Yiren Digital (YRD) Cash & Current Investments (2015 - 2025)

Yiren Digital (YRD) reported Cash & Current Investments of $545.8 million for Q4 2025, down 4.1% on a YoY basis from $569.1 million in Q4 2024, and down 8.79% quarter-over-quarter from $598.4 million in Q3 2025.

Yiren Digital (YRD) Cash & Current Investments (2015 - 2025) Analysis & Trends

Yiren Digital has reported Cash & Current Investments for 11 years, with the latest figure at $545.8 million in Q4 2025.

  • For the quarter ending Q4 2025, Cash & Current Investments fell 4.1% year-over-year to $545.8 million; the trailing twelve-month figure through Dec 2025 stood at $545.8 million (down 4.1% YoY), and the FY2025 full-year result was $545.8 million, down 12.09% from the prior year.
  • Cash & Current Investments for Q4 2025 stood at $545.8 million, down from $598.4 million in the prior quarter.
  • The five-year high for Cash & Current Investments was $822.0 million in Q4 2023, with the low at $339.6 million in Q2 2021.
  • Historically, Cash & Current Investments has averaged $600.0 million across 5 years, with a median of $598.4 million in 2025.
  • Annual changes were most pronounced in 2022 — Cash & Current Investments surged 91.45% — and 2024, when it slumped 30.77%.
  • Yiren Digital's Cash & Current Investments stood at $460.7 million in 2021, then surged by 34.16% to $618.1 million in 2022, then soared by 33.0% to $822.0 million in 2023, then tumbled by 30.77% to $569.1 million in 2024, then fell by 4.1% to $545.8 million in 2025.
  • The last three Cash & Current Investments figures came in at $545.8 million (Q4 2025), $598.4 million (Q3 2025), and $572.2 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cash & Current Investments (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 12.40 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 10.21 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 54.05 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 76.49 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 9.34 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 20.56 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 1.72 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 3.40 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 444.00 Mn
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn 545.76 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 545.76 Mn
Sep 30, 2025 598.37 Mn
Jun 30, 2025 572.18 Mn
Mar 31, 2025 600.33 Mn
Dec 31, 2024 569.07 Mn
Sep 30, 2024 528.08 Mn
Jun 30, 2024 756.40 Mn
Mar 31, 2024 817.69 Mn
Dec 31, 2023 821.98 Mn
Sep 30, 2023 751.79 Mn
Jun 30, 2023 801.07 Mn
Mar 31, 2023 739.30 Mn
Dec 31, 2022 618.05 Mn
Sep 30, 2022 507.90 Mn
Jun 30, 2022 650.11 Mn
Dec 31, 2021 460.68 Mn
Sep 30, 2021 361.36 Mn
Jun 30, 2021 339.58 Mn
Mar 31, 2021 360.56 Mn
Dec 31, 2020 372.69 Mn