Waterstone Financial (WSBF) EBT Margin (2012 - 2026)

Waterstone Financial has reported EBT Margin for 15 years, with the latest figure at 21.16% in Q1 2026.

• For the quarter ending Q1 2026, EBT Margin rose 808.0% year-over-year to 21.16%; the trailing twelve-month figure through Mar 2026 stood at 25.09% (up 768.0% YoY), and the FY2025 full-year result was 23.57%, up 585.0% from the prior year.
• EBT Margin for Q1 2026 stood at 21.16%, down from 27.04% in the prior quarter.
• The five-year high for EBT Margin was 27.04% in Q4 2025, with the low at 2.08% in Q4 2023.
• Historically, EBT Margin has averaged 16.02% across 5 years, with a median of 16.37% in 2022.
• Annual changes were most pronounced in 2022 — EBT Margin tumbled 2641 bps — and 2024, when it surged 2157 bps.
• Waterstone Financial's EBT Margin stood at 2.01% in 2022, then slumped by 203 bps to 2.08% in 2023, then surged by 1038 bps to 19.49% in 2024, then surged by 39 bps to 27.04% in 2025, then fell by 22 bps to 21.16% in 2026.
• The last three EBT Margin figures came in at 21.16% (Q1 2026), 27.04% (Q4 2025), and 26.58% (Q3 2025), per Business Quant data.