Yiren Digital (YRD) Tax Rate (2015 - 2026)
Yiren Digital's (YRD) quarterly Tax Rate came in at 8.09% in Q1 2026, down 1771.0% YoY from 0.48% in Q1 2025, and down 136.95% on a QoQ basis from 21.9% in Q4 2025.
Analysis
Yiren Digital (YRD) Tax Rate (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has 9 years of Tax Rate data on file, last reported at 8.09% in Q1 2026.
- Quarterly Tax Rate fell 1771.0% year-over-year to 8.09% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 8.11% (down 2644.0% YoY) and the FY2025 annual result came in at 255.45%, up 24045.0% from the prior year.
- Tax Rate fell to 8.09% in Q1 2026, from 21.9% in the prior quarter.
- In the past five years, Tax Rate ranged from a high of 24.71% in Q4 2022 to a low of 8.09% in Q1 2026.
- A 5-year average of 15.58% and a median of 19.46% in 2022 frame the typical range for Tax Rate.
- Annual changes were most pronounced in 2022 — Tax Rate soared 2636 bps — and 2024, when it sank 1882 bps.
- Tracing YRD's Tax Rate over 5 years: stood at 24.71% in 2022, then declined by 11 bps to 21.95% in 2023, then tumbled by 86 bps to 3.12% in 2024, then surged by 601 bps to 21.9% in 2025, then sank by 137 bps to 8.09% in 2026.
- The last three Tax Rate figures came in at 8.09% (Q1 2026), 21.9% (Q4 2025), and 15.0% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 17.64% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 20.01% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 23.61% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 20.90% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 15.73% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -856.07% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 25.38% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 23.36% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 23.65% |
| 10 | Yiren Digital | 91.71 Mn | -409,507.94 Bn | - | -8.09% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -8.09 |
| Mar 31, 2026 | -8.09 |
| Mar 31, 2026 | -8.09 |
| Dec 31, 2025 | 4.42 |
| Dec 31, 2025 | 4.42 |
| Dec 31, 2025 | 4.42 |
| Sep 30, 2025 | 15.00 |
| Sep 30, 2025 | 15.00 |
| Sep 30, 2025 | 15.00 |
| Jun 30, 2025 | 15.00 |
| Jun 30, 2025 | 15.00 |
| Jun 30, 2025 | 15.00 |
| Mar 31, 2025 | 9.62 |
| Mar 31, 2025 | 9.62 |
| Mar 31, 2025 | 9.62 |
| Dec 31, 2024 | -159.86 |
| Dec 31, 2024 | -159.86 |
| Dec 31, 2024 | -159.86 |
| Sep 30, 2024 | 11.16 |
| Sep 30, 2024 | 11.16 |