Western Union (WU) Return on Invested Capital [ROIC] (2010 - 2026)
Western Union's Return on Invested Capital [ROIC] was 11.92% in Q3 2026, down 9.06 percentage points from 20.98% a year earlier and down 2.17 percentage points from the prior quarter.
Powered by 
Analysis
Western Union (WU) Return on Invested Capital [ROIC] (2010 - 2026) Analysis & Trends
For FY2025, Return on Invested Capital [ROIC] at Western Union came in at 15.61%, down 5.44 percentage points from FY2024.
- Return on Invested Capital [ROIC] has now declined for four consecutive years, with a five-year change of -10.52 percentage points (FY2020 to FY2025).
- In earlier years, Return on Invested Capital [ROIC] was 21.06% in FY2024 (-1.52 pp), 22.58% in FY2023 (-2.16 pp), 24.74% in FY2022 (-4.50 pp) and 29.24% in FY2021 (+3.11 pp).
- The Q3 2026 figure marks the lowest quarterly Return on Invested Capital [ROIC] since Q3 2018.
- Compared with a year earlier, Return on Invested Capital [ROIC] has declined for 16 straight quarters, with an average year-over-year change of -4.06 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Invested Capital [ROIC] over five years was Q2 2022 (a gain of 5.22 percentage points); the worst was Q3 2026 (a drop of 9.06 percentage points).
- Per Business Quant data, WU's Return on Invested Capital [ROIC] in the three quarters before Q3 2026 was 14.10% (Q2 2026), 14.79% (Q1 2026) and 16.45% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 761.85 Bn | 709.39 Bn | - | 40.13% |
| 2 | Mastercard | 576.33 Bn | 536.42 Bn | - | 56.59% |
| 3 | Wise | 11.36 Bn | 11.36 Bn | - | - |
| 4 | Remitly Global | 4.75 Bn | 2.21 Bn | 319.61 Mn | 19.38% |
| 5 | Western Union | 2.15 Bn | -2.01 Bn | 343.00 Mn | 11.92% |
| 6 | International Money Express | 221.76 Mn | -398.39 Mn | - | 6.87% |
| 7 | Currenc | 116.19 Mn | -135.10 Mn | 3.70 Mn | -22.87% |
| 8 | Sentage Holdings | 4.40 Mn | 324,699.40 | - | - |
| 9 | American Express | 216.03 Bn | 15.51 Bn | - | 19.59% |
| 10 | Capital One Financial | 123.02 Bn | 123.02 Bn | - | 14.81% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 11.92% |
| Jun 30, 2026 | 14.10% |
| Mar 31, 2026 | 14.79% |
| Dec 31, 2025 | 16.45% |
| Sep 30, 2025 | 20.98% |
| Jun 30, 2025 | 19.37% |
| Mar 31, 2025 | 18.61% |
| Dec 31, 2024 | 20.30% |
| Sep 30, 2024 | 22.39% |
| Jun 30, 2024 | 21.31% |
| Mar 31, 2024 | 22.82% |
| Dec 31, 2023 | 23.24% |
| Sep 30, 2023 | 23.28% |
| Jun 30, 2023 | 23.94% |
| Mar 31, 2023 | 25.93% |
| Dec 31, 2022 | 25.63% |
| Sep 30, 2022 | 28.51% |
| Jun 30, 2022 | 31.29% |
| Mar 31, 2022 | 30.23% |
| Dec 31, 2021 | 29.38% |
API Access
Western Union Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=WU&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "WU", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=WU&period=max&api_key=YOUR_API_KEY");
const data = await res.json();