Waterstone Financial (WSBF) EBT Margin (2012 - 2026)
Waterstone Financial's (WSBF) quarterly EBT Margin came in at 24.26% in Q1 2026, down 320.0% YoY from 11.03% in Q1 2025, and up 128.0% on a QoQ basis from 10.64% in Q4 2025.
Waterstone Financial (WSBF) EBT Margin (2012 - 2026) Analysis & Trends
Waterstone Financial (WSBF) has 15 years of EBT Margin data on file, last reported at 24.26% in Q1 2026.
- Quarterly EBT Margin fell 320.0% year-over-year to 24.26% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 24.36% (up 73.0% YoY) and the FY2025 annual result came in at 23.57%, up 585.0% from the prior year.
- EBT Margin grew to 24.26% in Q1 2026, from 10.64% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 96.45% in Q2 2025 to a low of 2.08% in Q4 2023.
- A 5-year average of 27.4% and a median of 16.98% in 2024 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2022 — EBT Margin tumbled 12886 bps — and 2025, when it soared 4175 bps.
- Tracing WSBF's EBT Margin over 5 years: stood at 2.02% in 2022, then tumbled by 203 bps to 2.08% in 2023, then jumped by 917 bps to 16.98% in 2024, then sank by 37 bps to 10.64% in 2025, then jumped by 128 bps to 24.26% in 2026.
- The last three EBT Margin figures came in at 24.26% (Q1 2026), 10.64% (Q4 2025), and 58.81% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 36.74% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 10 | Waterstone Financial | 359.48 Mn | 318.40 Mn | - | 26.42% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 29.92% |
| Mar 31, 2026 | 24.26% |
| Dec 31, 2025 | 10.64% |
| Sep 30, 2025 | 58.81% |
| Jun 30, 2025 | 96.45% |
| Mar 31, 2025 | 27.46% |
| Dec 31, 2024 | 16.98% |
| Sep 30, 2024 | 17.28% |
| Jun 30, 2024 | 54.69% |
| Mar 31, 2024 | 15.42% |
| Dec 31, 2023 | -2.08% |
| Sep 30, 2023 | 10.97% |
| Jun 30, 2023 | 33.18% |
| Mar 31, 2023 | 8.84% |
| Dec 31, 2022 | 2.02% |
| Sep 30, 2022 | 15.83% |
| Jun 30, 2022 | 58.62% |
| Mar 31, 2022 | 16.37% |
| Dec 31, 2021 | 28.42% |
| Sep 30, 2021 | 144.69% |