Yiren Digital (YRD) Exchange Rate Effect (2015 - 2025)
Yiren Digital (YRD) reported Exchange Rate Effect of -$463583.7 for Q4 2025, down 122.17% on a YoY basis from $2.1 million in Q4 2024, and up 68.42% quarter-over-quarter from -$1.5 million in Q3 2025.
Yiren Digital (YRD) Exchange Rate Effect (2015 - 2025) Analysis & Trends
Yiren Digital has reported Exchange Rate Effect for 8 years, with the latest figure at -$463583.7 in Q4 2025.
- For the quarter ending Q4 2025, Exchange Rate Effect fell 122.17% year-over-year to -$463583.7; the trailing twelve-month figure through Dec 2025 stood at -$1.3 billion (down 975.16% YoY), and the FY2025 full-year result was -$3.0 million, down 335.31% from the prior year.
- Exchange Rate Effect for Q4 2025 stood at -$463583.7, up from -$1.5 million in the prior quarter.
- The five-year high for Exchange Rate Effect was $333.9 million in Q3 2022, with the low at -$1.3 billion in Q2 2025.
- Historically, Exchange Rate Effect has averaged -$91.9 million across 5 years, with a median of -$667962.1 in 2024.
- Annual changes were most pronounced in 2024 — Exchange Rate Effect soared 100.59% — and 2025, when it sank 961.64%.
- Yiren Digital's Exchange Rate Effect stood at -$44.3 million in 2021, then sank by 261.47% to -$160.0 million in 2022, then tumbled by 121.08% to -$353.7 million in 2023, then jumped by 100.59% to $2.1 million in 2024, then plunged by 122.17% to -$463583.7 in 2025.
- The last three Exchange Rate Effect figures came in at -$463583.7 (Q4 2025), -$1.5 million (Q3 2025), and -$1.3 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FX Effect (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | -190.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -116.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 57.00 Mn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | -50.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -3.58 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -774,000.00 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -3.00 Mn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | -463,583.67 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -463,583.67 |
| Dec 31, 2025 | -463,583.67 |
| Sep 30, 2025 | -1.47 Mn |
| Sep 30, 2025 | -1.47 Mn |
| Jun 30, 2025 | -1.31 Bn |
| Jun 30, 2025 | -1.31 Bn |
| Mar 31, 2025 | 326,000.00 |
| Mar 31, 2025 | 326,000.00 |
| Dec 31, 2024 | 2.09 Mn |
| Dec 31, 2024 | 2.09 Mn |
| Sep 30, 2024 | -872,340.48 |
| Sep 30, 2024 | -872,340.48 |
| Jun 30, 2024 | -123.77 Mn |
| Jun 30, 2024 | -123.77 Mn |
| Mar 31, 2024 | 187,393.98 |
| Mar 31, 2024 | 187,393.98 |
| Dec 31, 2023 | -353.73 Mn |
| Dec 31, 2023 | -353.73 Mn |
| Sep 30, 2023 | 328.00 Mn |
| Sep 30, 2023 | 328.00 Mn |