Waterstone Financial (WSBF) EBT Margin (2012 - 2026)
Waterstone Financial (WSBF) posted EBT Margin of 24.26% for Q1 2026, up 128.52% on a QoQ basis from 10.62% in Q4 2025, and down 320.0% year-over-year from 11.03% in Q1 2025.
Waterstone Financial (WSBF) EBT Margin (2012 - 2026) Analysis & Trends
Waterstone Financial's EBT Margin history runs 15 years deep, the most recent figure standing at 24.26% for Q1 2026.
- Quarterly EBT Margin fell 320.0% year-over-year to 24.26% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 24.33% (down 50.0% YoY) and the FY2025 annual result came in at 23.57%, up 585.0% from the prior year.
- EBT Margin was 24.26% for Q1 2026 at Waterstone Financial, up from 10.62% in the prior quarter.
- Across five years, EBT Margin topped out at 96.45% in Q2 2025 and bottomed at 4.98% in Q4 2023.
- A 5-year average of 27.37% and a median of 17.28% in 2024 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2022 — EBT Margin slumped 12886 bps — and 2025, when it soared 4175 bps.
- Waterstone Financial's EBT Margin stood at 2.01% in 2022, then slumped by 348 bps to 4.98% in 2023, then jumped by 491 bps to 19.49% in 2024, then sank by 46 bps to 10.62% in 2025, then soared by 129 bps to 24.26% in 2026.
- Business Quant data shows WSBF's EBT Margin at 24.26% in Q1 2026, 10.62% in Q4 2025, and 58.81% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 558,628.45% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 7.80% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 167.25% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 46.65% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.13% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 39.06% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 311.44% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 36.05% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 35.47% |
| 10 | Waterstone Financial | 352.94 Mn | 305.43 Mn | - | 24.26% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 24.26% |
| Dec 31, 2025 | 10.62% |
| Sep 30, 2025 | 58.81% |
| Jun 30, 2025 | 96.45% |
| Mar 31, 2025 | 27.46% |
| Dec 31, 2024 | 19.49% |
| Sep 30, 2024 | 17.28% |
| Jun 30, 2024 | 54.69% |
| Mar 31, 2024 | 15.42% |
| Dec 31, 2023 | -4.98% |
| Sep 30, 2023 | 10.97% |
| Jun 30, 2023 | 33.18% |
| Mar 31, 2023 | 8.84% |
| Dec 31, 2022 | 2.01% |
| Sep 30, 2022 | 15.83% |
| Jun 30, 2022 | 58.62% |
| Mar 31, 2022 | 16.37% |
| Dec 31, 2021 | 28.42% |
| Sep 30, 2021 | 144.69% |
| Jun 30, 2021 | 35.85% |