Neptune Insurance Holdings (NP) Debt Ratio (2024 - 2026)

Neptune Insurance Holdings' (NP) quarterly Debt Ratio came in at 2.66 in Q1 2026, down 27.59% quarter-over-quarter from 3.68 in Q4 2025.

Neptune Insurance Holdings (NP) Debt Ratio (2024 - 2026) Analysis & Trends

Neptune Insurance Holdings has disclosed Debt Ratio across 3 years of filings, most recently posting 2.66 for Q1 2026.

  • Debt Ratio for Q1 2026 came in at 2.66, changed N/A year-over-year; the trailing twelve-month figure through Mar 2026 was 2.66 (changed N/A YoY), and the FY2025 annual result was 3.68, up 32.42% from the prior year.
  • Debt Ratio came in at 2.66 for Q1 2026 at Neptune Insurance Holdings, down from 3.68 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 3.68 in Q4 2025 to a low of 2.66 in Q1 2026.
  • The 3-year median for Debt Ratio is 2.85 (2025), against an average of 3.01.
  • Peak annual rise in Debt Ratio reached 32.42% in 2025, while the deepest fall reached 32.42% in 2025.
  • Neptune Insurance Holdings' Debt Ratio stood at 2.78 in 2024, then surged by 32.42% to 3.68 in 2025, then slipped by 27.59% to 2.66 in 2026.
  • The last three Debt Ratio figures came in at 2.66 (Q1 2026), 3.68 (Q4 2025), and 2.93 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Marsh & Mclennan Companies 78.48 Bn 66.97 Bn 5.88 Bn 0.35
2 Aon 68.22 Bn 66.83 Bn - 0.29
3 Arthur J. Gallagher 55.14 Bn 53.75 Bn - 0.16
4 Willis Towers Watson 24.26 Bn 22.48 Bn 1.98 Bn 0.21
5 Brown & Brown 19.77 Bn 18.79 Bn 1.61 Bn 0.27
6 XChange TEC.INC 6.99 Bn 6.98 Bn - 0.47
7 Neptune Insurance Holdings 4.02 Bn 4.01 Bn - 2.66
8 Corvel 3.00 Bn 2.66 Bn 54.92 Mn -
9 Accelerant Holdings 2.87 Bn 1.36 Bn 48.00 Mn -
10 Baldwin Insurance 1.90 Bn 2.34 Bn - 0.38

Historic Data

Download Data
DateValue
Mar 31, 2026 2.66
Dec 31, 2025 3.68
Sep 30, 2025 2.93
Dec 31, 2024 2.78