Neptune Insurance Holdings (NP) Debt Ratio (2024 - 2026)

Neptune Insurance Holdings' (NP) quarterly Debt Ratio came in at 2.35 in Q2 2026, down 11.77% quarter-over-quarter from 2.66 in Q1 2026.

Analysis

Neptune Insurance Holdings (NP) Debt Ratio (2024 - 2026) Analysis & Trends

Neptune Insurance Holdings has disclosed Debt Ratio across 3 years of filings, most recently posting 2.35 for Q2 2026.

In Q2 2026, Debt Ratio changed N/A year-over-year to 2.35; the TTM figure through Jun 2026 stood at 2.35 (changed N/A YoY), while the FY2025 annual figure was 3.68, up 32.42% from the prior year.
Debt Ratio came in at 2.35 for Q2 2026 at Neptune Insurance Holdings, down from 2.66 in the prior quarter.
In the past five years, Debt Ratio ranged from a high of 3.68 in Q4 2025 to a low of 2.35 in Q2 2026.
Average Debt Ratio over 3 years is 2.89, with a median of 2.78 recorded in 2024.
The largest YoY upside for Debt Ratio was 32.42% in 2025 against a maximum downside of 32.42% in 2025.
Over 3 years, Debt Ratio stood at 2.78 in 2024, then surged by 32.42% to 3.68 in 2025, then tumbled by 36.12% to 2.35 in 2026.
Per Business Quant data, the three most recent Debt Ratio figures were 2.35 in Q2 2026, 2.66 in Q1 2026, and 3.68 in Q4 2025.

Peer Set

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Debt Ratio (Qtr)
1	Marsh & Mclennan Companies	85.01 Bn	72.81 Bn	6.04 Bn	0.36
2	Aon	65.60 Bn	64.34 Bn	-	0.28
3	Arthur J. Gallagher	62.53 Bn	61.14 Bn	-	0.18
4	Willis Towers Watson	29.65 Bn	27.99 Bn	2.09 Bn	0.21
5	Brown & Brown	22.09 Bn	21.17 Bn	1.41 Bn	0.26
6	XChange TEC.INC	16.16 Bn	16.16 Bn	-	10.42
7	Erie Indemnity	11.12 Bn	10.78 Bn	-	-
8	Ryan Specialty Holdings	4.85 Bn	4.71 Bn	-	0.30
9	Neptune Insurance Holdings	4.29 Bn	4.28 Bn	-	2.35
10	Baldwin Insurance	2.73 Bn	2.54 Bn	-	0.37

Historic Data

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