Yiren Digital (YRD) Change in Cash (2015 - 2026)
Yiren Digital's (YRD) quarterly Change in Cash came in at -$149.9 million in Q1 2026, down 526.97% on a YoY basis from $35.1 million in Q1 2025, and down 173.41% quarter-over-quarter from -$54.8 million in Q4 2025.
Yiren Digital (YRD) Change in Cash (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Change in Cash for 10 consecutive years, with -$149.9 million the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Change in Cash fell 526.97% year-over-year to -$149.9 million; the trailing twelve-month figure through Mar 2026 stood at -$218.4 million (up 6.78% YoY), and the FY2025 full-year result was -$33.0 million, up 87.69% from the prior year.
- Change in Cash declined to -$149.9 million in Q1 2026 per YRD's latest filing, from -$54.8 million in the prior quarter.
- Across five years, Change in Cash topped out at $132.5 million in Q2 2022 and bottomed at -$261.9 million in Q3 2024.
- Historically, Change in Cash has averaged $115286.6 across 5 years, with a median of $13.6 million in 2025.
- The sharpest annual moves came in 2022 and 2024: Change in Cash soared 521.9% in 2022, then sank 668.09% in 2024.
- Over 5 years, Change in Cash stood at $101.4 million in 2022, then tumbled by 32.94% to $68.0 million in 2023, then plunged by 51.49% to $33.0 million in 2024, then tumbled by 266.26% to -$54.8 million in 2025, then slumped by 173.41% to -$149.9 million in 2026.
- According to Business Quant data, Change in Cash over the past three periods registered -$149.9 million, -$54.8 million, and -$27.2 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Cash (Qtr) |
|---|---|---|---|---|---|
| 1 | Affirm Holdings | 24.20 Bn | 22.57 Bn | - | -41.26 Mn |
| 2 | Synchrony Financial | 23.63 Bn | 7.43 Bn | - | -3.36 Bn |
| 3 | FirstCash Holdings | 9.58 Bn | 9.41 Bn | 533.67 Mn | 41.56 Mn |
| 4 | Credit Acceptance | 5.83 Bn | 5.34 Bn | 569.30 Mn | -59.30 Mn |
| 5 | Slm | 4.56 Bn | -237.27 Mn | - | -586.39 Mn |
| 6 | Enova International | 4.20 Bn | 4.08 Bn | 568.07 Mn | 43.86 Mn |
| 7 | Bread Financial Holdings | 3.98 Bn | -16.10 Bn | 957.00 Mn | -198.00 Mn |
| 8 | StoneCo | 3.10 Bn | 1.48 Bn | 308.97 Mn | 249.72 Mn |
| 9 | Ezcorp | 1.89 Bn | 1.58 Bn | 246.19 Mn | -43.36 Mn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | -149.95 Mn |
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -149.95 Mn |
| Dec 31, 2025 | -54.84 Mn |
| Sep 30, 2025 | -27.22 Mn |
| Jun 30, 2025 | 13.57 Mn |
| Mar 31, 2025 | 35.12 Mn |
| Dec 31, 2024 | 32.99 Mn |
| Sep 30, 2024 | -261.87 Mn |
| Jun 30, 2024 | -40.56 Mn |
| Mar 31, 2024 | -9.06 Mn |
| Dec 31, 2023 | 68.00 Mn |
| Sep 30, 2023 | -34.09 Mn |
| Jun 30, 2023 | 95.47 Mn |
| Mar 31, 2023 | 112.35 Mn |
| Dec 31, 2022 | 101.40 Mn |
| Sep 30, 2022 | -107.70 Mn |
| Jun 30, 2022 | 132.54 Mn |
| Mar 31, 2022 | 95.81 Mn |
| Dec 31, 2021 | 82.14 Mn |
| Sep 30, 2021 | 21.66 Mn |
| Jun 30, 2021 | -43.01 Mn |
Yiren Digital Change in Cash API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-cash&ticker=YRD&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-cash", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=change-in-cash&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();