Waterstone Financial (WSBF) Net Margin (2012 - 2026)

Waterstone Financial's Net Margin history runs 15 years deep, the most recent figure standing at 19.26% for Q1 2026.

• Quarterly Net Margin fell 221.0% year-over-year to 19.26% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 19.71% (down 65.0% YoY) and the FY2025 annual result came in at 18.91%, up 509.0% from the prior year.
• Net Margin was 19.26% for Q1 2026 at Waterstone Financial, up from 8.9% in the prior quarter.
• Across five years, Net Margin topped out at 77.08% in Q2 2025 and bottomed at 0.33% in Q4 2023.
• A 5-year average of 22.03% and a median of 13.88% in 2024 frame the typical range for Net Margin.
• Annual changes were most pronounced in 2022 — Net Margin plunged 10023 bps — and 2025, when it jumped 3347 bps.
• Waterstone Financial's Net Margin stood at 2.86% in 2022, then plunged by 112 bps to 0.33% in 2023, then soared by 5243 bps to 17.22% in 2024, then tumbled by 48 bps to 8.9% in 2025, then soared by 116 bps to 19.26% in 2026.
• Business Quant data shows WSBF's Net Margin at 19.26% in Q1 2026, 8.9% in Q4 2025, and 47.35% in Q3 2025.