Yiren Digital (YRD) Cash & Equivalents (2015 - 2026)
Yiren Digital (YRD) reported Cash & Equivalents of $250.07 million for Q2 2026, down 56.3% from $572.18 million a year earlier and down 29.7% from the prior quarter.
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Analysis
Yiren Digital (YRD) Cash & Equivalents (2015 - 2026) Analysis & Trends
At the end of FY2025, Yiren Digital posted Cash & Equivalents of $478.78 million, down 18.4% from FY2024.
- Cash & Equivalents has a five-year compound annual growth rate of 4.8% (FY2020 to FY2025).
- By year, Cash & Equivalents came in at $586.52 million in FY2024 (-28.1%), $815.69 million in FY2023 (+31.7%), $619.37 million in FY2022 (+37.8%) and $449.51 million in FY2021 (+18.8%).
- The Q2 2026 figure ranks as the lowest quarterly Cash & Equivalents since Q4 2020.
- Year over year, Cash & Equivalents has now declined in each of the last three quarters, with an average decline of 27.9% over the last eight quarters.
- The high point for year-over-year Cash & Equivalents in five years was Q4 2021 (growth of 119.2%); the low point was Q2 2026 (a decline of 56.3%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $355.63 million (Q1 2026), $472.06 million (Q4 2025) and $542.9 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 3.10 Bn |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 5.98 Bn |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 811.99 Mn |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 1.63 Bn |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | - |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 15.90 Bn |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 182.47 Mn |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 2.91 Bn |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | 383.00 Mn |
| 10 | Yiren Digital | 56.77 Mn | -1.89 Bn | - | 250.07 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 250.07 Mn |
| Mar 31, 2026 | 355.63 Mn |
| Dec 31, 2025 | 553.28 Mn |
| Sep 30, 2025 | 542.90 Mn |
| Jun 30, 2025 | 572.18 Mn |
| Mar 31, 2025 | 557.22 Mn |
| Dec 31, 2024 | 562.00 Mn |
| Sep 30, 2024 | 528.08 Mn |
| Jun 30, 2024 | 756.40 Mn |
| Mar 31, 2024 | 817.69 Mn |
| Dec 31, 2023 | 852.48 Mn |
| Sep 30, 2023 | 745.34 Mn |
| Jun 30, 2023 | 801.07 Mn |
| Mar 31, 2023 | 739.30 Mn |
| Dec 31, 2022 | 626.26 Mn |
| Sep 30, 2022 | 507.90 Mn |
| Jun 30, 2022 | 650.11 Mn |
| Dec 31, 2021 | 462.22 Mn |
| Sep 30, 2021 | 361.36 Mn |
| Jun 30, 2021 | 339.58 Mn |
API Access
Yiren Digital Cash & Equivalents API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-and-equivalents", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();