Yiren Digital (YRD) Cash & Equivalents (2014 - 2026)
Yiren Digital's (YRD) quarterly Cash & Equivalents came in at $355.6 million in Q1 2026, down 36.18% on a YoY basis from $557.2 million in Q1 2025, and down 24.66% quarter-over-quarter from $472.1 million in Q4 2025.
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Analysis
Yiren Digital (YRD) Cash & Equivalents (2014 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Cash & Equivalents for 13 consecutive years, with $355.6 million the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Cash & Equivalents fell 36.18% year-over-year to $355.6 million; the trailing twelve-month figure through Mar 2026 stood at $355.6 million (down 36.18% YoY), and the FY2025 full-year result was $478.8 million, down 18.37% from the prior year.
- Cash & Equivalents retreated to $355.6 million in Q1 2026 per YRD's latest filing, from $472.1 million in the prior quarter.
- Across five years, Cash & Equivalents topped out at $841.5 million in Q4 2023 and bottomed at $355.6 million in Q1 2026.
- Historically, Cash & Equivalents has averaged $623.2 million across 5 years, with a median of $572.2 million in 2025.
- The sharpest annual moves came in 2022 and 2024: Cash & Equivalents soared 91.45% in 2022, then tumbled 36.45% in 2024.
- Over 5 years, Cash & Equivalents stood at $613.1 million in 2022, then soared by 37.24% to $841.5 million in 2023, then sank by 36.45% to $534.8 million in 2024, then retreated by 11.73% to $472.1 million in 2025, then declined by 24.66% to $355.6 million in 2026.
- According to Business Quant data, Cash & Equivalents over the past three periods registered $355.6 million, $472.1 million, and $542.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Affirm Holdings | 24.20 Bn | 22.57 Bn | - | 1.63 Bn |
| 2 | Synchrony Financial | 23.63 Bn | 7.43 Bn | - | 16.19 Bn |
| 3 | FirstCash Holdings | 9.58 Bn | 9.41 Bn | 533.67 Mn | 172.30 Mn |
| 4 | Credit Acceptance | 5.83 Bn | 5.34 Bn | 569.30 Mn | 490.70 Mn |
| 5 | Slm | 4.56 Bn | -237.27 Mn | - | 4.59 Bn |
| 6 | Enova International | 4.20 Bn | 4.08 Bn | 568.07 Mn | 122.23 Mn |
| 7 | Bread Financial Holdings | 3.98 Bn | -16.10 Bn | 957.00 Mn | 3.68 Bn |
| 8 | StoneCo | 3.10 Bn | 1.48 Bn | 308.97 Mn | 1.45 Bn |
| 9 | Ezcorp | 1.89 Bn | 1.58 Bn | 246.19 Mn | 311.03 Mn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | 355.63 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 355.63 Mn |
| Dec 31, 2025 | 472.06 Mn |
| Sep 30, 2025 | 542.90 Mn |
| Jun 30, 2025 | 572.18 Mn |
| Mar 31, 2025 | 557.22 Mn |
| Dec 31, 2024 | 534.77 Mn |
| Sep 30, 2024 | 528.08 Mn |
| Jun 30, 2024 | 756.40 Mn |
| Mar 31, 2024 | 817.69 Mn |
| Dec 31, 2023 | 841.46 Mn |
| Sep 30, 2023 | 745.34 Mn |
| Jun 30, 2023 | 801.07 Mn |
| Mar 31, 2023 | 739.30 Mn |
| Dec 31, 2022 | 613.13 Mn |
| Sep 30, 2022 | 507.90 Mn |
| Jun 30, 2022 | 650.11 Mn |
| Mar 31, 2022 | 559.87 Mn |
| Dec 31, 2021 | 460.68 Mn |
| Sep 30, 2021 | 361.36 Mn |
| Jun 30, 2021 | 339.58 Mn |
API Access
Yiren Digital Cash & Equivalents API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-and-equivalents", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();