Yiren Digital (YRD) Profit After Tax (2015 - 2025)
Yiren Digital (YRD) reported Profit After Tax of -$122.4 million for Q4 2025, down 365.27% on a YoY basis from $46.1 million in Q4 2024, and down 374.34% quarter-over-quarter from $44.6 million in Q3 2025.
Yiren Digital (YRD) Profit After Tax (2015 - 2025) Analysis & Trends
Yiren Digital has reported Profit After Tax for 8 years, with the latest figure at -$122.4 million in Q4 2025.
- For the quarter ending Q4 2025, Profit After Tax fell 365.27% year-over-year to -$122.4 million; the trailing twelve-month figure through Dec 2025 stood at $49.9 billion (down 12.1% YoY), and the FY2025 full-year result was $7.8 million, down 96.4% from the prior year.
- Profit After Tax for Q4 2025 stood at -$122.4 million, down from $44.6 million in the prior quarter.
- The five-year high for Profit After Tax was $76.0 billion in Q3 2023, with the low at -$209.3 billion in Q4 2023.
- Historically, Profit After Tax has averaged $15.0 billion across 5 years, with a median of $19.8 billion in 2024.
- Annual changes were most pronounced in 2023 — Profit After Tax sank 397.48% — and 2024, when it surged 100.02%.
- Yiren Digital's Profit After Tax stood at $51.7 billion in 2021, then soared by 35.99% to $70.4 billion in 2022, then tumbled by 397.48% to -$209.3 billion in 2023, then soared by 100.02% to $46.1 million in 2024, then tumbled by 365.27% to -$122.4 million in 2025.
- The last three Profit After Tax figures came in at -$122.4 million (Q4 2025), $44.6 million (Q3 2025), and $49.9 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | PAT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 6.02 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 3.88 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 2.17 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.11 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 805.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 102.90 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 166.73 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 319.00 Mn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | -122.40 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -122.40 Mn |
| Sep 30, 2025 | 44.62 Mn |
| Jun 30, 2025 | 49.91 Bn |
| Mar 31, 2025 | 34.11 Mn |
| Dec 31, 2024 | 46.14 Mn |
| Sep 30, 2024 | 49.59 Mn |
| Jun 30, 2024 | 56.57 Bn |
| Mar 31, 2024 | 67.95 Mn |
| Dec 31, 2023 | -209.28 Bn |
| Sep 30, 2023 | 75.99 Bn |
| Jun 30, 2023 | 75.29 Bn |
| Dec 31, 2022 | 70.35 Bn |
| Sep 30, 2022 | 39.52 Bn |
| Dec 31, 2021 | 51.73 Bn |
| Jun 30, 2017 | 39.69 Mn |
| Mar 31, 2017 | 50.95 Mn |
| Dec 31, 2016 | 54.70 Mn |
| Sep 30, 2016 | 51.67 Mn |
| Jun 30, 2016 | 39.97 Mn |
| Mar 31, 2016 | 20.13 Mn |