Yiren Digital (YRD) Operating Income (2015 - 2026)
Yiren Digital's (YRD) quarterly Operating Income came in at $188.3 million in Q1 2026, up 9.6% on a YoY basis from $171.8 million in Q1 2025, and up 113.57% quarter-over-quarter from -$1.4 billion in Q4 2025.
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Yiren Digital (YRD) Operating Income (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Operating Income for 10 consecutive years, with $188.3 million the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Operating Income rose 9.6% year-over-year to $188.3 million; the trailing twelve-month figure through Mar 2026 stood at -$827.6 million (down 229.66% YoY), and the FY2025 full-year result was -$849.5 million, down 49.11% from the prior year.
- Operating Income improved to $188.3 million in Q1 2026 per YRD's latest filing, from -$1.4 billion in the prior quarter.
- Across five years, Operating Income topped out at $192.0 million in Q3 2025 and bottomed at -$1.4 billion in Q4 2025.
- Historically, Operating Income has averaged $31.5 million across 5 years, with a median of $90.0 million in 2023.
- The sharpest annual moves came in 2024 and 2025: Operating Income soared 91.96% in 2024, then sank 976.4% in 2025.
- Over 5 years, Operating Income stood at $66.1 million in 2022, then increased by 25.09% to $82.7 million in 2023, then surged by 91.55% to $158.4 million in 2024, then tumbled by 976.4% to -$1.4 billion in 2025, then jumped by 113.57% to $188.3 million in 2026.
- According to Business Quant data, Operating Income over the past three periods registered $188.3 million, -$1.4 billion, and $192.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 147.26 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 127.00 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 150.50 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 237.15 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 474.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 350.46 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 54.82 Mn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | 188.35 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 188.35 Mn |
| Dec 31, 2025 | -1.39 Bn |
| Sep 30, 2025 | 191.99 Mn |
| Jun 30, 2025 | 180.49 Mn |
| Mar 31, 2025 | 171.85 Mn |
| Dec 31, 2024 | 158.43 Mn |
| Sep 30, 2024 | 162.42 Mn |
| Jun 30, 2024 | 145.63 Mn |
| Mar 31, 2024 | 111.39 Mn |
| Dec 31, 2023 | 82.71 Mn |
| Sep 30, 2023 | 84.61 Mn |
| Jun 30, 2023 | 90.04 Mn |
| Mar 31, 2023 | 64.57 Mn |
| Dec 31, 2022 | 66.12 Mn |
| Sep 30, 2022 | 71.00 Mn |
| Jun 30, 2022 | 79.49 Mn |
| Mar 31, 2022 | 75.23 Mn |
| Dec 31, 2021 | 108.26 Mn |
| Sep 30, 2021 | 126.79 Mn |
| Jun 30, 2021 | 130.20 Mn |
API Access
Yiren Digital Operating Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-income&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-income", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-income&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();