Yiren Digital (YRD) Tax Rate (2015 - 2026)
Yiren Digital's (YRD) quarterly Tax Rate came in at 8.09% in Q1 2026, down 1771.0% on a YoY basis from 0.48% in Q1 2025, and down 282.89% quarter-over-quarter from 4.42% in Q4 2025.
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Analysis
Yiren Digital (YRD) Tax Rate (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Tax Rate for 10 consecutive years, with 8.09% the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Tax Rate fell 1771.0% year-over-year to 8.09%; the trailing twelve-month figure through Mar 2026 stood at 13.7% (down 2515.0% YoY), and the FY2025 full-year result was 255.45%, down 24045.0% from the prior year.
- Tax Rate eased to 8.09% in Q1 2026 per YRD's latest filing, from 4.42% in the prior quarter.
- Across five years, Tax Rate topped out at 24.71% in Q4 2022 and bottomed at 8.09% in Q1 2026.
- Historically, Tax Rate has averaged 13.3% across 5 years, with a median of 15.0% in 2025.
- The sharpest annual moves came in 2022 and 2023: Tax Rate jumped 2636 bps in 2022, then tumbled 2055 bps in 2023.
- Over 5 years, Tax Rate stood at 24.71% in 2022, then decreased by 20 bps to 19.77% in 2023, then tumbled by 84 bps to 3.12% in 2024, then jumped by 42 bps to 4.42% in 2025, then sank by 283 bps to 8.09% in 2026.
- According to Business Quant data, Tax Rate over the past three periods registered 8.09%, 4.42%, and 15.0% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 25.38% |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -856.07% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 26.41% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 19.40% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 27.26% |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 25.02% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 25.89% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | -16.41% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 25.99% |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | -8.09% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -8.09% |
| Dec 31, 2025 | 4.42% |
| Sep 30, 2025 | 15.00% |
| Jun 30, 2025 | 15.00% |
| Mar 31, 2025 | 9.62% |
| Dec 31, 2024 | 3.12% |
| Sep 30, 2024 | 11.16% |
| Jun 30, 2024 | 18.35% |
| Mar 31, 2024 | 21.33% |
| Dec 31, 2023 | 19.77% |
| Sep 30, 2023 | 0.02% |
| Jun 30, 2023 | 20.95% |
| Mar 31, 2023 | 22.31% |
| Dec 31, 2022 | 24.71% |
| Sep 30, 2022 | 20.57% |
| Jun 30, 2022 | 14.21% |
| Mar 31, 2022 | 13.58% |
| Dec 31, 2021 | -1.65% |
| Sep 30, 2021 | 19.13% |
| Jun 30, 2021 | 21.64% |
API Access
Yiren Digital Tax Rate API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=tax-rate&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "tax-rate", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=tax-rate&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();