Yiren Digital (YRD) Profit After Tax (2015 - 2025)

Yiren Digital (YRD) reported Profit After Tax of -$122.4 million for Q4 2025, down 365.27% on a YoY basis from $46.1 million in Q4 2024, and down 374.34% quarter-over-quarter from $44.6 million in Q3 2025.

Yiren Digital (YRD) Profit After Tax (2015 - 2025) Analysis & Trends

Yiren Digital has reported Profit After Tax for 8 years, with the latest figure at -$122.4 million in Q4 2025.

  • For the quarter ending Q4 2025, Profit After Tax fell 365.27% year-over-year to -$122.4 million; the trailing twelve-month figure through Dec 2025 stood at $49.9 billion (down 12.1% YoY), and the FY2025 full-year result was $7.8 million, down 96.4% from the prior year.
  • Profit After Tax for Q4 2025 stood at -$122.4 million, down from $44.6 million in the prior quarter.
  • The five-year high for Profit After Tax was $76.0 billion in Q3 2023, with the low at -$209.3 billion in Q4 2023.
  • Historically, Profit After Tax has averaged $15.0 billion across 5 years, with a median of $19.8 billion in 2024.
  • Annual changes were most pronounced in 2023 — Profit After Tax sank 397.48% — and 2024, when it surged 100.02%.
  • Yiren Digital's Profit After Tax stood at $51.7 billion in 2021, then soared by 35.99% to $70.4 billion in 2022, then tumbled by 397.48% to -$209.3 billion in 2023, then soared by 100.02% to $46.1 million in 2024, then tumbled by 365.27% to -$122.4 million in 2025.
  • The last three Profit After Tax figures came in at -$122.4 million (Q4 2025), $44.6 million (Q3 2025), and $49.9 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) PAT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 6.02 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 3.88 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 2.97 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.17 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.11 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 805.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 102.90 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 166.73 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 319.00 Mn
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn -122.40 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -122.40 Mn
Sep 30, 2025 44.62 Mn
Jun 30, 2025 49.91 Bn
Mar 31, 2025 34.11 Mn
Dec 31, 2024 46.14 Mn
Sep 30, 2024 49.59 Mn
Jun 30, 2024 56.57 Bn
Mar 31, 2024 67.95 Mn
Dec 31, 2023 -209.28 Bn
Sep 30, 2023 75.99 Bn
Jun 30, 2023 75.29 Bn
Dec 31, 2022 70.35 Bn
Sep 30, 2022 39.52 Bn
Dec 31, 2021 51.73 Bn
Jun 30, 2017 39.69 Mn
Mar 31, 2017 50.95 Mn
Dec 31, 2016 54.70 Mn
Sep 30, 2016 51.67 Mn
Jun 30, 2016 39.97 Mn
Mar 31, 2016 20.13 Mn