Yiren Digital (YRD) Change in Cash (2015 - 2025)
Yiren Digital (YRD) reported Change in Cash of -$54.8 million for Q4 2025, down 263.62% on a YoY basis from $33.5 million in Q4 2024, and down 101.46% quarter-over-quarter from -$27.2 million in Q3 2025.
Yiren Digital (YRD) Change in Cash (2015 - 2025) Analysis & Trends
Yiren Digital has reported Change in Cash for 8 years, with the latest figure at -$54.8 million in Q4 2025.
- For the quarter ending Q4 2025, Change in Cash fell 263.62% year-over-year to -$54.8 million; the trailing twelve-month figure through Dec 2025 stood at $13.5 billion (up 133.02% YoY), and the FY2025 full-year result was -$33.0 million, up 87.69% from the prior year.
- Change in Cash for Q4 2025 stood at -$54.8 million, down from -$27.2 million in the prior quarter.
- The five-year high for Change in Cash was $101.4 billion in Q4 2022, with the low at -$168.5 billion in Q4 2023.
- Historically, Change in Cash has averaged -$4.3 billion across 5 years, with a median of -$18.2 million in 2024.
- Annual changes were most pronounced in 2023 — Change in Cash sank 266.2% — and 2025, when it jumped 484.05%.
- Yiren Digital's Change in Cash stood at $82.1 billion in 2021, then advanced by 23.46% to $101.4 billion in 2022, then slumped by 266.2% to -$168.5 billion in 2023, then soared by 100.02% to $33.5 million in 2024, then tumbled by 263.62% to -$54.8 million in 2025.
- The last three Change in Cash figures came in at -$54.8 million (Q4 2025), -$27.2 million (Q3 2025), and $13.6 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Cash (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | -4.47 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | -2.48 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 5.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.16 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | -1.58 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 5.59 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 379.73 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -1.60 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | -580.00 Mn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | -54.84 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -54.84 Mn |
| Sep 30, 2025 | -27.22 Mn |
| Jun 30, 2025 | 13.57 Bn |
| Mar 31, 2025 | 35.12 Mn |
| Dec 31, 2024 | 33.52 Mn |
| Sep 30, 2024 | -256.41 Mn |
| Jun 30, 2024 | -40.72 Bn |
| Mar 31, 2024 | -9.14 Mn |
| Dec 31, 2023 | -168.53 Bn |
| Sep 30, 2023 | -34.09 Bn |
| Jun 30, 2023 | 98.84 Bn |
| Dec 31, 2022 | 101.40 Bn |
| Sep 30, 2022 | -112.00 Bn |
| Dec 31, 2021 | 82.14 Bn |
| Jun 30, 2017 | 49.15 Mn |
| Mar 31, 2017 | 12.81 Mn |
| Dec 31, 2016 | 15.25 Mn |
| Sep 30, 2016 | -7.26 Mn |
| Jun 30, 2016 | 56.57 Mn |
| Mar 31, 2016 | 41.52 Mn |