Yiren Digital (YRD) Cash & Equivalents (2015 - 2026)
Yiren Digital (YRD) posted Cash & Equivalents of $355.6 million for Q1 2026, down 24.66% quarter-over-quarter from $472.1 million in Q4 2025, and down 36.18% year-on-year from $557.2 million in Q1 2025.
Yiren Digital (YRD) Cash & Equivalents (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Cash & Equivalents for 12 consecutive years, with $355.6 million the latest figure, recorded in Q1 2026.
- Cash & Equivalents for Q1 2026 came in at $355.6 million, down 36.18% year-over-year; the trailing twelve-month figure through Mar 2026 was $355.6 million (down 36.18% YoY), and the FY2025 annual result was $478.8 million, down 18.37% from the prior year.
- Cash & Equivalents was $355.6 million for Q1 2026 at Yiren Digital, down from $472.1 million in the prior quarter.
- Over five years, Cash & Equivalents peaked at $817.7 million in Q1 2024 and troughed at $355.6 million in Q1 2026.
- Average Cash & Equivalents over 5 years is $628.3 million, with a median of $605.8 million recorded in 2022.
- Year-over-year, Cash & Equivalents jumped 91.45% in 2022 and plunged 36.18% in 2026.
- Over 5 years, Cash & Equivalents stood at $613.1 million in 2022, then soared by 31.19% to $804.3 million in 2023, then tumbled by 33.52% to $534.8 million in 2024, then decreased by 11.73% to $472.1 million in 2025, then fell by 24.66% to $355.6 million in 2026.
- Per Business Quant data, the three most recent Cash & Equivalents figures were $355.6 million in Q1 2026, $472.1 million in Q4 2025, and $598.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 12.40 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 7.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 53.76 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 6.98 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 1.72 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 3.40 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 444.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 22.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 873.87 Mn |
| 10 | Yiren Digital | 159.21 Mn | -192.93 Mn | 115,723.38 Bn | 355.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 355.63 Mn |
| Dec 31, 2025 | 472.06 Mn |
| Sep 30, 2025 | 542.90 Mn |
| Jun 30, 2025 | 572.18 Mn |
| Mar 31, 2025 | 557.22 Mn |
| Dec 31, 2024 | 534.77 Mn |
| Sep 30, 2024 | 528.08 Mn |
| Jun 30, 2024 | 756.40 Mn |
| Mar 31, 2024 | 817.69 Mn |
| Dec 31, 2023 | 804.34 Mn |
| Sep 30, 2023 | 745.34 Mn |
| Jun 30, 2023 | 801.07 Mn |
| Mar 31, 2023 | 739.30 Mn |
| Dec 31, 2022 | 613.13 Mn |
| Sep 30, 2022 | 507.90 Mn |
| Jun 30, 2022 | 650.11 Mn |
| Dec 31, 2021 | 460.68 Mn |
| Sep 30, 2021 | 361.36 Mn |
| Jun 30, 2021 | 339.58 Mn |
| Mar 31, 2021 | 360.56 Mn |