Yiren Digital (YRD) Tax Rate (2015 - 2025)

Yiren Digital (YRD) reported Tax Rate of 21.9% for Q4 2025, up 1877.0% on a YoY basis from 1.11% in Q4 2024, and up 45.97% quarter-over-quarter from 15.0% in Q3 2025.

Yiren Digital (YRD) Tax Rate (2015 - 2025) Analysis & Trends

Yiren Digital has reported Tax Rate for 8 years, with the latest figure at 21.9% in Q4 2025.

  • For the quarter ending Q4 2025, Tax Rate rose 1877.0% year-over-year to 21.9%; the trailing twelve-month figure through Dec 2025 stood at 14.98% (down 336.0% YoY), and the FY2025 full-year result was 255.45%, up 24045.0% from the prior year.
  • Tax Rate for Q4 2025 stood at 21.9%, up from 15.0% in the prior quarter.
  • The five-year high for Tax Rate was 24.71% in Q4 2022, with the low at 1.65% in Q4 2021.
  • Historically, Tax Rate has averaged 16.05% across 5 years, with a median of 19.46% in 2022.
  • Annual changes were most pronounced in 2022 — Tax Rate soared 2636 bps — and 2024, when it tumbled 1883 bps.
  • Yiren Digital's Tax Rate stood at 1.65% in 2021, then surged by 1599 bps to 24.71% in 2022, then decreased by 11 bps to 21.95% in 2023, then slumped by 86 bps to 3.12% in 2024, then surged by 601 bps to 21.9% in 2025.
  • The last three Tax Rate figures came in at 21.9% (Q4 2025), 15.0% (Q3 2025), and 15.0% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 16.07%
2 Mastercard 437.55 Bn 427.34 Bn - 19.33%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 21.36%
4 Capital One Financial 112.47 Bn 35.97 Bn - 19.19%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 20.10%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 23.11%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 4.19%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 16.45%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 20.25%
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn 21.90%

Historic Data

Download Data
DateValue
Dec 31, 2025 21.90%
Dec 31, 2025 21.90%
Sep 30, 2025 15.00%
Sep 30, 2025 15.00%
Jun 30, 2025 15.00%
Jun 30, 2025 15.00%
Mar 31, 2025 9.62%
Mar 31, 2025 9.62%
Dec 31, 2024 3.12%
Dec 31, 2024 3.12%
Sep 30, 2024 11.16%
Sep 30, 2024 11.16%
Jun 30, 2024 18.35%
Jun 30, 2024 18.35%
Mar 31, 2024 21.34%
Mar 31, 2024 21.34%
Dec 31, 2023 21.95%
Dec 31, 2023 21.95%
Sep 30, 2023 22.60%
Sep 30, 2023 22.60%