Yiren Digital (YRD) Cash & Equivalents (2015 - 2026)
Yiren Digital's (YRD) quarterly Cash & Equivalents came in at $355.6 million in Q1 2026, down 40.76% YoY from $600.3 million in Q1 2025, and down 24.66% on a QoQ basis from $472.1 million in Q4 2025.
Yiren Digital (YRD) Cash & Equivalents (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has 12 years of Cash & Equivalents data on file, last reported at $355.6 million in Q1 2026.
- Quarterly Cash & Equivalents fell 40.76% year-over-year to $355.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $355.6 million (down 40.76% YoY) and the FY2025 annual result came in at $478.8 million, down 18.37% from the prior year.
- Cash & Equivalents eased to $355.6 million in Q1 2026, from $472.1 million in the prior quarter.
- In the past five years, Cash & Equivalents ranged from a high of $841.5 million in Q4 2023 to a low of $355.6 million in Q1 2026.
- A 5-year average of $635.6 million and a median of $606.7 million in 2022 frame the typical range for Cash & Equivalents.
- Annual changes were most pronounced in 2022 — Cash & Equivalents surged 91.45% — and 2026, when it slumped 40.76%.
- Tracing YRD's Cash & Equivalents over 5 years: stood at $613.1 million in 2022, then jumped by 37.24% to $841.5 million in 2023, then sank by 32.14% to $571.0 million in 2024, then dropped by 17.33% to $472.1 million in 2025, then slipped by 24.66% to $355.6 million in 2026.
- The last three Cash & Equivalents figures came in at $355.6 million (Q1 2026), $472.1 million (Q4 2025), and $598.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 12.36 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 11.29 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 45.24 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 54.71 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 8.31 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | 470,774.29 |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 16.19 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 1.72 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 360.23 Mn |
| 10 | Yiren Digital | 211.69 Mn | -215.74 Mn | - | 411,207.00 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 355.63 Mn |
| Dec 31, 2025 | 472.06 Mn |
| Sep 30, 2025 | 598.37 Mn |
| Jun 30, 2025 | 572.18 Mn |
| Mar 31, 2025 | 600.33 Mn |
| Dec 31, 2024 | 571.00 Mn |
| Sep 30, 2024 | 528.08 Mn |
| Jun 30, 2024 | 756.40 Mn |
| Mar 31, 2024 | 817.69 Mn |
| Dec 31, 2023 | 841.46 Mn |
| Sep 30, 2023 | 745.34 Mn |
| Jun 30, 2023 | 801.07 Mn |
| Mar 31, 2023 | 739.30 Mn |
| Dec 31, 2022 | 613.13 Mn |
| Sep 30, 2022 | 507.90 Mn |
| Jun 30, 2022 | 650.11 Mn |
| Dec 31, 2021 | 460.68 Mn |
| Sep 30, 2021 | 361.36 Mn |
| Jun 30, 2021 | 339.58 Mn |
| Mar 31, 2021 | 360.56 Mn |