Yiren Digital (YRD) Accumulated Expenses (2015 - 2025)
Yiren Digital (YRD) reported Accumulated Expenses of $8.6 million for Q4 2025, down 70.18% on a YoY basis from $28.7 million in Q4 2024, and down 70.18% quarter-over-quarter from $28.7 million in Q4 2024.
Yiren Digital (YRD) Accumulated Expenses (2015 - 2025) Analysis & Trends
Yiren Digital has reported Accumulated Expenses for 11 years, with the latest figure at $8.6 million in Q4 2025.
- For the quarter ending Q4 2025, Accumulated Expenses fell 70.18% year-over-year to $8.6 million; the trailing twelve-month figure through Dec 2025 stood at $8.6 million (down 70.18% YoY), and the FY2025 full-year result was $8.6 million, down 96.15% from the prior year.
- Accumulated Expenses for Q4 2025 stood at $8.6 million, down from $28.7 million in the prior quarter.
- The five-year high for Accumulated Expenses was $184.9 million in Q4 2022, with the low at $49000.0 in Q3 2022.
- Historically, Accumulated Expenses has averaged $25.4 million across 5 years, with a median of $4.8 million in 2021.
- Annual changes were most pronounced in 2021 — Accumulated Expenses tumbled 99.55% — and 2022, when it jumped 1046.28%.
- Yiren Digital's Accumulated Expenses stood at $16.1 million in 2021, then jumped by 1046.28% to $184.9 million in 2022, then plunged by 93.71% to $11.6 million in 2023, then soared by 146.92% to $28.7 million in 2024, then tumbled by 70.18% to $8.6 million in 2025.
- The last three Accumulated Expenses figures came in at $8.6 million (Q4 2025), $28.7 million (Q4 2024), and $11.6 million (Q4 2023), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 8.56 Mn |
| Dec 31, 2024 | 28.71 Mn |
| Dec 31, 2023 | 11.63 Mn |
| Dec 31, 2022 | 184.90 Mn |
| Sep 30, 2022 | 49,000.00 |
| Jun 30, 2022 | 805,000.00 |
| Dec 31, 2021 | 16.13 Mn |
| Sep 30, 2021 | 920,000.00 |
| Jun 30, 2021 | 993,000.00 |
| Mar 31, 2021 | 1.13 Mn |
| Dec 31, 2020 | 100.83 Mn |
| Sep 30, 2020 | 189.28 Mn |
| Jun 30, 2020 | 212.50 Mn |
| Mar 31, 2020 | 248.69 Mn |
| Dec 31, 2019 | 109.62 Mn |
| Sep 30, 2019 | 280.20 Mn |
| Jun 30, 2019 | 297.16 Mn |
| Mar 31, 2019 | 318.55 Mn |
| Dec 31, 2018 | 17.30 Mn |
| Dec 31, 2017 | 195.98 Mn |