Waterstone Financial (WSBF) Retained Earnings (2012 - 2026)
Waterstone Financial (WSBF) reported Retained Earnings of $301.62 million for Q2 2026, up 6.7% from $282.58 million a year earlier and up 1.9% from the prior quarter.
Waterstone Financial (WSBF) Retained Earnings (2012 - 2026) Analysis & Trends
At the end of FY2025, Waterstone Financial posted Retained Earnings of $292.96 million, up 5.7% from FY2024.
- Retained Earnings has a five-year compound annual growth rate of 3.6% (FY2020 to FY2025).
- By year, Retained Earnings came in at $277.2 million in FY2024 (+2.8%), $269.61 million in FY2023 (-1.7%), $274.25 million in FY2022 (+0.3%) and $273.4 million in FY2021 (+11.5%).
- The Q2 2026 figure ranks as the highest quarterly Retained Earnings in data going back to Q4 2012.
- Year over year, Retained Earnings has now increased in each of the last nine quarters, with growth averaging 4.2% over the last eight quarters.
- The high point for year-over-year Retained Earnings in five years was Q3 2021 (growth of 20.9%); the low point was Q3 2023 (a decline of 1.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $296.03 million (Q1 2026), $292.96 million (Q4 2025) and $287.87 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 445.02 Bn |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | 661.60 Bn |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 274.52 Bn |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | 21.39 Bn |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 122.77 Bn |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 74.21 Bn |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 102.78 Bn |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 174.35 Bn |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 237.23 Bn |
| 10 | Waterstone Financial | 359.14 Mn | 151.41 Mn | - | 301.62 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 301.62 Mn |
| Mar 31, 2026 | 296.03 Mn |
| Dec 31, 2025 | 292.96 Mn |
| Sep 30, 2025 | 287.87 Mn |
| Jun 30, 2025 | 282.58 Mn |
| Mar 31, 2025 | 277.52 Mn |
| Dec 31, 2024 | 277.20 Mn |
| Sep 30, 2024 | 274.75 Mn |
| Jun 30, 2024 | 272.78 Mn |
| Mar 31, 2024 | 269.83 Mn |
| Dec 31, 2023 | 269.61 Mn |
| Sep 30, 2023 | 272.54 Mn |
| Jun 30, 2023 | 272.23 Mn |
| Mar 31, 2023 | 272.27 Mn |
| Dec 31, 2022 | 274.25 Mn |
| Sep 30, 2022 | 277.51 Mn |
| Jun 30, 2022 | 276.44 Mn |
| Mar 31, 2022 | 272.74 Mn |
| Dec 31, 2021 | 273.40 Mn |
| Sep 30, 2021 | 277.32 Mn |
Waterstone Financial Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=WSBF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "WSBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=WSBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();