2.78 in 2024 frame the typical range for Debt Ratio.
  • The widest YoY moves for Debt Ratio: up 32.42% in 2025, down 32.42% in 2025.
  • Over 3 years, Debt Ratio stood at 2.78 in 2024, then jumped by 32.42% to 3.68 in 2025, then sank by 36.12% to 2.35 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 2.35, 2.66, and 3.68 for Q2 2026, Q1 2026, and Q4 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 XChange TEC.INC 279.91 Bn 279.90 Bn - 17.42
2 Marsh & Mclennan Companies 91.40 Bn 79.19 Bn 6.04 Bn 0.36
3 Aon 75.07 Bn 73.80 Bn - 0.28
4 Arthur J. Gallagher 66.45 Bn 65.07 Bn - 0.16
5 Willis Towers Watson 32.02 Bn 30.36 Bn 2.09 Bn 0.21
6 Brown & Brown 23.72 Bn 22.80 Bn 1.41 Bn 0.26
7 Erie Indemnity 12.11 Bn 11.77 Bn - -
8 Neptune Insurance Holdings 4.50 Bn 4.48 Bn - 2.35
9 Accelerant Holdings 4.28 Bn 2.62 Bn 285.20 Mn 0.01
10 Corvel 3.60 Bn 3.25 Bn - -

Historic Data

Download Data
DateValue
Jun 30, 2026 2.35
Mar 31, 2026 2.66
Dec 31, 2025 3.68
Sep 30, 2025 3.01
Dec 31, 2024 2.78