Waterstone Financial (WSBF) Net Margin (2012 - 2026)
Waterstone Financial posted quarterly Net Margin of 16.8% for Q1 2026, up 657.0% year-on-year from 2.22% in Q1 2025, and down 25.89% on a QoQ basis from 22.67% in Q4 2025.
Waterstone Financial (WSBF) has 15 years of Net Margin data on file, last reported at 16.8% in Q1 2026.
- For the quarter ending Q1 2026, Net Margin rose 657.0% year-over-year to 16.8%; the trailing twelve-month figure through Mar 2026 stood at 20.33% (up 626.0% YoY), and the FY2025 full-year result was 19.11%, up 531.0% from the prior year.
- Net Margin for Q1 2026 stood at 16.8%, down from 22.67% in the prior quarter.
- Across five years, Net Margin topped out at 22.67% in Q4 2025 and bottomed at 3.89% in Q4 2023.
- The 5-year median for Net Margin is 12.69% (2022), against an average of 12.66%.
- The widest annual swing landed in 2022, when Net Margin tumbled 2238 bps; it then soared 2025 bps in 2024.
- A 5-year view of Net Margin shows it stood at 2.86% in 2022, then tumbled by 236 bps to 3.89% in 2023, then surged by 521 bps to 16.36% in 2024, then jumped by 39 bps to 22.67% in 2025, then dropped by 26 bps to 16.8% in 2026.
- The last three Net Margin figures came in at 16.8% (Q1 2026), 22.67% (Q4 2025), and 21.4% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 251.45% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 26.97% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | -0.97% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 27.35% |
| 10 | Waterstone Financial | 318.45 Mn | 272.10 Mn | - | 16.80% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 16.80% |
| Dec 31, 2025 | 22.67% |
| Sep 30, 2025 | 21.40% |
| Jun 30, 2025 | 20.31% |
| Mar 31, 2025 | 10.23% |
| Dec 31, 2024 | 16.36% |
| Sep 30, 2024 | 13.88% |
| Jun 30, 2024 | 15.36% |
| Mar 31, 2024 | 9.38% |
| Dec 31, 2023 | -3.89% |
| Sep 30, 2023 | 9.51% |
| Jun 30, 2023 | 11.07% |
| Mar 31, 2023 | 6.66% |
| Dec 31, 2022 | 2.86% |
| Sep 30, 2022 | 12.31% |
| Jun 30, 2022 | 17.63% |
| Mar 31, 2022 | 12.69% |
| Dec 31, 2021 | 25.24% |
| Sep 30, 2021 | 28.34% |
| Jun 30, 2021 | 26.98% |
| Mar 31, 2021 | 30.39% |
| Dec 31, 2020 | 33.06% |
| Sep 30, 2020 | 29.49% |
| Jun 30, 2020 | 26.14% |
| Mar 31, 2020 | 13.86% |
| Dec 31, 2019 | 20.10% |
| Sep 30, 2019 | 21.57% |
| Jun 30, 2019 | 20.02% |
| Mar 31, 2019 | 17.59% |
| Dec 31, 2018 | 15.89% |
| Sep 30, 2018 | 18.16% |
| Jun 30, 2018 | 20.03% |
| Mar 31, 2018 | 18.14% |
| Dec 31, 2017 | 14.92% |
| Sep 30, 2017 | 16.03% |
| Jun 30, 2017 | 17.88% |
| Mar 31, 2017 | 17.37% |
| Dec 31, 2016 | 14.83% |
| Sep 30, 2016 | 15.39% |
| Jun 30, 2016 | 16.70% |
| Mar 31, 2016 | 12.28% |
| Dec 31, 2015 | 9.50% |
| Sep 30, 2015 | 13.50% |
| Jun 30, 2015 | 12.65% |
| Mar 31, 2015 | 9.44% |
| Dec 31, 2014 | 7.58% |
| Sep 30, 2014 | 13.66% |
| Jun 30, 2014 | 11.14% |
| Mar 31, 2014 | 7.03% |
| Dec 31, 2013 | 7.27% |
| Sep 30, 2013 | 10.49% |
| Jun 30, 2013 | 13.42% |
| Sep 30, 2012 | 13.90% |