Waterstone Financial (WSBF) Net Margin (2012 - 2026)

Waterstone Financial has reported Net Margin for 15 years, with the latest figure at 16.8% in Q1 2026.

• For the quarter ending Q1 2026, Net Margin rose 657.0% year-over-year to 16.8%; the trailing twelve-month figure through Mar 2026 stood at 20.33% (up 626.0% YoY), and the FY2025 full-year result was 19.11%, up 531.0% from the prior year.
• Net Margin for Q1 2026 stood at 16.8%, down from 22.67% in the prior quarter.
• The five-year high for Net Margin was 22.67% in Q4 2025, with the low at 3.89% in Q4 2023.
• Historically, Net Margin has averaged 12.66% across 5 years, with a median of 12.69% in 2022.
• Annual changes were most pronounced in 2022 — Net Margin sank 2238 bps — and 2024, when it soared 2025 bps.
• Waterstone Financial's Net Margin stood at 2.86% in 2022, then plunged by 236 bps to 3.89% in 2023, then jumped by 521 bps to 16.36% in 2024, then soared by 39 bps to 22.67% in 2025, then slipped by 26 bps to 16.8% in 2026.
• The last three Net Margin figures came in at 16.8% (Q1 2026), 22.67% (Q4 2025), and 21.4% (Q3 2025), per Business Quant data.