Yiren Digital (YRD) Cash & Current Investments (2015 - 2025)
Yiren Digital (YRD) reported Cash & Current Investments of $545.8 million for Q4 2025, down 4.1% on a YoY basis from $569.1 million in Q4 2024, and down 8.79% quarter-over-quarter from $598.4 million in Q3 2025.
Yiren Digital (YRD) Cash & Current Investments (2015 - 2025) Analysis & Trends
Yiren Digital has reported Cash & Current Investments for 11 years, with the latest figure at $545.8 million in Q4 2025.
- For the quarter ending Q4 2025, Cash & Current Investments fell 4.1% year-over-year to $545.8 million; the trailing twelve-month figure through Dec 2025 stood at $545.8 million (down 4.1% YoY), and the FY2025 full-year result was $545.8 million, down 12.09% from the prior year.
- Cash & Current Investments for Q4 2025 stood at $545.8 million, down from $598.4 million in the prior quarter.
- The five-year high for Cash & Current Investments was $822.0 million in Q4 2023, with the low at $339.6 million in Q2 2021.
- Historically, Cash & Current Investments has averaged $600.0 million across 5 years, with a median of $598.4 million in 2025.
- Annual changes were most pronounced in 2022 — Cash & Current Investments surged 91.45% — and 2024, when it slumped 30.77%.
- Yiren Digital's Cash & Current Investments stood at $460.7 million in 2021, then surged by 34.16% to $618.1 million in 2022, then soared by 33.0% to $822.0 million in 2023, then tumbled by 30.77% to $569.1 million in 2024, then fell by 4.1% to $545.8 million in 2025.
- The last three Cash & Current Investments figures came in at $545.8 million (Q4 2025), $598.4 million (Q3 2025), and $572.2 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Current Investments (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 12.40 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 10.21 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 54.05 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 76.49 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 9.34 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 20.56 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 1.72 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 3.40 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 444.00 Mn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | 545.76 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 545.76 Mn |
| Sep 30, 2025 | 598.37 Mn |
| Jun 30, 2025 | 572.18 Mn |
| Mar 31, 2025 | 600.33 Mn |
| Dec 31, 2024 | 569.07 Mn |
| Sep 30, 2024 | 528.08 Mn |
| Jun 30, 2024 | 756.40 Mn |
| Mar 31, 2024 | 817.69 Mn |
| Dec 31, 2023 | 821.98 Mn |
| Sep 30, 2023 | 751.79 Mn |
| Jun 30, 2023 | 801.07 Mn |
| Mar 31, 2023 | 739.30 Mn |
| Dec 31, 2022 | 618.05 Mn |
| Sep 30, 2022 | 507.90 Mn |
| Jun 30, 2022 | 650.11 Mn |
| Dec 31, 2021 | 460.68 Mn |
| Sep 30, 2021 | 361.36 Mn |
| Jun 30, 2021 | 339.58 Mn |
| Mar 31, 2021 | 360.56 Mn |
| Dec 31, 2020 | 372.69 Mn |