Yiren Digital (YRD) Exchange Rate Effect (2015 - 2025)

Yiren Digital (YRD) reported Exchange Rate Effect of -$463583.7 for Q4 2025, down 122.17% on a YoY basis from $2.1 million in Q4 2024, and up 68.42% quarter-over-quarter from -$1.5 million in Q3 2025.

Yiren Digital (YRD) Exchange Rate Effect (2015 - 2025) Analysis & Trends

Yiren Digital has reported Exchange Rate Effect for 8 years, with the latest figure at -$463583.7 in Q4 2025.

  • For the quarter ending Q4 2025, Exchange Rate Effect fell 122.17% year-over-year to -$463583.7; the trailing twelve-month figure through Dec 2025 stood at -$1.3 billion (down 975.16% YoY), and the FY2025 full-year result was -$3.0 million, down 335.31% from the prior year.
  • Exchange Rate Effect for Q4 2025 stood at -$463583.7, up from -$1.5 million in the prior quarter.
  • The five-year high for Exchange Rate Effect was $333.9 million in Q3 2022, with the low at -$1.3 billion in Q2 2025.
  • Historically, Exchange Rate Effect has averaged -$91.9 million across 5 years, with a median of -$667962.1 in 2024.
  • Annual changes were most pronounced in 2024 — Exchange Rate Effect soared 100.59% — and 2025, when it sank 961.64%.
  • Yiren Digital's Exchange Rate Effect stood at -$44.3 million in 2021, then sank by 261.47% to -$160.0 million in 2022, then tumbled by 121.08% to -$353.7 million in 2023, then jumped by 100.59% to $2.1 million in 2024, then plunged by 122.17% to -$463583.7 in 2025.
  • The last three Exchange Rate Effect figures came in at -$463583.7 (Q4 2025), -$1.5 million (Q3 2025), and -$1.3 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FX Effect (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -190.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - -116.00 Mn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 57.00 Mn
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -50.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -3.58 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -774,000.00
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -3.00 Mn
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn -463,583.67

Historic Data

Download Data
DateValue
Dec 31, 2025 -463,583.67
Dec 31, 2025 -463,583.67
Sep 30, 2025 -1.47 Mn
Sep 30, 2025 -1.47 Mn
Jun 30, 2025 -1.31 Bn
Jun 30, 2025 -1.31 Bn
Mar 31, 2025 326,000.00
Mar 31, 2025 326,000.00
Dec 31, 2024 2.09 Mn
Dec 31, 2024 2.09 Mn
Sep 30, 2024 -872,340.48
Sep 30, 2024 -872,340.48
Jun 30, 2024 -123.77 Mn
Jun 30, 2024 -123.77 Mn
Mar 31, 2024 187,393.98
Mar 31, 2024 187,393.98
Dec 31, 2023 -353.73 Mn
Dec 31, 2023 -353.73 Mn
Sep 30, 2023 328.00 Mn
Sep 30, 2023 328.00 Mn