Baldwin Insurance (BWIN) Debt Ratio (2018 - 2026)
Baldwin Insurance (BWIN) reported Debt Ratio of 0.38 for Q1 2026, down 12.1% year-over-year from 0.43 in Q1 2025, and up 1171.15% on a QoQ basis from 0.03 in Q4 2025.
Baldwin Insurance (BWIN) has 9 years of Debt Ratio data on file, last reported at 0.38 in Q1 2026.
- Quarterly Debt Ratio fell 12.1% year-over-year to 0.38 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.38 (down 12.1% YoY) and the FY2025 annual result came in at 0.03, down 25.73% from the prior year.
- Debt Ratio rose to 0.38 in Q1 2026 per BWIN's latest filing, from 0.03 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.45 in Q3 2024 and bottomed at 0.03 in Q4 2025.
- The 5-year median for Debt Ratio is 0.16 (2024), against an average of 0.19.
- The widest annual swing landed in 2022, when Debt Ratio plunged 86.64%; it then soared 436.99% in 2023.
- Tracing BWIN's Debt Ratio over 5 years: stood at 0.16 in 2022, then fell by 0.34% to 0.16 in 2023, then slumped by 74.54% to 0.04 in 2024, then fell by 25.73% to 0.03 in 2025, then jumped by 1171.15% to 0.38 in 2026.
- Per Business Quant, the three latest BWIN Debt Ratio figures stand at 0.38 (Q1 2026), 0.03 (Q4 2025), and 0.42 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Aon | 69.60 Bn | 68.21 Bn | - | 0.29 |
| 2 | Arthur J. Gallagher | 52.64 Bn | 51.26 Bn | - | 0.16 |
| 3 | Willis Towers Watson | 24.45 Bn | 22.68 Bn | 1.98 Bn | 0.21 |
| 4 | Brown & Brown | 19.37 Bn | 18.39 Bn | 1.61 Bn | 0.27 |
| 5 | XChange TEC.INC | 6.95 Bn | 6.95 Bn | - | 0.47 |
| 6 | Accelerant Holdings | 3.83 Bn | 2.32 Bn | 48.00 Mn | - |
| 7 | Corvel | 3.22 Bn | 2.87 Bn | 54.92 Mn | - |
| 8 | Baldwin Insurance | 1.84 Bn | 2.28 Bn | - | 0.38 |
| 9 | Goosehead Insurance | 1.01 Bn | 899.53 Mn | - | 0.81 |
| 10 | Twfg | 279.02 Mn | 351.22 Mn | - | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.38 |
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.42 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.43 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.45 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.16 |
| Sep 30, 2023 | 0.12 |
| Jun 30, 2023 | 0.17 |
| Mar 31, 2023 | 0.18 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.24 |
| Jun 30, 2022 | 0.17 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.30 |
| Sep 30, 2021 | 0.07 |
| Jun 30, 2021 | 0.28 |
| Mar 31, 2021 | 0.24 |
| Dec 31, 2020 | 0.25 |
| Sep 30, 2020 | 0.15 |
| Jun 30, 2020 | 0.26 |
| Mar 31, 2020 | 0.14 |
| Dec 31, 2019 | 0.10 |
| Sep 30, 2019 | 0.26 |
| Dec 31, 2018 | 0.25 |