Yiren Digital (YRD) Exchange Rate Effect (2015 - 2026)
Yiren Digital's (YRD) quarterly Exchange Rate Effect came in at -$1.2 million in Q1 2026, down 473.01% on a YoY basis from $326000.0 in Q1 2025, and down 162.3% quarter-over-quarter from -$463583.7 in Q4 2025.
Yiren Digital (YRD) Exchange Rate Effect (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Exchange Rate Effect for 10 consecutive years, with -$1.2 million the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Exchange Rate Effect fell 473.01% year-over-year to -$1.2 million; the trailing twelve-month figure through Mar 2026 stood at -$4.5 million (down 425.66% YoY), and the FY2025 full-year result was -$3.0 million, down 335.31% from the prior year.
- Exchange Rate Effect eased to -$1.2 million in Q1 2026 per YRD's latest filing, from -$463583.7 in the prior quarter.
- Across five years, Exchange Rate Effect topped out at $2.1 million in Q4 2024 and bottomed at -$1.5 million in Q3 2025.
- Historically, Exchange Rate Effect has averaged -$182578.7 across 5 years, with a median of -$42856.4 in 2022.
- The sharpest annual moves came in 2022 and 2025: Exchange Rate Effect jumped 882.93% in 2022, then plunged 968.29% in 2025.
- Over 5 years, Exchange Rate Effect stood at -$160000.0 in 2022, then plunged by 464.38% to -$903000.0 in 2023, then soared by 327.91% to $2.1 million in 2024, then slumped by 122.53% to -$463583.7 in 2025, then plunged by 162.3% to -$1.2 million in 2026.
- According to Business Quant data, Exchange Rate Effect over the past three periods registered -$1.2 million, -$463583.7, and -$1.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FX Effect (Qtr) |
|---|---|---|---|---|---|
| 1 | Affirm Holdings | 24.20 Bn | 22.57 Bn | - | -4.81 Mn |
| 2 | Synchrony Financial | 23.63 Bn | 7.43 Bn | - | - |
| 3 | FirstCash Holdings | 9.58 Bn | 9.41 Bn | 533.67 Mn | 2.48 Mn |
| 4 | Credit Acceptance | 5.83 Bn | 5.34 Bn | 569.30 Mn | - |
| 5 | Slm | 4.56 Bn | -237.27 Mn | - | - |
| 6 | Enova International | 4.20 Bn | 4.08 Bn | 568.07 Mn | -503,000.00 |
| 7 | Bread Financial Holdings | 3.98 Bn | -16.10 Bn | 957.00 Mn | - |
| 8 | StoneCo | 3.10 Bn | 1.48 Bn | 308.97 Mn | 4.57 Mn |
| 9 | Ezcorp | 1.89 Bn | 1.58 Bn | 246.19 Mn | 844,000.00 |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | -1.22 Mn |
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -1.22 Mn |
| Dec 31, 2025 | -463,583.67 |
| Sep 30, 2025 | -1.47 Mn |
| Jun 30, 2025 | -1.31 Mn |
| Mar 31, 2025 | 326,000.00 |
| Dec 31, 2024 | 2.06 Mn |
| Sep 30, 2024 | -891,000.00 |
| Jun 30, 2024 | -123,000.00 |
| Mar 31, 2024 | 186,000.00 |
| Dec 31, 2023 | -903,000.00 |
| Sep 30, 2023 | 328,000.00 |
| Jun 30, 2023 | 45,000.00 |
| Mar 31, 2023 | -26,000.00 |
| Dec 31, 2022 | -160,000.00 |
| Sep 30, 2022 | 321,000.00 |
| Jun 30, 2022 | 239,602.47 |
| Mar 31, 2022 | -42,856.42 |
| Dec 31, 2021 | -44,263.91 |
| Sep 30, 2021 | -41,000.00 |
| Jun 30, 2021 | -43,000.00 |
Yiren Digital Exchange Rate Effect API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=exchange-rate-effect&ticker=YRD&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "exchange-rate-effect", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=exchange-rate-effect&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();