Yiren Digital (YRD) EV to EBIT (2015 - 2026)
Yiren Digital's (YRD) quarterly EV to EBIT came in at 1.47 in Q1 2026, down 1217.3% on a YoY basis from 0.13 in Q1 2025, and down 1038.29% quarter-over-quarter from 0.16 in Q4 2025.
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Analysis
Yiren Digital (YRD) EV to EBIT (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported EV to EBIT for 10 consecutive years, with 1.47 the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, EV to EBIT fell 1217.3% year-over-year to 1.47; the trailing twelve-month figure through Mar 2026 stood at 0.33 (up 1204.2% YoY), and the FY2025 full-year result was 0.25, down 18.83% from the prior year.
- EV to EBIT eased to 1.47 in Q1 2026 per YRD's latest filing, from 0.16 in the prior quarter.
- Across five years, EV to EBIT topped out at 0.16 in Q4 2025 and bottomed at 9.31 in Q4 2022.
- Historically, EV to EBIT has averaged 3.83 across 5 years, with a median of 3.95 in 2024.
- The sharpest annual moves came in 2025 and 2026: EV to EBIT surged 113.66% in 2025, then slumped 1217.3% in 2026.
- Over 5 years, EV to EBIT stood at 9.31 in 2022, then advanced by 21.7% to 7.29 in 2023, then surged by 84.3% to 1.14 in 2024, then surged by 113.66% to 0.16 in 2025, then plunged by 1038.29% to 1.47 in 2026.
- According to Business Quant data, EV to EBIT over the past three periods registered 1.47, 0.16, and 0.51 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -1.47 |
| Dec 31, 2025 | 0.16 |
| Sep 30, 2025 | -0.51 |
| Jun 30, 2025 | -0.66 |
| Mar 31, 2025 | -0.11 |
| Dec 31, 2024 | -1.14 |
| Sep 30, 2024 | -0.19 |
| Jun 30, 2024 | -2.48 |
| Mar 31, 2024 | -3.95 |
| Dec 31, 2023 | -7.29 |
| Sep 30, 2023 | -6.24 |
| Jun 30, 2023 | -6.64 |
| Mar 31, 2023 | -8.50 |
| Dec 31, 2022 | -9.31 |
| Sep 30, 2022 | -5.87 |
| Jun 30, 2022 | -6.25 |
| Mar 31, 2022 | -4.57 |
| Dec 31, 2021 | -2.01 |
| Sep 30, 2021 | -0.86 |
| Jun 30, 2021 | 1.17 |
API Access
Yiren Digital EV to EBIT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-ebit&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-ebit", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-ebit&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();