Waterstone Financial (WSBF) EBT Margin (2012 - 2026)

Waterstone Financial (WSBF) has reported EBT Margin for 15 consecutive years, with 26.42% the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, EBT Margin rose 100.0% year-over-year to 26.42%; the trailing twelve-month figure through Jun 2026 stood at 25.36% (up 617.0% YoY), and the FY2025 full-year result was 23.57%, up 585.0% from the prior year.
• EBT Margin climbed to 26.42% in Q2 2026 per WSBF's latest filing, from 21.16% in the prior quarter.
• Across five years, EBT Margin topped out at 27.04% in Q4 2025 and bottomed at 2.08% in Q4 2023.
• Historically, EBT Margin has averaged 16.57% across 5 years, with a median of 16.82% in 2022.
• The sharpest annual moves came in 2022 and 2024: EBT Margin sank 2685 bps in 2022, then soared 2157 bps in 2024.
• Over 5 years, EBT Margin stood at 1.57% in 2022, then tumbled by 233 bps to 2.08% in 2023, then jumped by 1038 bps to 19.49% in 2024, then jumped by 39 bps to 27.04% in 2025, then dropped by 2 bps to 26.42% in 2026.
• According to Business Quant data, EBT Margin over the past three periods registered 26.42%, 21.16%, and 27.04% for Q2 2026, Q1 2026, and Q4 2025 respectively.