Yiren Digital (YRD) EV to FCF (2015 - 2026)
Yiren Digital's (YRD) quarterly EV to FCF came in at 2.91 in Q1 2026, up 1102.0% on a YoY basis from 0.24 in Q1 2025, and down 65.87% quarter-over-quarter from 8.52 in Q4 2025.
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Yiren Digital (YRD) EV to FCF (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported EV to FCF for 10 consecutive years, with 2.91 the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, EV to FCF rose 1102.0% year-over-year to 2.91; the trailing twelve-month figure through Mar 2026 stood at 4.3 (up 4028.75% YoY), and the FY2025 full-year result was 1.39, down 53.25% from the prior year.
- EV to FCF eased to 2.91 in Q1 2026 per YRD's latest filing, from 8.52 in the prior quarter.
- Across five years, EV to FCF topped out at 127.78 in Q3 2025 and bottomed at 10.26 in Q4 2023.
- Historically, EV to FCF has averaged 3.32 across 5 years, with a median of 5.03 in 2024.
- The sharpest annual moves came in 2022 and 2025: EV to FCF tumbled 300.43% in 2022, then jumped 3056.03% in 2025.
- Over 5 years, EV to FCF stood at 9.0 in 2022, then decreased by 14.04% to 10.26 in 2023, then jumped by 65.42% to 3.55 in 2024, then jumped by 340.01% to 8.52 in 2025, then sank by 65.87% to 2.91 in 2026.
- According to Business Quant data, EV to FCF over the past three periods registered 2.91, 8.52, and 127.78 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Affirm Holdings | 24.20 Bn | 22.57 Bn | - |
| 2 | Synchrony Financial | 23.63 Bn | 7.43 Bn | - |
| 3 | FirstCash Holdings | 9.58 Bn | 9.41 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 5.83 Bn | 5.34 Bn | 569.30 Mn |
| 5 | Slm | 4.56 Bn | -237.27 Mn | - |
| 6 | Enova International | 4.20 Bn | 4.08 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 3.98 Bn | -16.10 Bn | 957.00 Mn |
| 8 | StoneCo | 3.10 Bn | 1.48 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.89 Bn | 1.58 Bn | 246.19 Mn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 2.91 |
| Dec 31, 2025 | 8.52 |
| Sep 30, 2025 | 127.78 |
| Jun 30, 2025 | -2.08 |
| Mar 31, 2025 | -0.29 |
| Dec 31, 2024 | -3.55 |
| Sep 30, 2024 | -4.32 |
| Jun 30, 2024 | -7.11 |
| Mar 31, 2024 | -5.03 |
| Dec 31, 2023 | -10.26 |
| Sep 30, 2023 | -5.97 |
| Jun 30, 2023 | -6.04 |
| Mar 31, 2023 | -9.66 |
| Dec 31, 2022 | -9.00 |
| Sep 30, 2022 | -8.65 |
| Jun 30, 2022 | -4.92 |
| Mar 31, 2022 | -5.94 |
| Dec 31, 2021 | -7.35 |
| Sep 30, 2021 | -2.16 |
| Jun 30, 2021 | -4.61 |
API Access
Yiren Digital EV to FCF API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-fcf&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-fcf", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-fcf&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();