Yiren Digital (YRD) Tax Rate (2015 - 2025)
Yiren Digital (YRD) reported Tax Rate of 21.9% for Q4 2025, up 1877.0% on a YoY basis from 1.11% in Q4 2024, and up 45.97% quarter-over-quarter from 15.0% in Q3 2025.
Yiren Digital (YRD) Tax Rate (2015 - 2025) Analysis & Trends
Yiren Digital has reported Tax Rate for 8 years, with the latest figure at 21.9% in Q4 2025.
- For the quarter ending Q4 2025, Tax Rate rose 1877.0% year-over-year to 21.9%; the trailing twelve-month figure through Dec 2025 stood at 14.98% (down 336.0% YoY), and the FY2025 full-year result was 255.45%, up 24045.0% from the prior year.
- Tax Rate for Q4 2025 stood at 21.9%, up from 15.0% in the prior quarter.
- The five-year high for Tax Rate was 24.71% in Q4 2022, with the low at 1.65% in Q4 2021.
- Historically, Tax Rate has averaged 16.05% across 5 years, with a median of 19.46% in 2022.
- Annual changes were most pronounced in 2022 — Tax Rate soared 2636 bps — and 2024, when it tumbled 1883 bps.
- Yiren Digital's Tax Rate stood at 1.65% in 2021, then surged by 1599 bps to 24.71% in 2022, then decreased by 11 bps to 21.95% in 2023, then slumped by 86 bps to 3.12% in 2024, then surged by 601 bps to 21.9% in 2025.
- The last three Tax Rate figures came in at 21.9% (Q4 2025), 15.0% (Q3 2025), and 15.0% (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 16.07% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 19.33% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 21.36% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 19.19% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 20.10% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 23.11% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 4.19% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 16.45% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 20.25% |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | 21.90% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 21.90% |
| Dec 31, 2025 | 21.90% |
| Sep 30, 2025 | 15.00% |
| Sep 30, 2025 | 15.00% |
| Jun 30, 2025 | 15.00% |
| Jun 30, 2025 | 15.00% |
| Mar 31, 2025 | 9.62% |
| Mar 31, 2025 | 9.62% |
| Dec 31, 2024 | 3.12% |
| Dec 31, 2024 | 3.12% |
| Sep 30, 2024 | 11.16% |
| Sep 30, 2024 | 11.16% |
| Jun 30, 2024 | 18.35% |
| Jun 30, 2024 | 18.35% |
| Mar 31, 2024 | 21.34% |
| Mar 31, 2024 | 21.34% |
| Dec 31, 2023 | 21.95% |
| Dec 31, 2023 | 21.95% |
| Sep 30, 2023 | 22.60% |
| Sep 30, 2023 | 22.60% |