Yiren Digital Ltd. (YRD) Operating Margin (2015 - 2026)
Yiren Digital (YRD) reported Operating Margin of 141.97% for Q1 2026, up 61.75 percentage points from 80.22% a year earlier and up 1170.31 percentage points from the prior quarter.
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Yiren Digital Ltd. (YRD) Operating Margin (2015 - 2026) Analysis & Trends
Over the twelve months ended Mar 31, 2026, Yiren Digital's Operating Margin came in at -115.47%, down 192.39 percentage points year-over-year; for FY2025, it came in at -103.88%, down 32.25 percentage points from FY2024.
- Operating Margin has declined for three consecutive years, though with a five-year change of +13.94 percentage points (FY2020 to FY2025).
- By year, Operating Margin came in at -71.63% in FY2024 (-32.01 pp), -39.62% in FY2023 (-3.85 pp), -35.78% in FY2022 (+35.47 pp) and -71.25% in FY2021 (+46.56 pp).
- The Q1 2026 figure ranks as the highest quarterly Operating Margin since Q3 2023.
- Year over year, Operating Margin gained in six of the last eight quarters, with an average year-over-year change of -5996.30 percentage points.
- The high point for year-over-year Operating Margin in five years was Q3 2023 (a gain of 47036.33 percentage points); the low point was Q3 2024 (a drop of 47019.35 percentage points).
- Per Business Quant data, the three quarters before Q1 2026 came in at -1028.34% (Q4 2025), 87.90% (Q3 2025) and 78.26% (Q2 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 141.97% |
| Sep 30, 2025 | 36,246.12% |
| Jun 30, 2025 | 58,151.47% |
| Mar 31, 2025 | 63,347.02% |
| Dec 31, 2024 | 7,832.59% |
| Sep 30, 2024 | 105,728.11% |
| Jun 30, 2024 | 12,700.42% |
| Mar 31, 2024 | 58.36% |
| Dec 31, 2023 | 46.08% |
| Sep 30, 2023 | 47,096.41% |
| Jun 30, 2023 | 49.30% |
| Mar 31, 2023 | 44.96% |
| Dec 31, 2022 | 41.91% |
| Sep 30, 2022 | 60.08% |
| Jun 30, 2022 | 65.43% |
| Mar 31, 2022 | 67.75% |
| Dec 31, 2021 | 67.79% |
| Sep 30, 2021 | 66.31% |
| Jun 30, 2021 | 74.72% |
| Mar 31, 2021 | 76.44% |
API Access
Yiren Digital Ltd. Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();