Yiren Digital (YRD) Operating Income (2015 - 2025)

Yiren Digital (YRD) reported Operating Income of -$552.2 million for Q4 2025, up 100.0% on a YoY basis from -$276.1 million in Q4 2024, and down 387.61% quarter-over-quarter from $192.0 million in Q3 2025.

Yiren Digital (YRD) Operating Income (2015 - 2025) Analysis & Trends

Yiren Digital has reported Operating Income for 8 years, with the latest figure at -$552.2 million in Q4 2025.

  • For the quarter ending Q4 2025, Operating Income rose 100.0% year-over-year to -$552.2 million; the trailing twelve-month figure through Dec 2025 stood at $178753.8 billion (up 158.51% YoY), and the FY2025 full-year result was -$849.5 million, down 46.73% from the prior year.
  • Operating Income for Q4 2025 stood at -$552.2 million, down from $192.0 million in the prior quarter.
  • The five-year high for Operating Income was $178754.1 billion in Q2 2025, with the low at -$417986.2 billion in Q4 2024.
  • Historically, Operating Income has averaged -$9040.6 billion across 5 years, with a median of $33.2 billion in 2022.
  • Annual changes were most pronounced in 2024 — Operating Income slumped 175287.05% — and 2025, when it soared 122271323813.33%.
  • Yiren Digital's Operating Income stood at $108.3 billion in 2021, then slumped by 38.93% to $66.1 billion in 2022, then tumbled by 460.46% to -$238.3 billion in 2023, then tumbled by 175287.05% to -$417986.2 billion in 2024, then surged by 100.0% to -$552.2 million in 2025.
  • The last three Operating Income figures came in at -$552.2 million (Q4 2025), $192.0 million (Q3 2025), and $178754.1 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.23 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.91 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.55 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.49 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 88.43 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 37.32 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 746.00 Mn
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn -552.16 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -552.16 Mn
Sep 30, 2025 191.99 Mn
Jun 30, 2025 178,754.15 Bn
Mar 31, 2025 171,551.66
Dec 31, 2024 -417,986.17 Bn
Sep 30, 2024 159.04 Mn
Jun 30, 2024 146,194.66
Mar 31, 2024 112,475.54 Bn
Dec 31, 2023 -238.32 Bn
Sep 30, 2023 84.61 Bn
Jun 30, 2023 93.22 Bn
Dec 31, 2022 66.12 Bn
Sep 30, 2022 73.84 Bn
Dec 31, 2021 108.26 Bn
Jun 30, 2017 119.43 Mn
Mar 31, 2017 91.28 Mn
Dec 31, 2016 97.31 Mn
Sep 30, 2016 101.22 Mn
Jun 30, 2016 72.26 Mn
Mar 31, 2016 53.79 Mn