Yiren Digital (YRD) Accumulated Expenses (2015 - 2025)

Yiren Digital (YRD) reported Accumulated Expenses of $8.6 million for Q4 2025, down 70.18% on a YoY basis from $28.7 million in Q4 2024, and down 70.18% quarter-over-quarter from $28.7 million in Q4 2024.

Yiren Digital (YRD) Accumulated Expenses (2015 - 2025) Analysis & Trends

Yiren Digital has reported Accumulated Expenses for 11 years, with the latest figure at $8.6 million in Q4 2025.

  • For the quarter ending Q4 2025, Accumulated Expenses fell 70.18% year-over-year to $8.6 million; the trailing twelve-month figure through Dec 2025 stood at $8.6 million (down 70.18% YoY), and the FY2025 full-year result was $8.6 million, down 96.15% from the prior year.
  • Accumulated Expenses for Q4 2025 stood at $8.6 million, down from $28.7 million in the prior quarter.
  • The five-year high for Accumulated Expenses was $184.9 million in Q4 2022, with the low at $49000.0 in Q3 2022.
  • Historically, Accumulated Expenses has averaged $25.4 million across 5 years, with a median of $4.8 million in 2021.
  • Annual changes were most pronounced in 2021 — Accumulated Expenses tumbled 99.55% — and 2022, when it jumped 1046.28%.
  • Yiren Digital's Accumulated Expenses stood at $16.1 million in 2021, then jumped by 1046.28% to $184.9 million in 2022, then plunged by 93.71% to $11.6 million in 2023, then soared by 146.92% to $28.7 million in 2024, then tumbled by 70.18% to $8.6 million in 2025.
  • The last three Accumulated Expenses figures came in at $8.6 million (Q4 2025), $28.7 million (Q4 2024), and $11.6 million (Q4 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 8.56 Mn
Dec 31, 2024 28.71 Mn
Dec 31, 2023 11.63 Mn
Dec 31, 2022 184.90 Mn
Sep 30, 2022 49,000.00
Jun 30, 2022 805,000.00
Dec 31, 2021 16.13 Mn
Sep 30, 2021 920,000.00
Jun 30, 2021 993,000.00
Mar 31, 2021 1.13 Mn
Dec 31, 2020 100.83 Mn
Sep 30, 2020 189.28 Mn
Jun 30, 2020 212.50 Mn
Mar 31, 2020 248.69 Mn
Dec 31, 2019 109.62 Mn
Sep 30, 2019 280.20 Mn
Jun 30, 2019 297.16 Mn
Mar 31, 2019 318.55 Mn
Dec 31, 2018 17.30 Mn
Dec 31, 2017 195.98 Mn