Waterstone Financial (WSBF) EBT Margin (2012 - 2026)
Waterstone Financial's EBT Margin was 26.42% in Q2 2026, up 1.00 percentage points from 25.42% a year earlier and up 5.26 percentage points from the prior quarter.
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Analysis
Waterstone Financial (WSBF) EBT Margin (2012 - 2026) Analysis & Trends
On a trailing twelve-month basis, Waterstone Financial's EBT Margin was 25.36% through Jun 30, 2026, up 6.17 percentage points year-over-year; for FY2025, it came in at 23.57%, up 5.85 percentage points from FY2024.
- EBT Margin shows a five-year change of -12.77 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 17.72% in FY2024 (+9.32 pp), 8.40% in FY2023 (-6.67 pp), 15.06% in FY2022 (-20.54 pp) and 35.60% in FY2021 (-0.74 pp).
- Quarterly EBT Margin has moved between -2.08% (Q4 2023) and 36.43% (Q3 2021) over five years.
- Compared with a year earlier, EBT Margin has increased for five straight quarters, with an average year-over-year change of +7.30 percentage points over the last eight quarters.
- The best year-over-year quarter for EBT Margin over five years was Q4 2024 (a gain of 21.57 percentage points); the worst was Q4 2022 (a drop of 26.41 percentage points).
- Per Business Quant data, WSBF's EBT Margin in the three quarters before Q2 2026 was 21.16% (Q1 2026), 27.04% (Q4 2025) and 26.58% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 35.57% |
| 10 | Waterstone Financial | 359.14 Mn | 151.41 Mn | - | 26.42% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 26.42% |
| Mar 31, 2026 | 21.16% |
| Dec 31, 2025 | 27.04% |
| Sep 30, 2025 | 26.58% |
| Jun 30, 2025 | 25.42% |
| Mar 31, 2025 | 13.08% |
| Dec 31, 2024 | 19.49% |
| Sep 30, 2024 | 17.28% |
| Jun 30, 2024 | 19.21% |
| Mar 31, 2024 | 14.72% |
| Dec 31, 2023 | -2.08% |
| Sep 30, 2023 | 10.97% |
| Jun 30, 2023 | 14.07% |
| Mar 31, 2023 | 8.60% |
| Dec 31, 2022 | 2.01% |
| Sep 30, 2022 | 15.83% |
| Jun 30, 2022 | 22.55% |
| Mar 31, 2022 | 16.37% |
| Dec 31, 2021 | 28.42% |
| Sep 30, 2021 | 36.43% |
API Access
Waterstone Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=WSBF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "WSBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=WSBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();